Authorities in China have asked online service providers to take strict measures to deal with pornographic content on their platforms, to create a “green, safe and civilised” online environment for the country’s youth.
The National Office Against Pornographic and Illegal Publications issued a statement saying efforts to manage the safety of online content are not only a legal obligation but also a social responsibility for internet businesses, according to a report by the China Press Publication Radio Film and Television Journal.
The statement called on social network platforms, search engines and short video and live broadcasting websites, which have vast numbers of young users, to adopt stricter standards and measures in managing the content on their platforms, Xinhua reported on Sunday.
It also named and shamed services operated by internet giant Baidu as well as microblogging platform Sina Weibo for weak control.
The office pledged enhanced efforts in supervision and in handling reports from the public, saying it will work with other authorities to punish those who produce, upload or spread online pornographic content. (IANS)
Health insurance is not an option anymore. It has become a must-have thing.
The government takes regular initiatives to encourage people to have health insurance by introducing welfare schemes, the latest being the Ayushman Bharat Yojana (ABY)in 2018. Under this plan, the central government will be providing health insurance with a cover of Rs. 5 lakh annually to 50 crore people of the country. However, this scheme is specially for low income groups.
The average middle class who can afford to buy insurance must have a health plan because you don’t want to end up yourself in financial burden in case of medical emergencies. And what’s better option than a comprehensive health insurance plan?
How to get a pocket-friendly right health plan?
You can take advantage of online services offered by the insurance companies and insurance aggregator portals like RenewBuy, OneInsure, Probus Insurance, Policybazaar, and others to find the right plan.
Get a health insurance plan online
But, first, you need to answer these questions:
Whether you want to buy a Health plan for an Individual or family
How much coverage you want in a plan
Once you have answered these basic questions, you can visit either the official website of insurance companies or insurance aggregators like PolicyBoss, RenewBuy, Probus Insurance, Turtlemint, Ask Arvi, etc.
If you want to take real advantage of online services and explore a plethora of health plans offered by various insurance companies, visit the website of any of the insurance aggregator like Probus Insurance and compare health plans.
Compare health insurance plans online
Comparing health insurance is easy and totally free of cost. You get to see various health insurance plans and premium quotes provided by top-notch health insurers in India.
Despite the convenience, finding the right health insurance plan is not easy. There are a few deciding factors, which you should keep in before you finalise a plan.
Points to keep in mind when comparing health plans
A) Health plan coverage
Check what it covers, inclusions, type of treatments, cost of hospitalisation, etc. You need to find out what each health insurance plan includes.
Check for the medical expenses covered for:
These are a few of the basic coverages a health plan covers. However, each insurance company may offer different coverage scheme. So, you must compare each plan coverage.
B) Compare room rent
A room rent decides the amount you will get at the time of claim in case of medical emergencies. All the expenses for medical treatments are based on the room rent. Check if there is a cap on room rent limit.
C) Check for a waiting period
A waiting period implies a duration up to which you have to wait before a claim is accepted. This is not applicable under emergency hospitalisation. Generally, a plan will have a waiting period of 30 days. However, for pre-existing diseases, it differs. It is essential to check the waiting period.
Check the exclusions, as mentioned in each of the plans in insurance policies. It is better to know the exclusions before purchasing.
Premium is the amount one pays to keep a health insurance plan in force. A cheap plan does not mean a bad plan. And a higher premium does not guarantee you a better service.
Look for a pocket-friendly plan, but also check the claim settlement ratio to know the post-sales and support provided by the insurance company.
F) Claim Incurred Ratio
Check incurred settlement ratio of each health insurer you have shortlisted. It can act as a critical factor before you buy a plan. Because you want that insurance company to support you when needed.
Other factors you can also check for is Network Hospitals, Sub-limits, Co-pay, etc.
Finding the best health insurance plan is not an easy task. But comparing health plans online on web-portals like Policybazaar, Probus Insurance, ETInsure, make things simple and convenient. With the help of a few guide pointers as discussed above and comparing health plans, you can get the right health insurance plan online with no hassle.
Author: Sumit Asrani
Sumit Asrani is a Mumbai based writer. His blood cells are woven with Hypergraphia, as he breathes in books, he exhales words and sneezes poetry on Instagram. Captivated by the web-of-words, he’s trying to escape miraculously by weaving words on insurance space, digital marketing, and creativity.