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5 smart New Year resolutions to look out for

Do something that makes you happy, take up a new hobby, travel somewhere you’ve never been before — all these will help you refocus and realign your goals and priorities.

2018 resolution
New Year resolutions which we can try and make our lives better

More than half of December is gone, and this is a good time to not just make a to-do list for 2018 but also stick to it and complete it. Here are five smart resolutions to make for the coming year — compiled by Patanjali Somayaji, Co-Founder of the Walnut App.

1. Save more, spend less (and pay bills on time)
A no-brainer really, but easy to say and tough to do. Check your past spends and work out how much you want to save each month. Allocate part of your income automatically so you’re not tempted to use the money elsewhere. This could be in an auto-sweep fixed deposit, a SIP in a mutual fund or a transfer to another bank account. Use a money management app to track your spends, create a budget and get reminders to make your bill payments on time.

2. Clear high-interest debt
Do you have several credit cards that are maxed out to the available credit limit, and are you paying only the minimum due each month? If so, you are headed for financial disaster. If you have multiple credit cards, give them up and keep a maximum of two, with the highest credit limit. Avoid any fresh spends on your cards till dues are cleared. List all your debts, from highest to lowest, and clear them in that order.

3. Health is wealth — ensure it
Being healthy and fit is the best gift for yourself and your family and dependents. Cut down on wasteful spending and eating/drinking, make actual use of that gym membership, get a complete health check-up done and make it a yearly habit.

Set aside money each month for an emergency fund worth 6-8 months of living expenses to see you and family through any medical emergency. Regardless of whether you are single or have a family, get a life and health insurance policy so that you/your next of kin don’t suffer financially if something happens to you.

2018 resolution
Every New Year brings a lot of hope and excitement to be unleashed

4. Documentation and nomination
Sounds boring, but it is a good idea to ensure your spouse/family is aware of your finances — not just investments and insurance, but also debts. Likewise, while opening a bank/demat/mutual fund account, not many pay attention to adding a nominee — or in case of a life insurance policy, updating beneficiary from parents to the spouse. Documentation can be further split into financial/debt, health/life and legal (if applicable). Ensure it is easily accessible to next of kin in case something happens to you, so they are spared the running around and unnecessary paperwork.

5. Remember to have fun!
Working 9 to 6 daily, five (or six) days a week can take a toll on your health and personal life. Make a conscious effort to set aside time for your family and friends. Plan mini-breaks every quarter and a full-fledged vacation once a year.

Do something that makes you happy, take up a new hobby, travel somewhere you’ve never been before — all these will help you refocus and realign your goals and priorities. IANS

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Copyright 2017 NewsGram

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10 Bollywood movies to binge watch in 2018

10 Bollywood movies to binge watch in 2018
10 Bollywood movies to binge watch in 2018. IANS

Mumbai, Jan 2, 2018: Like every year, a lot of films are ready to hit the screens in 2018. So, know where to put your money.

Here’s a list of must-see Bollywood films this year:

* “Pad Man”: On January 26, it’s Akshay Kumar, and no one else. I will put my money on this heart-warming saga of Arunachalam Muruganantham, the man who manufactured economical sanitary napkins even at the risk of being belittled.

Here is another man-of-the-masses part for the ever-enterprising actor who never shies away from seeming less than heroic because he knows that the true hero is the one who dares to venture into the unknown even at the risk of stumbling and falling.

“Pad Man” is directed by one of my favourites R. Balki who courts the quirky with compelling credibility.

In “Shamitabh”, it was the Big B giving voice to mute star Dhanush. In “Ki & Ka”, a working wife gets herself a happy house-husband. In “Pad Man”, gender-sensitisation reaches the cyclic level. Yes, it’s that time of the month.

* “Sonu Ki Titu Ki Sweety”: Luv Ranjan is a director who gets into the head and the bed of the young without acting like a twit of a director. His remarkable proclivity for youthful candour is in full view in this wackily-titled rom-com where Sonu’s (Kartik Aaryan) over-possessive best friend Titu (Sunny Singh) gets a girlfriend Sweety (Nushrat Bharucha). It’s a lip-smacking bromance versus romance on February 9.

* “Hichki”: For my money and time, Rani Mukerji doing the role of a teacher with a neurological disability is just what the doctors prescribed. This official remake of a little-known American film “Front Of The Class” is the kind of inspirational story we all need in our lives. Release date is February 23.

* Sanjay Dutt’s biopic: Ranbir Kapoor playing Sanjay Dutt in a film directed by Raj Kumar Hirani is not quite my idea of an inspirational biopic. Nonetheless, this one is of interest for us to know what mistakes one can make in the journey of life. So this can be taken as an inspirational film in reverse. Verdict is on March 30.

* “October”: Titled “October” but releasing in April. A Shoojit Sircar film by any name or in any month smells just as sweet. Sircar teams up with the most successful star of 2017 (not counting Salman Khan) — Varun Dhawan — for what the director describes as the most unusual love story. We can’t wait for April 13.

* “Veere Di Wedding”: The sheer joy of watching a gallery of interesting female actors navigated by Kareena Kapoor Khan and Sonam Kapoor is enough reason to give this ‘chic-flick’ a run for its money. Release date is May 18.

* “Fanne Khan”: A famous singer played by Aishwarya Rai Bachchan kidnapped by the father (Anil Kapoor) of a wannabe singer — an extremely unusual premise and a solid project to bring together Aishwarya and Anil Kapoor after “Taal”. Directed by debutant Atul Manjrekar, this remake of a Belgian film promises something unusual. Release date is June 15.

* “Gold”: If Akshay Kumar owns Republic Day, he also exercises a quasi-copyright over the Independence Day week. On August 15, comes “Gold”, a film recreating India’s historic win for hockey at the 1948 Olympics.

Reema Kagti’s film would be a fictional take on what actually happened. The game of hockey would feature prominently in the plot. But there will also be strong human drama playing at the forefront. And it wouldn’t be just the Olympics victory in 1948 we will be looking at. “Gold” will look at 12 crucial years in India’s history. Wow! Can’t wait!!

* “Super 30”: Not kicked by Vikas Bahl’s directorial abilities after seeing the mess he made in “Shaandaar”. But it would be interesting to see the life of the maths genius Anand kumar brought to life on screen by Hrithik Roshan who hasn’t done a biopic before. Releasing on November 23.

* “Zero”: Aanand L. Rai gets together with Shah Rukh Khan for a game changer this Christmas. Crucial for SRK who needs a clutter-breaker. Releasing on December 21.

And of course, Sanjay Leela Bhansali’s “Padmavat(i)”. (IANS)

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