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Chicago: Considering that any intelligence that David Coleman Headley might supply India will necessarily be exponentially dated, it is hard to make sense of a special court in Mumbai granting a conditional pardon to the key Mumbai terror plotter and even making him a witness for the prosecution.
For Headley’s part though he has once again pulled off a crafty deal to save himself more trouble by agreeing to turn approver for India reportedly in return for disclosing the role played by his handlers from the Pakistani military and intelligence services. However, on the face of it one cannot say what specifically India stands to gain by granting him such extraordinary accommodation.
The only plausible explanation behind the Mumbai court’s decision is that the Indian prosecutors are trying to make the best of a bad situation where Headley is a tightly controlled subject by the US authorities access to whom is very limited. Given his history with the US authorities as an informant and rather complicated entanglement with the terrorist group Lashkar-e-Taiba as well as elements of Pakistani intelligence were some reluctance on the US side to expose him to Indian investigators.
While his plea deal with the US prosecutors requires him to cooperate with India and other foreign agencies to the fullest possible extent, it is a matter of speculation how much he is really permitted to reveal. Anything that he might have to say about his relationship with Pakistani intelligence or any other official agency is now a good seven to nine years old. He was arrested in October, 2009 from Chicago’s O’Hare International Airport just as he was about to leave the country. Effectively, he was out of any direct touch with any of his Pakistani contacts since his arrest.
He is known to have shared all the intelligence and information that he possessed about the November 26, 2008 Mumbai attacks with the US investigators. He was also extensively interrogated by Indian investigators in June, 2010 during which the US Department of Justice had maintained that “There were no restrictions on the questions posed by Indian investigators”. That being the case, coupled with the datedness of his information, the Indian conditional pardon is intriguing.
His 2010 plea deal was incumbent upon the quality of information that he would provide to the US authorities. At the time the prosecutors here had said that Headley “has provided substantial assistance to the criminal investigation, and also has provided information of significant intelligence value”.
Subsequently, even at the time of his sentencing in January, 2013, both the prosecution and defense repeatedly and greatly emphasized the extent and quality of his cooperation. His attorney John Theis, in requesting for a lighter sentence, had said the information that Headley provided was “so profound that it calls for extraordinary downward departure.”
He also said because of the information provided by Headley barely 30 minutes after his arrest, lives were saved not just in India and the United States but elsewhere in the world.
For its part even the defense described Headley’s case as “uniquely aggravating” and “uniquely mitigating” and frequently pointed out his unprecedented cooperation. It was perhaps for the first time in a major case of global terrorism that one of the key players chose to cooperate without any coercion and so immediately after his arrest.
Against this backdrop, Headley, who is already serving a 35-year-long sentence, has nothing to lose by turning approver on India’s behalf because the quality of what he has to offer is already fairly diminished because of his past cooperation. Unless there has been some behind-the-scenes deal-making between the Indian and American investigators over some still crucial bits of information that Headley will reveal, there does not seem to be anything significant to be gained by extending him such remarkable accommodation yet again.
One instance of Headley’s usefulness was illustrated with him pointing the authorities to the whereabouts of Ilyas Kashmiri, the Al Qaeda/Harkat ul Jihad al Islami leader, who was killed June 3, 2011, during a drone strike on an orchard in South Waziristan. Then regarded as one of the fiercest commanders, Kashmiri was one of the seven people to have been charged them with involvement in both the Mumbai case as well as the abortive attack on the Danish newspaper Jyllands-Posten which published cartoons of the Prophet Mohammed offensive to Muslims in September, 2005.
Headley had even proposed to the investigators that they should send him back to Pakistan with an ornate sword embedded with a locator chip which he could gift Kashmiri. The US then could use the signal from the chip to locate and target him.
The government’s position paper on his sentencing, while referring to his extraordinary cooperation, said, “Headley similarly provided extensive detail about Ilyas Kashmiri and his network.” When asked to elaborate on the kind of information that Headley provided about Kashmiri, the prosecutors had said it was classified and they could not share it.
It had baffled many then why a man once so deeply immersed in an extreme version of Islam known as Salafism could change so radically as to seriously undermine its other adherents by exposing them. One plausible explanation could be what even Judge Harry Leinenweber zeroed in on. He had pointed out how Headley had a history of being arrested and then finding his way out of it by cooperating with the authorities. He was referring to Headley’s two arrests in the past in connection with narcotics smuggling and how he managed to come out of prison on fairly positive terms in exchange for cooperation.
His plea deal to escape the death penalty and extradition to India was yet another deal that he struck. Now with the Indian deal, Headley has yet again excelled at finding a way out of a potentially terrible situation.
(By Mayank Chhaya, IANS)
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana