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Indian Para-Athletes Forced to Borrow Money in Germany due to Negligence of the Authorities

The Para-Swimmers were forced to pay for their hotel and food expenses during Berlin Tournament

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The Para-Swimming championship was a harrow experience for the Indian athletes. Source: Pixabay
  • Indian para-athletes face financial difficulties in the Para-Swimming Championship held in Germany
  • The coach assigned to these athletes was of no help, being absent during some of the main events
  • The blunder caused by the concerned authorities made the athletes borrow money in an unfamiliar place.

New Delhi, July 13, 2017: Kanchanmala Pande who was one of the five Indian para-athletes to participate in the Para-Swimming Championship held in Germany was forced to borrow money as the funds sanctioned by the Indian government for this swimmers’ tournament did not reach them.

Based in Nagpur, she is blind and participates in the S11 category. She had to go through extreme hardship and torment during her Berlin trip due to the alleged blunder made by the Paralympic Committee of India (PCI).

Being a para-athlete, she very well knows how to make her way through the tide. She was so dedicated to swimming in this tournament that she made efforts herself to raise around Rs 5 lakh in an unknown place.

She along with five more people participating in this championship in the capital of German from 3rd to 9th July underwent a crucifying experience due to the irresponsibility of the concerned authorities. The PCI has put the blame on the Sports Authority of India for this harrowing affair.

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But this episode failed to prevent the athletes from shining. In the face of all odds,Subash Jadhav and Kanchanmala triumphed with silver medals and were successful in qualifying for the World Championships. The qualifying point was beaten by 26-aged Kanchanmala in 100m Freestyle, 100m Backstroke, 100m Breaststroke and 200m Individual Medley, in which a silver medal was backed by her. She turned out to be India’s only swimmer in the female category to qualify for the World Para-Swimming Championships this year, mentioned TOI report.

Kanchanmala and Jaimala Pande, her escort were included in the contingent of Berlin that was permitted government sponsorship. However, the PCI did not supply her the funds and she had no option but to pay for her food and hotel expenses. She said, “I was not given any official confirmation if I will receive a reimbursement for the expense I bore. I had to pay around Rs 70,000 for the hotel and more than Rs 40,000 for food. There was a time when I had no money left. I was simply devastated.”

The swimmers had to make arrangements for their visas as well, which added a separate Rs 15,000 to the cost. Kanchanmala was devastated when she noticed her name was put in the event of 50m backstroke by the PCI but she had applied for the 100m backstroke.

Kawaljeet Singh, their coach was of no help as, during the main and crucial events, he frequently went missing. He even went to extent of asking for 90 pounds (Rs 7,462) as a participation fee. She said that a coach is meant to assist and take care of his athletes but she didn’t see that in Singh.

She narrated an incident in which she travelled by a tram once from the venue of the tournament to her hotel without any money. She was forced to travel with no ticket and unfortunately, a checker caught her and later fined her for 120 pounds ( approximately Rs 10,000).

The vice-president of PCI, Gurucharan Singh stated that the amount for the tournament had not been sanctioned by the Sports Authority of India (SAI) and that refund will be provided to all the swimmers in monetary terms.

“I hope a repeat of this will not happen in the future,” she said after qualifying for second World Championship. “Athletes, especially the disabled, are meant to be treated with respect and such incidents shouldn’t be tolerated. Now that I have qualified, I want to train hard and win medals. I am getting to my best and with proper guidance and training, hope to have a successful campaign in Mexico.”

-prepared by Harsimran Kaur of NewsGram. Twitter: Hkaur1025

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Top Facts To Know About Home Loan And Taxes

The Government of India offers home loan tax benefits to individuals who take a loan to purchase their first house

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Home loan is a thing which is required for everyone at least once in their life to fulfill the wish of owning a house.
Many people are used to considering the home loan as a loan with the help of which we can purchase a house. Pixabay

The Government of India offers home loan tax benefits to individuals who take a loan to
purchase their first house. The aim is to provide a boost to the real estate market and encourage individuals to own homes. You can also avail tax benefit on the interest paid on all your home loans, regardless of whether it was for your first home or not. Let us take a look at the various scenarios involved:

Deduction for principal repayment
Under Section 80C of the Income Tax Act, the actual principal repaid towards your home loan can be claimed as a deduction. The deduction is available for your first home. The deduction is also applicable to a rented home when the owner is staying in a different town for work. The maximum deduction available under Section 80C is ₹1,50,000. The limit is raised to ₹2,00,000 for senior citizens.

loan, home, tax, India, purchase
The aim is to provide a boost to the real estate market and encourage individuals to own homes.

Deduction for interest paid on a home loan
Income tax benefit on home loan also includes deduction on the interest paid under Section 24 of the Income Tax Act. If the construction of the home was completed within five years of the loan disbursal, actual interest paid up to ₹2,00,000 are allowed as a deduction when calculating the taxable income for the individual. The cap is increased to ₹3,00,000 for senior citizens if the loan was for a self-occupied first home. If the construction of the home is not completed within five years, the tax exemption is allowed up to ₹30,000 only.

Additional deduction under Section 80EEA
Under Section 80EEA, an additional deduction of ₹1,50,000 can be availed if the loan was for the purchase of an affordable house under ₹40 lakh till March 2020. Again, this deduction can only be availed for a self-occupied first home.

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Additional deduction under Section 80EE
If you have taken a loan for your first home after 1st April 2016, you may be eligible for an
additional deduction of ₹50,000 under Section 80EE of the Income Tax act. You can avail this deduction if your home finance was for less than ₹35,00,000 and the value of the property was under ₹50,00,000.

Deduction for interest paid pre-construction
Deduction on home loan interest rate is only available after completion of construction or
immediately on the purchase of a fully constructed house. But the EMI payments would start as soon as the loan is disbursed. You could still claim Income tax benefit on home loan interest paid during the construction phase – you would do this after the construction has been completed. The interest paid can be claimed in equal parts for five financial years post-completion, up to a maximum of ₹2,00,000 per year. The limit includes both the interest paid in the current year and the deduction being claimed for the interest paid during the construction of the property.