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By- Khushi Bisht
Anand Kumar is a skilled mathematician and great teacher who started Super 30 and changed the lives of many underprivileged children. He trains financially disadvantaged children for the Joint Entrance Exam (JEE) and the Indian Institutes of Technology's entrance exams (IITs).
His name is inscribed in the "Limca Book of World Records" for his efforts in assisting underprivileged students in clearing the IIT-JEE exam. In this article, we will talk about Anand's life and what inspired him to start Super 30 classes and do this selfless service.
Anand Kumar was born and brought up in Patna, Bihar. He hailed from a humble background, and as the son of a post office clerk, he attended a government school, where he developed his strong passion for Mathematics. He excelled in his academics, and his great passion for mathematics led him to submit a thesis on number theory, which was well received and published in a range of math publications.
He was quickly accepted to the University of Cambridge as a result of his strong interest and aptitude in mathematics. But, due to his father's demise and his financial situation, he abandoned that goal and did not pursue studies there.
Anand studied math throughout the day and sold papads (seasoned flatbread) alongside his mother in the evenings to help support his family. To supplement his income, he established a mathematics teaching institution.
Anand selects thirty bright students from severely disadvantaged sectors, including the homeless, street vendors, etc, and educates them for a year, providing study materials and accommodation. Unsplash
Establishment of the Super 30 initiative:
In the year 1992, he hired a room for five hundred rupees and established Ramanujan School of Mathematics. His reputation increased as hundreds of pupils joined his institution.
It was during this time he met a disadvantaged student who wanted to study for the IIT-JEE entrance test but couldn't afford the tuition costs. This inspired him to create the Super 30 program, which provided worthy and disadvantaged students with free accommodation and training. Ever since 2003, the Ramanujan School of Mathematics holds a competitive test annually to choose thirty outstanding and talented students who are given free accommodation, meals, study materials, and tutoring to prepare for competitive examinations.
Thousands of students sit for the test, and he selects thirty bright students from severely disadvantaged sectors, including the homeless, street vendors, etc, and educates them for a year, providing study materials and accommodation. Jayanti Devi, his mother, prepares meals for the pupils, while Pranav Kumar, his brother, manages the institution.
The vast majority of his pupils pass the IIT examination thanks to his excellent teaching abilities. He has a string of 30/30 results from 2008 to 2012. He taught 450 students between 2003 and 2017, with 391 of them going on to the prestigious Indian Institute of Technology. In 2017, he received a 100% result.
The mission of Super 30:
The major goal of Super 30 is to find a brilliant group of students from underprivileged areas and help them improve their abilities by providing a supportive atmosphere. Anand believes students should not be hampered by their families' monetary difficulties. Therefore, he recognizes potential in students and nurtures it so that it might flourish.
Super 30's aim is to assist kids from economically disadvantaged backgrounds in gaining admission to IITs.
Anand's selfless work was brought to the attention of many when the Discovery channel broadcasted a one-hour program about Anand Kumar's Super 30 in 2009. The Super 30 institution was named one of the finest in Asia by Time magazine in 2010.
Super 30's aim is to assist kids from economically disadvantaged backgrounds in gaining admission to IITs.Wikimedia Commons
ALSO READ: Nick Vujicic's Life Without Limbs.
Anand's work is now well-known all around the world. After reading about Anand in TIME magazine, former US President Barack Obama dispatched an ambassador to inspect his work and offer all possible support, but Anand never takes help from anybody. Numerous public and commercial organizations approached Anand about sponsoring Super 30. However, he turned down all of them since he wishes to operate them on his own earnings from the Ramanujan School of Mathematics.
S Ramanujan Award, Maulana Abul Kalam Azad Award, and Ramanujan Mathematician Award are among the many honors bestowed upon Anand Kumar. In addition to several awards and plaudits, Anand Kumar's narrative was recreated by Vikas Behl's film named "Super 30," which starred Hritik Roshan.
Biju Mathew, a psychiatrist from Canada, collaborated with journalist Arun Kumar to write a book on Anand's remarkable life.
Anand Kumar is indeed an inspiration to all of us, and he is the epitome of selfless service.
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana