Sunday September 22, 2019
Home Business 10 Ways to Ge...

10 Ways to Get Best Offers On Two Wheelers Insurance Renewals This Diwali

So, if you are renewing your bike insurance policy this Diwali, don’t forget to avail the below-mentioned offers to reduce your premiu

0
//
BS-III
Bikes in a showroom. Image courtesy: Wikimedia commons

Diwali is a festival to celebrate with your family and friends. You also make major purchases this time of the year. However, with festivities and celebrations, expenses increase and so you look for savings and offers. Luckily, Diwali is a time when many sellers allow attractive discounts and offers, to lure customers. Even when it comes to bike insurance renewals, you get offers if you look for them. But before you go looking for offers, you should know how to renew your two wheeler insurance online. So, here’s the renewal process in brief:

 

  • Choose a plan based on your requirements
  • Provide your existing policy details and bike details
  • Pay the renewal premium online and the policy would be renewed instantly

If, however, the due date has expired and the policy has lapsed, renewal would be allowed only after inspection of the bike. After choosing an insurer, you should ask the company to arrange for the inspection of your bike so that you can renew your two wheeler insurance online.

Now that you know the bike insurance renewal process, here are 10 best ways in which you can get the best offers on renewals:

  1. Choose to renew online:The online marketplace allows you to renew two wheeler insurance online. The online medium is not only simple, but it also helps in saving the premium outgo when you compare
  2. Compare before renewing: There are various bike insurance plans available in the market and at the time of renewal, you can choose another plan if you like. Different plans have different coverage and premium rates. When you compare you might get a low premium rate and save on your bike insurance plan.
10 Ways to Get Best Offers On Two Wheelers Insurance Renewals This Diwali
This articles give you knowledge on ’10 Ways to Get Best Offers On Two Wheelers Insurance Renewals This Diwali’. Wikimedia Commons
  1. Choose the type of policy which is most suitable for you: Comprehensive plans provide the widest coverage but the premiums are high. Third party insurance plans are cheaper with a restrictive coverage benefit. If your bike is very old or you don’t use it very often, you can switch to third-party insurance and save premium on renewing the policy.
  2. Renew the policy on time: If you want to get the best offer on your two-wheeler insurance policy you should always renew the policy in time. In time renewals give you the best offers on premiums and you can save money.
  3. Go for a voluntary deductible: Voluntary deductibles involves you paying a part of your claim and reducing the insurance company’s claim liability. When you choose a voluntary deductible you can earn premium discounts.
  4. Look for other discounts: There are other discounts on your two wheeler insurance policy as well. For instance, you can get a discount for installing safety devices, for becoming a member of recognized automobile associations, etc. Look for these discounts to get good offers on the premium rate of your policy.
  5. Use your policy’s no claim bonus: If you have not made any claim in your policy in the existing year and also previous years you have a no claim bonus in your policy. You can use the accumulated no claim bonus to get a discount on the renewal premium. You can get a discount of 20% to 50% depending on the bonus you have in your policy.
Insurance
Representational image.
  1. Get rid of unnecessary add-ons: Add-ons help in increasing the scope of your policy but they incur an additional premium. When renewing your bike insurance plan see if your existing plan has unnecessary add-ons which are driving up your premium. Get rid of those add-ons which are not required and reduce your premium outgo.
  2. Know the IDV of your bike insurance policy: You should be careful in picking the Insured Declared Value (IDV) of your insurance plan. Different companies offer different IDVs and you should choose the IDV which would be most suitable for your bike after considering the bike’s age.
  3. Look for value-added  services offered by the company: The insurance company also offers various value-added services with its two-wheeler insurance policies. Look for these value-added services to get something extra with your two wheeler insurance plan.

So, if you are renewing your bike insurance policy this Diwali, don’t forget to avail the above-mentioned offers to reduce your premium.

Next Story

OPPO Reno 2: A Perfect Flagship to Gift This Diwali

Conclusion: The Reno 2 is among the best options in the Rs 30,000 and above price segment, dominated by OnePlus 7. In terms of novelty, Reno 2 takes over OnePlus 7. A perfect buy to gift your near and dear ones this Diwali

0
Charging, Technology, Users
Thanks to companies like Qualcomm, Huawei, OnePlus and Oppo, plugging in smartphones and having them charged (even if not completely) is a matter of minutes now. Pixabay

By Md Waquar Haider

After the initial success to Reno 10x Zoom, Chinese smartphone manufacturer OPPO has launched Reno 2 series — Reno 2 (20x digital zoom), Reno 2Z and Reno 2F — before Diwali in India that pack quad rear cameras, pop-up selfie camera and attractive designs.

The flagship Reno 2 (8GB RAM and 256GB internal storage) is priced at Rs 36,990. The device would go on sale, starting September 20.

After spending more than a week with Reno 2, here is what we think of the device.

The USP of the device is 48MP quad camera setup. The camera system includes a 48MP Sony IMX586 sensor that supports optical image stabilisation (OIS) and electronic image stabilisation (EIS), 13MP telephoto lens, an 8MP wide-angle camera and 2MP macro lens.

The Reno 2 comes with 5x hybrid zoom support and 20x digital zoom.

In terms of low-light photography, there is an ultra-dark mode. The rear camera performed really well in various lighting conditions. Simply, the camera being the major highlight did impress with the neat images.

If you love photography but do not have the budget to invest on a premium smartphone, Reno 2 is the best option right now with 20X zoom.

The device also houses a shark-fin selfie camera with 16MP resolution that pops out at an angle. The front camera too worked fine during the testing. It captured good-quality images with ample detailing and near accurate colours.

In terms of design, the smartphone manages to stand out in the crowd. The phone retains the same design elements as the original Reno.

The top of the device houses selfie camera while the bottom sports 3.5mm headphone jack, Type-C port and a speaker grille.

Oppo, smartphones, china, launch
Oppo launched its Oppo Reno2 series of smartphones in August. Wikimedia Commons

The quad camera setup at the back is vertically placed under the glass with the OPPO logo and “Designed for Reno” — protected by “O-Dot” ceramic bead that aims to prevent the camera from getting scratches.

The volume rockers are on the left and power button on the right, both quite easy to operate.

The Reno 2 comes with a 6.55-inch Dynamic AMOLED display. The phone offers FHD+ (2400×1080) resolution and a screen-to-body ratio of 93.1. The front of the device is completely all display with no notch and very slim bezels. It also houses an in-display Fingerprint Unlock 3.0 scanner.

The display was bright indoors as well as outdoors. If you love watching videos, you would definitely like the display. Netflix streaming was an amazing experience.

The Reno 2 is powered by 2.2GHz Snapdragon 730G processor that is based on a 8nm process and comes equipped with an Adreno 618 GPU. The phone runs Android 9 Pie with ColorOS 6.1 on top.

Also Read: Zomato Gold is Still Proving to be a Bone of Contention, Says NRAI Executive

For those who love online gaming, the phone is near perfect.

Apart from the above combination of hardware and software, the huge screen also helped make games more immersive.

Oppo Reno 2 packs 4,000mAh battery with USB Type-C port. The battery lasted almost an entire day on a single charge. The in-house VOOC fast-charging technology quickly charged the device in less than an hour.

Conclusion: The Reno 2 is among the best options in the Rs 30,000 and above price segment, dominated by OnePlus 7. In terms of novelty, Reno 2 takes over OnePlus 7. A perfect buy to gift your near and dear ones this Diwali. (IANS)