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Amazon Pay Launches P2P Payments for Android Users

All payments are secured through multi-factor authentication involving the customer's phone, SIM details and UPI PIN

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'Amazon Pay UPI' launched for Android users in India.

Amazon Pay on Monday launched person-to-person (P2P) payments for Android users who can now make instant bank-to-bank transfers using the UPI platform on the Amazon app.

Amazon customers can also pay bills, rent and various daily subscriptions, the company said in a statement.

“With this launch, we have the largest selection of shopping and payment use cases on the Amazon Android app which provides added convenience and control to our customers,” said Vikas Bansal, Director-Amazon Pay.

Customers can send or receive P2P payments by simply selecting a contact from their phone contact book or entering UPI ID or bank account of the recipient.

e-commerce
Security guards stand at the reception desk of the Amazon India office in Bengaluru, India, Aug. 14, 2015. VOA

“Amazon auto-detects if the contact is a registered Amazon Pay UPI customer and enables instant bank to bank transfer. If the contact is not registered for Amazon Pay UPI, the customer has the option to pay using any another BHIM UPI ID or contact’s bank account,” the company said.

As a launch offer, customers can get up to Rs 120 cashback on sending money through UPI.

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All payments are secured through multi-factor authentication involving the customer’s phone, SIM details and UPI PIN.

“Our goal is to make Amazon Pay the most trusted, convenient and rewarding way to pay for our customers,” said Bansal. (IANS)

Next Story

42 Malicious Apps Affected 8 Million Android Users: Report

"The malicious developer also has apps in Applea¿s App Store. Some of them are iOS versions of the ones removed from Google Play, but none contain adware functionality," said Stefanko

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Google, Play Store, Dark Theme, Makeover
Huawei smartphones are seen in front of displayed Google Play logo in this illustration picture, May 20, 2019. VOA

Security researchers have detected a massive year-long adware campaign where the involved apps were installed on users’ Android devices eight million times from Google Play alone.

Slovak internet security company ESET identified 42 apps on Google Play as belonging to the campaign, which had been running since July 2018. Of those, 21 were still available at the time of discovery.

“We reported the apps to the Google security team and they were swiftly removed. However, the apps are still available in third-party app stores,” said the researchers in a statement on Thursday.

Once launched, the “Ashas” adware family app sent “home” key data about the affected device: device type, OS version, language, number of installed apps, free storage space, battery status, whether the device is rooted and Developer mode enabled, and whether Facebook and FB Messenger are installed.

“The app receives configuration data from the command and control server (C&C) server, needed for displaying ads, and for stealth and resilience,” said security researcher Lukas Stefanko.

Once a user installed an adware-infected app, the app will show full-screen ads on the device’s display at intervals.

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Google acquired Android Inc. for nearly $50 million in July 2005. Pixabay

First, the malicious app tries to determine whether it is being tested by the Google Play security mechanism.

After dodging Google servers, the malicious app can set a custom delay between displaying ads. Based on the server response, the app can also hide its icon and create a shortcut instead.

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“If a typical user tries to get rid of the malicious app, chances are that only the shortcut ends up getting removed. The app then continues to run in the background without the user’s knowledge. This stealth technique has been gaining popularity among adware-related threats distributed via Google Play,” the researchers noted.

According to the team, students at a Vietnamese university may be behind the malicious adware app.

“Due to poor privacy practices on the part of our culprit’s university, we now know his date of birth, we know that he was a student and what university he attended. We retrieved his University ID; a quick googling showed some of his exam grades,” said researchers.

“The malicious developer also has apps in Applea¿s App Store. Some of them are iOS versions of the ones removed from Google Play, but none contain adware functionality,” said Stefanko. (IANS)