Wednesday December 12, 2018
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Looking to Switch Your Career to Management? Take Up These Online Training Before You Decide.

It is a blended learning to help you understand the basics and garnish the skills already attained.

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MBA, online training, skills
Online training is the perfect medium to bridge the gap and realising what you can do and can make a career in.. Pixabay
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There has been a mushroom growth of students opting for MBA in Finance, Human Resources or Marketing but most of the students enroll without a prior knowledge and experience to follow the herd. Majority of students opt for an MBA to either increase their chances of getting employed or to increase their annual income. Well, doing an MBA will help you in gaining a better knowledge about the subject but it also essential to realize your passion and opt for what you will enjoy doing.

Online training is the perfect medium to bridge the gap and realizing what you can do and can make a career in. To help you understand the various training you could opt for before taking the plunge and embarking on a journey of management we have briefly described them below.

MBA
Good communication skills will give you an edge over your peers.
  1. Business Communication Skills:

This is a quintessential trait that employers actively seek. Good communication skills will give you an edge over your peers and it isn’t just restricted to having proficiency in spoken and written English but also involves interpersonal skills. The learnings will help you in acing interviews for internships, jobs or colleges and making a lasting impression on people thus progressing your career graph.

  1. MS Excel:

It is one of the most vital tools in MS office with varied uses. It can help you in solve numbers while providing a structure for your work. Every organization uses MS Excel for the convenience it offers. Students are aware of some of the tools of MS Excel but the basic knowledge will not suffice to help progress you in your career, proficiency is necessary to make you stand out from the rest.

MBA
It is a perfect skill to understand the audience and reach out to them in the most efficient way. flickr
  1.       Digital Marketing:

Promoting and selling a product after a thorough market research and analysis constitutes Marketing 101. It is a perfect skill to understand the audience and reach out to them in the most efficient way. It comprises different segments such as email marketing, web analytics, search engine optimization, social media marketing, search engine marketing etc.

  1. Data Science:

To map and evaluate the reach of your business and the behavior of the audience through algorithms and processes so as to get a better insight into the business is what Data Science is all about. This training will help put your analytical skills to good use and churn out the numbers that will help your organization grow.

MBA
These trainings will help you get an idea of what MBA holds for you.
  1. Basic trading and investing skills:

Have you ever wondered what the stock market is like and if you could get a higher return? Well, if the answer is yes then you should opt for this training. It will provide you with the basic knowledge of trading and investment while letting the entrepreneur in you take risks.

These training will help you get an idea of what MBA holds for you. It is a blended learning to help you understand the basics and garnish the skills already attained. You will be able to start your management career way before students who opt for an MBA thus giving you an edge while applying for internships or jobs and bolster the skills gained.

Courtesy: Internshala Trainings (trainings.internshala.com)

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Copyright 2018 NewsGram

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How to Maximize Your Chances of Being Approved for a Credit Card

Apply for a credit card with Bajaj Finserv to ensure strong security, enjoy a host of rewards and benefits and get up to Rs 55,000+ annual savings.

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Credit Card
Opt for a credit card that offers multiple benefits.

While you may see many credit card offers regularly, getting approved for one isn’t as easy. Maximising your chances of being approved begins way before the application stage and here are a few tips to help you:

Take your time to research

Jumping at the first credit card deal you see is often a mistake many make when they are starting out with a credit card. Just because a deal is advertised to you, doesn’t mean you will get approved.

Hence, you should take your time to assess three important things

  • Your requirements
  • The NBFC or bank
  • Terms offered by different issuers
credit card
Another step towards digitizing India is Encouraging Digital Transactions by exempting service tax on Cards (Wikimedia commons)

Terms like interest rates, annual fees, and rewards and bonuses are essential features of every card, which you should carefully check and compare.

For example, the Bajaj Finserv RBL Bank Credit Card offers up to 20,000 reward points as a welcome gift as well as the possibility of earning reward points on every transaction you make. Free movie tickets and other benefits can be enjoyed every time you reach a milestone.

Check the eligibility criteria

Every financial institutions issuer has different credit card eligibility criteria, like age, income and credit history, which you should check thoroughly before applying. Skipping this step may result in rejection which is going to negatively affect your credit score and the chances of getting approved for any other card as well.

Review your credit score

The first thing any credit card issuer looks at when you apply for a card is your credit score. It’s on the basis of this that the lenders assess your financial behaviour and the degree of risk they face in issuing you a credit card.

credit card
A person using credit card for transaction, Pixabay

You should request for a copy of your credit report before applying for a card so you can review it and see if your credit score is ideal. If not, then you should take the time to improve your credit score before applying for a card to increase your chances of approval, by applying for a lower category card, and making other payments as well on time.  

Lower your credit utilisation ratio

The credit utilisation ratio shows how much of your available credit you actually utilise against the total available limit. Having a ratio of 30% or less is advised by financial experts because having a higher ratio is an indicator of being credit-dependent. Hence, maintaining a low credit utilisation ratio is going to help you improve your chances of getting approved for a credit card.

Be careful with the details and the documents

While applying for a credit card, you will be required to provide a lot of information in your application including current and previous employment, salary, current debts, contact numbers and addresses among other things.

Make sure to be accurate with even the minutest of details and ensure to not miss out on any field because an incomplete application is grounds for rejection. The application usually requires several other documents which you must submit as per the issuer.

Credit Card
Every financial institutions issuer has different credit card eligibility criteria. Flickr

Apply for a credit card online and get instant approval with minimal annual and joining fees.

Ask your spouse to add you as an authorized user

If your spouse has good credit history, ask them to add you as an authorized user on their credit card. This is easy to do and will give your credit score a boost, increasing your chances of being approved for a credit card.

Things to note

In addition to the above tips, remember to pay of all your outstanding bills on any other credit cards you own, and steer clear of applying for multiple cards at once or within a short time period.

Instead, opt for a credit card that offers multiple benefits. For example, the Bajaj Finserv RBL Bank SuperCard is a card that gives you the power of 4 cards in 1. It’s a credit card, cash card, loan card and an EMI card, all rolled into one that provides industry-first features.

Also Read: Mobile Banking Becomes Main Personal Banking Channel In Singapore

Apply for a credit card with Bajaj Finserv to ensure strong security, enjoy a host of rewards and benefits and get up to Rs 55,000+ annual savings.

You can also avail easy financing by the way of pre-approved offers for a host of financial products. The pre-approved offers make the process of availing loans easier and quicker like never before.