New Delhi, September 9, 2017 : With Dussehra and Diwali round the corner, get your home festive ready with thorough cleaning, cushions in silk, chanderi or zari embroidered fabrics, fresh flowers and scented candles, suggest experts.
Dipti Das, Design Head at interior design and decor online platform HomeLane and interior designer Pramitha Roche, have shared ideas on how you can decorate your home tastefully for Dussehra and Diwali :
Use traditional hand-crafted fabrics and prints. Silks, chanderi, fabrics with batik or block prints and zari embroidery are all the rage. You can also add some traditional carpets.
Use copper and brass crockery when guests come calling.
Add mirrors with embellished or copper-toned frames to add a little bling to your interiors.
Instead of painting the whole house, use one prominent wall and paint it with a pretty motif or adorn it with a decal or wall hanging to add to the festive spirit.
Good lighting can easily set the right mood. Light up your home in layers with some ornate lighting fixtures and lamps.
Highlight a wall by painting it in cheerful earthy warm hues like solar yellow, rustic red and emerald green.
Fresh flowers and scented candles are ideal for those who want to keep the decor understated.
Ensure your towels, napkins, table runner and door mats are in the same vibrant shade to keep symmetry going.
Bring out the prized centrepieces for your coffee table and dining table. (IANS)
At some point of time in life, you may have created a budget, followed or earmarked investments and tried to take control of your finances. Often, even the most stringent of financial plans, fall flat because of several reasons, such as:
Lack of prioritizing financial security
Overwhelming amounts of advice
Unforeseen circumstances and sudden expenses
In order to streamline your finances, it is important to delve deep and understand what financial mistakes hold you back.
This Dussehra, take a look at the financial shortfalls you need to overcome, and pledge to walk the righteous path. Here’s a brief lowdown on the same.
Bid Adieu To Procrastination Just sitting and thinking of ways to execute a financial plan is not enough. You need to stop day dreaming in order to act when the time is ripe. Experts believe that in order to reap great returns from the market you need to keep an eye on your investments and keep rebalancing and diversifying your portfolio.
Volatile markets, for instance, are a signal that you need to increase your investments in safe options like FD, commodities, gold, and real estate. On the other hand, you can invest for short-term gains in assets like shares when the market is highly bullish. The trick is to be aware and informed so that you can take the right action at the right time.
Overcome Ignorance And Financial Fear
Ignorance or a bad experience are the main reasons why you may be afraid of doing anything other than storing your money in a savings account. Well, now is the time to conquer this fear. Financial planning starts from the moment you outline your goals and pick and choose assets for your portfolio to achieve them.
Detail out your financial goals and plans like retirement, a world tour with your family, your child’s marriage, and more. Then start putting in money in different instruments corresponding to each goal.
However, in order to decide what assets permit growth, you will have to read about them. The right research will help you gain more knowledge about the varied options, which in turn will ease the decision-making process for you. So, read, research, understand, and then invest to reap substantial returns.
Lay The Bricks For Your Financial Wellbeing Today Instead of waiting any further, start your financial journey right now. To begin with, include both short and long-term options in your portfolio. Introduce investments that guarantee earnings to boost your confidence and enjoy your gains.
Choose high interest assured return investments like recurring deposits, pension plans and fixed deposits on the one hand. On the other hand, you can pick riskier high return investments like shares.
Out of all these investments, FDs bring a lot on the table. So, you can choose to invest in varied cumulative and non-cumulative FDs from trusted issuers like Bajaj Finance. These FDs are lucrative in terms of the benefits and the interest rate they offer on your investment. Awarded ICRA’s MAAA (stable) rating and CRISIL’s FAAA/Stable rating, Bajaj Finance FDs are credible and assure you up to 8.85% interest on your investment. As you can start investing with a mere sum of Rs.25,000, you have no excuse not to begin.
Since applying online is easy and convenient, it’s time to get started now! Choose between a cumulative FD in case you want to enjoy the benefits of compounding or a non-cumulative FD to access the interest as a regular payout.
With these 3 tips, you can conquer and rid yourself of financial demons holding you back this Dussehra and celebrate your financial triumphs for years to come.