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The Indian capital, Delhi’s air pollution, has turned from low to severe over the course of the Diwali weekend due to the burning of crop stubbles in nearby states and people bursting crackers in violation of a Delhi state government ban.
While the festival of lights inevitably brings the problem of smoke and ash spewed by crackers, the bigger worry is that of farm fires — a phenomenon that has been gradually choking the national capital even though the vehicle load has somewhat eased because of Covid.
The problem of crop stubble burning is hurting our society in multiple ways. It virtually buries Delhi under a cloud of haze every year, as well as destroys beneficial soil bacteria. Thousands of tons of paddy straw, convertible to green fuels or manure, simply go up in smoke.
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The recurring administrative paralysis has now put the ball in the Supreme Court’s domain. Indeed this is one situation that requires wisdom, sagacity, and stringent action for the benefit of society.
Burning crop residue is a crime under Section 188 of the Indian Penal Code and the Air and Pollution Control Act of 1981. On December 10, 2015, the National Green Tribunal (NGT) had banned crop residue burning in the states of Rajasthan, Uttar Pradesh, Haryana, and Punjab where the practice is prevalent.
In M.C. Mehta vs Union India, (Order in IA Nos.158128 And 158129 of 2019 In Writ Petition (C)No.13029 Of 1985), the Supreme Court had asked the governments of Punjab, Haryana, and Uttar Pradesh to stop their farmers from stubble burning immediately.
It has also warned that their entire administrative and police hierarchy, from the Chief Secretary to the sarpanch to the local policeman, will be held responsible even if one instance of stubble burning occurs in the future.
The apex court held state governments responsible for stubble burning and said that instances of stubble burning would be penalized. It has made the local and civic bodies as “personally responsible” as the errant farmer who puts fire to his crop residue, putting in effect the ‘Polluter Pays Principle.’
Stick alone won’t be effective
But wielding the stick alone won’t work. Only this week, the number of farm fire incidents in Punjab crossed an all-time high of 73,000. That too, within days of First Information Reports being lodged against farmers and arrests being made in adjoining states of Delhi. A solution to this complicated rigmarole requires, besides political will, sincerity and earnestness for the sake of everybody’s health.
What prompts farmers to burn their rice stubble in northern India?
A combine ‘harvester and thresher’ used in the harvest of paddy, the machine leaves behind a significant length of straw and stubble on the field. This straw, lying on the field, comprises the stalk and the leaves of the crop with limited nutrients. It is reported that is September- October each year, farmers burn an estimated 35 million tons of crop waste from their paddy fields as a low-cost straw disposal practice.
With often only a couple of weeks gone between the rice-harvesting season and the start of wheat-sowing, farmers burn the debris to clear the field quickly for the new crop. For them, every day matters.
The apex court has realized that regulatory action won’t be enough to resolve the problem. After all, the majority of our farmers are small and marginal, who struggle to employ farm machines needed for sowing, let alone afford equipment required to clear stubble from their fields.
In its wisdom, therefore the court has directed that a sum of Rs 100 per 100 kilograms (quintal) be provided, especially to small and marginal farmers, along with farm machinery free of cost to prevent them from burning the stubble.
However, such a measure would amount to states having to pay Rs 2,000/acre to support such operations besides the additional cost of providing the machines. Moreover, the 2-4 week time window available between harvest of the summer crop and sowing of the winter varieties presents a time challenge. The result is that no state has embraced the proposal earnestly.
Delhi state Chief Minister Arvind Kejriwal has expressed the hope that a new technology developed by the Indian Institute of Technology to spray a chemical that will convert the leftover crop into manure might provide the solution.
Other scientific solutions can be used productively as well. For example, the conversion of rice straw into bricks or blocks for use as biogas or ethanol can substitute pollution-causing petrol and diesel.
It is here that a robust enforcement mechanism, well regulated, under the central government can go a long way. Earlier this month, the central government introduced a new law through an ordinance to curb air pollution in the Delhi-NCR region. The new law dissolved the Environment Pollution (Prevention and Control) Authority (EPCA) and instead set up a commission with over 20 members.
Want to read more in Hindi? Checkout: ‘पाक ने हिंदू, ईसाई महिलाओं की चीन में ‘उप-पत्नी’ के तौर पर मार्केटिंग की’
It also says that “any non-compliance or contravention of any provisions/rules or order/direction of the Commission will be an offense punishable with a jail term up to five years or with fine up to Rs one crore or with both.” This will apply to the red zone for stubble burning — Punjab, Haryana, Rajasthan, and Uttar Pradesh apart from the Delhi-NCR region.
However, matters related to agriculture are not only sensitive but also complicated. With farmers comprising the country’s largest workforce spread across thousands of farms dotting the countryside, the job of policing them becomes all the more complex. Under the Indian Constitution, agriculture falls in the concurrent list, which means neither the central government nor state government can regulate this completely.
The central government is due to submit another report to the Supreme Court to outline the proposed measures to stop stubble burning. Still, the bottom line is that New Delhi will need the support and cooperation of adjoining states for addressing the problem.
Paddy straw can be a potential goldmine
Given the dynamics, the only practical solution can be when both farmers and their state governments respectively see a sufficiently strong financial motivation. The world over green fuels is catching on as geographies such as the European Union and Japan are moving towards zero-emission.
India is sitting on a potential goldmine. Thousands of tons of paddy straw can be converted into green fuels like ethanol or even compressed natural gas. Of course, such a solution will require a chain of supportive infrastructure such as warehousing to store the paddy straw bales as well as sufficient processing capacity for their conversion into fuel.
Equally importantly, India will need to set up an efficient logistics system for the collection of the paddy straw from the farmers and transporting them to storage hubs. This will not be an easy challenge. However, given that the Food Corporation of India already has the storage infrastructure for wheat, rice, and other crops for which it pays a minimum support price, the state machinery should be able to cope with this demand.
Such an initiative will be timely as the government is keen to boost its ethanol blending program, which currently stands at 5% compared to a targeted 10% for petrol. While it may take time to implement this fully, the program can go a long way in trimming India’s bloated crude oil import bill.
The problem of farm fires has again underscored the need for better technology for our rural sector. Drone technology has already rescued a swathe of northern India in combating the menace of locusts. Speeding up the draft rules can go a long way in detecting and fighting stubble burning.
Moreover, effective digitization can make the task of spreading awareness among farmers that much easier. In essence, the means are very much at hand, if the will is there. Since India has pledged to drive down its emission intensity as part of the Paris Climate Change accord, it is hoped that robust regulation and the scientific solution would drive in a new era in handling stubble burning- sooner than later. (IANS)
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana