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5 Apps Which Make Millennials Spend Money Wisely!

These finance apps may help the millennials in managing their expenses in a better way.

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Millennials
Apps which can help Millennials save money

Millennials are leading their lives in the “tech age”, where they have their own set of generation problems. Inflation has been a common problem of all the generations, but Millennials altogether have a different approach to life. The young adults of today are much more carefree. Their expenses are not just limited to home, family and food. From going on regular vacations to spending money in hip restaurants, they want it all. Keeping all these factors in mind, it becomes necessary to set meager budgets for all the planned luxuries and at the same time increase your savings as well. This may sound difficult, but the digital era has made it easier. Below are five finance apps which would manage your expenses!

  1. Cash Envelopes! 

Keeping a strong will is tough if you always find money in your wallet. This is a world-wide problem. The solution for it is to decide your budget for various expenses and keep them inside envelopes. An excellent savings app, Mvelopes, has expertly executed this idea with the help of technology. This way, if anyone savings envelope gets vacant, you can either wait for it to refill or take money from other cash envelopes. These envelopes will get connected to maximum four bank accounts.

2. ‘Balance’ Your Way

An app called Balance is at the rescue of millennials. It helps to manage money effectively so that one can save a good amount. It has recommendations on habits of expenditures in the form of ‘recipes’. The app streamlines the documentation processes in investments; thus, making an individual aware of the risks linked to it.

3. Keep a track on money spent

Sometimes, we may just get reckless and spend our cash without keeping in mind the expenses. To control this behavior is of utmost importance. An app called Money View would help you maintain a record of all the payments you made. It also tracks the dates of your bill and never lets you miss a payment deadline.

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4. Sharing budget

Setting a good budget will better your spending habits. And, the Google Budget app helps you to understand better spending habits. It is quite like Mvelopes, except that it also facilitates sharing these budgets with close relatives. This app taps all types of payments, users are making from the connected account.

5. Tracking Your Overall Financial Position

Since Millennials grew up in the generation when technology witnessed a boom, they are expected to handle their bank accounts digitally without much panic or mulling.Mint app keeps track of your expenses, cash and income inflows. This leads to constant reminders in your mind about how much money you should or should not spend. An integrated amount of your savings also helps you in making better and bigger future decisions.

by Megha Acharya of NewsGram.

 

 

 

 

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Google Removes 29 Malicious Apps That Steal Users’ Information

Furthermore, the camera apps used packers to prevent them from being analysed

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Google, Main One, russia
A Google logo is displayed at the entrance to the internet based company's offices in Toronto. VOA

Google has deleted 29 malicious “beauty camera” apps that were sharing pornographic content and forwarding users, particularly in India, to phishing websites to steal their information.

Some of these Android apps have been downloaded millions of times and a large number of the download counts originated from Asia — particularly in India, said a report from US-based cyber security firm Trend Micro.

The apps have now been removed by Google from the Play Store.

“A user downloading one of these apps will not immediately suspect that there is anything amiss, until they decide to delete the app,” said Trend Micro.

The app will push several full screen ads when users unlock their devices, including malicious ads (such as fraudulent content and pornography) that will pop up via the user’s browser.

Google
The Google logo is seen at a start-up campus in Paris, France, Feb. 15, 2018. VOA

“During our analysis, we found a paid online pornography player that was downloaded when clicking the pop up,” the report added.

None of these apps gave any indication that they were the ones behind the ads, thus users might find it difficult to determine where they’re coming from.

Some of these apps redirected to phishing websites that asked the user for personal information, such as addresses and phone numbers.

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“For example, the package com.beauty.camera.project.cloud will create a shortcut after being launched. However, it will hide its icon from the application list, making it more difficult for users to uninstall the app since they will be unable to drag and delete it,” Trend Micro noted.

Furthermore, the camera apps used packers to prevent them from being analysed. (IANS)