Get subscribed to our newsletter
Get interesting updates to your email inbox.
The ICICI Bank delivers a few premium credit cards to the deserving customers. Among them, the Amazon Pay ICICI credit card has explicit prominency. ICICI Bank has collaborated with Amazon to provide the customers with attractive discounts and cashback on purchases made from Amazon. There are a number of benefits that you can enjoy being a cardholder of the Amazon Pay ICICI credit card. Along with the benefits, the tips are also mentioned here in details.
Benefits and Tips on Payment on Amazon Purchases
There are several benefits on payments that you can enjoy during each Amazon purchase. These are discussed below in details:
Use the Cashback Rewards
There are mainly two types of Amazon customers, Prime and Non-Prime. The aforesaid credit card provides 3% cashback for the Non-Prime Amazon customers while a 5% cashback is delivered to the Prime customers of Amazon on each purchase. It will be the best move for you to turn into a Prime member of Amazon and use the card to save much money.
As per the terms and conditions, the buyer must consider the Amazon pay balance while calculating the amount of cashback he gets against the purchase made with the credit card. So, it is always advisable to go through the terms and conditions of Amazon Pay thoroughly.
Try Collecting Cashback Rewards on Partner Merchants
The ICICI bank customers who hold the Amazon Pay credit card issued by the bank can get 2% cashback on all purchases done using Amazon Pay merchants. You can access more than 100 Amazon Pay merchants while buying any product from the e-commerce site. Try to shop from the Amazon Pay merchants more to make the most usage of the Amazon Pay ICICI credit card. Also, make sure the terms and conditions are necessarily followed.
Enjoy Cashback on Every Purchase
Apart from the Amazon purchases, all the customers can get 1% cashback on all purchases irrespective of being a Prime of Non-Prime customer. Thus, a customer can enjoy exciting shopping sessions every time while holding the credit card mentioned above. The best move you can take is to shop from Amazon during the festive seasons. As you buy different things using your credit card during the festive seasons, you might get the opportunity to save hefty amounts of money.
Take the Fuel and Dining Rewards
Since it is a premium card from ICICI Bank, you can get fuel and dining rewards while holding the card that is discussed here. You can get up to 15% discount on your regular dining bills. Furthermore, in terms of fuel charges, you can get a 1% discount on fuel surcharge on refuelling. Hence, you can use the Amazon Pay ICICI credit card while paying the bills and regular refuelling of your car and can enjoy discounts at the same time.
Take Advantage of No Earning Expiries
As the credit card mentioned above provides cashback rewards, a common thing that can relate to it is the expiry date. The users of the ICICI Bank Amazon Pay credit card can use the cash back rewards anytime as there is no expiry date. Moreover, there is no maximum limit on your reward earnings. So, once you take this card, you can use the rewards anytime without any fret of expiry.
Provide No Joining and Annual Charges
ICICI Bank does not charge any joining or annual fee on the Amazon Pay credit card. So, you can comfortably use it without hassles once it is approved for you. Basically, the absence of the joining and the annual charges minimizes your expenditure of owning a well-rewarding credit card. Since there is no minimum spend limit, your expenses will always be in tandem with your needs.
Utilize the Ultimate Security Measures of the Credit Card
ICICI Bank delivers its customers optimum security when it comes to a credit card. The technology of embedded microchip could restrict the frauds to use your credit card even if it lost. Additionally, it brings down the chances of credit card duplication. You can approach the issuer bank to ensure that all the security measures are installed correctly in your credit card.
If you by chance, forget your PIN card, contact the nearest ICICI Bank branch informing the bank professionals about your problem. They can help you while executing the necessary procedures to re-issue a new PIN for you.
Hence, these are some useful tips that you can follow to enjoy the outstanding benefits given by the Amazon Pay ICICI Bank credit card. Nevertheless, you must also satisfy all the requirements of the bank to get a premium card like this. No random customers can approach for the Amazon Pay ICICI credit card. You can only get it if the bank invites you as an eligible customer.
The key criterion that might elevate the chances for you to get this card is already owning ICICI credit card. Furthermore, your financial history should be good. Before inviting you to apply for a credit card, the bank checks your credit score minutely. You might keep minimum expectations to get this card if you don’t own a credit card already. Even if you have a savings bank account in ICICI Bank with a lump sum principal, the bank might not deliver you the Amazon Pay card if you do not own a credit card.
A customer is only advised to accept the invitation of the bank only if he is into online shopping. Nonetheless, this caution is common for all credit cards. Frequent purchases from Amazon with the credit card must be made with care. You should always check the credit limit granted to you by the bank. Avoid making any online purchase from Amazon that goes near your credit limit. It can restrict your chances of further purchases from Amazon. Make sure you gather authentic information about the penalty charges from the official website of the ICICI Bank. The penalty charges can be levied on you in case of any failure in repayment of outstanding bills.
By Siddhi Jain
The author who named the book after her twin sons -- Puhor and Niyor -- is a parent who has seen and heard the tales of ridicule and discrimination suffered by many in India and beyond. She says the book is an artistic illustration for kids that details how different families can live and coexist. Whether it's children with two dads or two moms, children with a single dad or single mom, and even multiracial family units, Borthakur's book teaches love, understanding, and compassion towards unconventional families.
Beyond race, gender, color, and ethnicity which have formed the bases for discrimination since the beginning of time, this book aims to bring to light a largely ignored issue. For so long, single parents have been treated like a taboo without any attempt to understand their situations; no one really cares how or why one's marriage ended but just wants to treat single parents as villains simply for choosing happiness and loving their children.
Homosexual parents, a relatively new family system, is another form that has suffered hate and discrimination for many years. Pritisha emphasizes the need to understand that diversity in people and family is what makes the world beautiful and colourful. 'Puhor and Niyor's Mural of Family Stories' is a firm but compassionate statement against all forms of discrimination on the bases of sexual identity, gender, race, and even differences in background
'Puhor and Niyor's Mural of Family Stories' is a firm but compassionate statement against all forms of discrimination on the bases of sexual identity, gender, race and even differences in background. | Photo by Ben Wicks on Unsplash
Written for a global audience, the book is targeted at kids between the ages of five and 10, the reason it is embellished with colourful images of families of different types is to appeal to children's sense of sight and drive home the message at the same time. Borthakur believes children are the best place to start because the ages between five and 10 are the most formative, where little ones pick up habits, beliefs and perceptions.
The Guwahati-born author says, "With this book, I'm not trying to take away the job of parents in forming habits, I simply want to do my part as a parent. It is important that we impart the right values in our kids in a bid to build a better, more inclusive and tolerant global society that is fair to everyone." The author's first attempt at a book was an Assamese poetry 'Anubhav', published in 2010.
Set to be published under the label of Author's Channel, the book is like an adventure; a journey into uncharted territories, untouched subjects and matters long ignored. In her words. "The book takes a critical stand in defense of people in society who have had to undergo severe emotional torture for no cause of theirs. It is a terrible conception to think such people any less of a human just for being different," says publisher Aruna Naidu. By September 30, this title, priced at Rs 299, will be available online and in offline bookstores. (IANS/ MBI)
Keywords: Book, children, Guwahati, Puhor and Niyor's Mural of Family Stories, moral, story, kids, discrimination, equality
If you feel that clean and well-groomed hands are just an essential prerequisite for women, you might like to think twice. Men should equally pay attention to their hands because our hand houses 1,500 bacteria living on each square centimeter of its skin. You can easily assume what havoc it can create in our body because in India we have the culture of eating with our hands and spaces beneath nails can become breeding heaven for germs. Moreover, clean and maintained hands boost confidence in their daily life activities. Therefore, it's important to keep your hands clean irrespective of your gender by washing or sanitizing at regular intervals. And, to keep them groomed, you don't have to visit a salon.
Rajesh U Pandya, Managing Director, KAI India, gives easy and completely doable tips to follow at home:
* Refrain from harsh soaps: You should be mindful of the soap you are using to wash your hands. Your soap can have a moisturizing element in it like aloe vera or shea butter. Ensure that you're washing your hands with normal water as hot water can make your hand's skin dry and scaly.
You should be mindful of the soap you are using to wash your hands. | Photo by Aurélia Dubois on Unsplash
* Clip your nails regularly: Make use of your personal nail clipper to cut your nails. After cutting your nails at a comfortable length also file them using a nail filer. Never share your nail care clipper as the germs can get transferred to your loved ones. Also, don't forget to use grime remover to remove hidden germs in corners and beneath nails. Also, you may like to file your nails to have a smooth finish.
* Good quality Nail Clipper: Do not use a rusted or chromium coated nail clipper as it might be harmful to skin and might cause dangerous bacterial infections.
* Stop the habit of nail chewing: Sometimes anxiety or extreme boredom can lead to chewing of nails. This habit only makes your nails uneven and ugly. Sometimes, our unclean nail folds give rise to viral, bacterial or fungal infections, which in turn can make us sick if we chew our nails.
Make use of your personal nail clipper to cut your nails. | Pixabay
* Exfoliate your hands: Similar to the way you exfoliate your face; your hands also need it. It helps to keep the dry skin at bay and keep your hands soft. You can buy a scrub or make one at home using brown sugar and olive oil. After scrubbing, you need to massage your hands with moisturizer.
Similar to the way you exfoliate your face; your hands also need it. It helps to keep the dry skin at bay and keep your hands soft. | Wikipedia
* Don't use your nails as tools: Always keep in mind that your nails are like jewels. Never use them to pry things open such as pop cans, removing keys from the ring, opening letters, or scraping off labels. This results in unnecessary breakage of nails, making your hands look dirty.
Never use your nails to pry things open such as pop cans, removing keys from the ring, opening letters or scraping off labels. | Photo by Sammy Williams on Unsplash
* Be aware of nail or cuticle inflammation or redness: If there are any signs of infection, disinfect the skin as soon as possible with an anti-bacterial or anti-fungal ointment.
(Article originally written by N.Lothungbeni Humtsoe) (IANS/ MBI)
Keywords: Nails, groom, hand, exfoliate, chew, nail clipper, bite, cuticle
Bitcoin has become an essential crypto asset in modern portfolios and investment funds. The confidence generated in this cryptocurrency will depend a lot on the diversification that companies make in their balance sheets in Bitcoin and the increase of institutional investors that allocate a percentage of their funds in this crypto. American fund manager Cathie Wood makes some interesting predictions, both in the rise that the Bitcoin price will experience in the next 5 years, suggesting these institutional investors allocate 5% of their funds; this will help leverage the Bitcoin market.
Bitcoin will grow by a tenfold
Bitcoin is projected to grow by 10 times its current value in five years, i.e., it could reach $500,000. Of course, this will require companies to invest in cryptocurrencies. This makes it necessary to increase the weight of Bitcoin on balance sheets through investments. One of the investment gurus who supports this prediction is Catherine Wood. Contrarily, Ray Dalio, despite being clear that relying on cash is not a good strategy, views Bitcoin with suspicion, although he calls for its investment. This behavior is due to the actions of governments against the cryptocurrency market.
If something is undoubted is the vertiginous increase that cryptocurrencies have had in general, they have risen more than 60% so far this year. So, even when some governments are trying to regulate cryptocurrencies, they will fail. This attempt to regulate will end up triggering even more cryptos, especially Bitcoin, which is the oldest and most solid of that market.
Bitcoin, is the oldest and most solid of the market. | Photo by Executium on Unsplash
Follow NewsGram on Facebook to stay updated.
The current Bitcoin price means is time to buy:
The current price of bitcoin invites you to buy, and perhaps it would be foolhardy not to. In either case, bitcoin will always represent money. Maybe some external factors generate some misgivings, but if you refuse to invest in cryptocurrencies, you are basically denying the near future, it would be as if you didn't have a cell phone or internet.
In India, more and more people are becoming convinced of the benefits of holding some Bitcoin. This can be clearly seen in the rapid increase in the number of new accounts at crypto exchanges such as WazirX and CoinDCX.
ALSO READ: How can you trade in Bitcoin in India?
Bitcoin, despite its fluctuations, represents an excellent financial strategy. The support users give is significant. The same cannot be said of the FIAT currencies, which have lost value and support, showing how fragile they are, being subjected to a constant devaluation. As long as confidence in cryptos grows, the foundations will continue to be laid to maintain their rise and to be able to continue making transactions. We know this by previous experience, as has happened with Ether, thanks mainly to the growing activity of Defi and NFT, i.e. decentralized finance and non-fungible tokens.
Remember that when you invest in Bitcoin, you can do it by buying or trading. When you want to make these transactions do it in a secure Exchange, study your finances to invest, manage the risk, and learn to manage your portfolio efficiently.