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As Washington and Mexico City both took victory laps Saturday over a deal that headed off threatened tariffs on Mexican imports, it remained to be seen how effective it may be, and migration experts raised concerns about what it could mean for people fleeing poverty and violence in Central America.
Other than a vague reiteration of a joint commitment to promote development, security and growth in Central America, the agreement focuses almost exclusively on enforcement and says little about the root causes driving the surge in migrants seen in recent months.
“My sense is overall the Mexican government got out of this better than they thought. The agreement though leaves a lot of big question marks,” said Andrew Selee, president of the Migration Policy Institute. “It’s good that the two sides reached an agreement which allows both of them to save face, but it’s not clear how easy it is to implement.”
The deployment of 6,000 National Guard troops appears to be the key commitment in what was described as “unprecedented steps” by Mexico to ramp up enforcement, though Interior Secretary Olga Sanchez Cordero said that had already been planned and was not a result of external pressure.
“I have said before, migration into Mexico also has to be regulated … orderly, legal and safe,” Sanchez Cordero told The Associated Press. “So the National Guard that we were going to deploy anyway, we’re going to deploy. It’s not because they tell us to, but rather because we’re going to do it anyway.”
Mexico was already increasing enforcement with detentions, deportations and checkpoints. In recent weeks it broke up the latest migrant caravan, snuffing out most of the appetite for traveling in large, visible groups.
If Mexico does more as promised, it’s likely to be seen in intensification of those same efforts, experts said — raids on hotels where migrants stay or on bus companies transporting them north to the U.S. border. The two countries also agreed to share information on and disrupt people-smuggling networks, a new focus seen earlier this week when Mexico arrested two migration activists and froze accounts of over two dozen people alleged to have organized caravans.
A concern is that even more aggressive enforcement could put migrants with legitimate asylum claims at risk of being deported from Mexico to the dangers they fled in the first place. Also, Mexican security forces are known for often being corrupt and shaking migrants down for bribes. A renewed crackdown is seen as making migration through Mexico more difficult and more dangerous, but doing little to discourage Central Americans desperate to escape poverty, hunger and violence.
“People are fleeing their homes regardless of what the journey might mean and regardless of what chance they may have for seeking protections in Mexico or in the United States,” said Maureen Meyer, an immigration expert at the Washington Office on Latin America, “simply because they need to leave.”
Human element missing
“It seems like in all these discussions [about tariffs and immigration], the human reality of these people and why they’re leaving Central America was lost,” she continued. “It was ‘what can we do to stop them,’ and not ‘what can we really do to create the conditions in their home countries so that people don’t have to leave.’ ”
Another key element of the deal is that the United States will expand a program known as the Migrant Protection Protocol, or MPP. According to Mexican immigration authorities, since January there have been 10,393 returns by migrants to Mexico while their cases wend their way through U.S. courts.
MPP has been plagued by glitches and so far has been introduced only in California and El Paso, Texas, and Selee said there are logistical hurdles to further expansion. Right now the MPP figure of 10,000 or so represents “a drop in the bucket” compared with overall migration, he added.
Foreign Relations Secretary Marcelo Ebrard, who led the negotiations, said the agreement does not include any quotas.
If MPP does roll out on a mass scale along the United States’ entire southern border, it could overwhelm Mexican border cities. Mexico promised to offer jobs, health care and education for returnees, but has little infrastructure to do so. Currently most shelters and support programs are run by the likes of NGOs and the Roman Catholic Church.
And if the program were to include places like Tamaulipas, the Gulf coast state where cartels and gangs control large swaths of territory, migrants could be at even greater risk.
“This is an area that the U.S. government considers that it’s not safe for any American citizen,” Meyer said, referring to the State Department’s highest-level warning against all travel to Tamaulipas because of crime and kidnappings. “And yet it’s OK for us to send people back there?”
Still, the deal was hailed by many in Mexican industry and politics.
Arturo Rocha, a Foreign Relations Department spokesman, tweeted late Friday that it was “an unquestionable triumph for Mexico.” Avoiding tariffs sends a calming message to ratings agencies worried about a possible trade war, he said, adding that President Andres Manuel Lopez Obrador’s government had won U.S. recommitment to Central American development and resisted “safe third country” designation, a concession sought by Washington that would have required asylum seekers to apply first in Mexico.
However, Abdel Camargo, an anthropologist at the Frontera Sur College in southern Mexico, said that by accepting MPP returnees, “Mexico does not become a safe third country but de facto is going to act as one.”
Some such as ex-President Felipe Calderon of the conservative opposition National Action Party questioned whether Mexico was truly master of its own migratory policy. But Jose Antonio Meade, a five-time Cabinet minister who lost last year’s election to Lopez Obrador, praised Ebrard for avoiding damaging tariffs “in the face of very complex conditions.”
In San Jose del Cabo for a summit of North American mayors, Juan Manuel Gastelum of Tijuana, across from San Diego, said he’s fine with more migrants being returned to his city as long as the federal government invests in caring for them. He added that the threat of tariffs may have been necessary to force his country’s hand.
“How else was Mexico going to understand that it is not right to leave migration uncontrolled?” said Gastelum, who is also a member of National Action.
Meanwhile, a rally later Saturday in Tijuana that Lopez Obrador called to defend Mexican pride and dignity was expected to take on more of a festive atmosphere.
“It was [originally supposed to be] a meeting to show support for the incoming governor … that turned into a demand for peace and respect on the tariffs issue,” local restaurateur and businessman Francisco Villegas said. “But since the tariffs issue was sorted out by having Marcelo Ebrard and his team up there, it is now turning into a celebration.” (VOA)
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana