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- Deepika Padukone is undoubtedly one of the biggest superstars of Bollywood
- She recently revealed that she is not afraid to fail
- She also opened up more about depression and other mental conditions
Bollywood actress Deepika Padukone said she was not afraid to fail and not afraid to talk about the way she feels.
She believes that success and failure are all part of life and everybody fails at one point in their life. “I am at a stage in my life where I have been through everything.”
She was speaking on ‘Making mental wellness a boardroom priority’ at the World Congress on Information Technology and Nasscom India Leadership Forum here on Wednesday.
In a packed hall at ‘global influencer session’ on the last day of the three-day event, Deepika, the founder of The Live Love Laugh Foundation, shared her experiences with depression and gave tips to technologists on how to overcome it.
Also Read: Padmavati and The Modern Time’s Playboys
In a chat with Nasscom Vice-Chairman and Chief Strategy Officer Wipro Rishad Premji, she said that depression is going to be the next big epidemic.
She said it was important that the persons suffering from depression speak about it with his or her near and dear ones and approach a counsellor and psychiatrist.
Deepika Padukone advised all IT companies to have counsellors and psychiatrists to help the employees who may be suffering from depression.
She said the employers should also ensure that such employees are not treated differently, noting there is a lot of stigma attached to mental illness and such people don’t speak due to fear of losing their job.
She believes technology can help create awareness on depression but personal touch and feel is important to help the person. “Personal feel and touch, physical proximity, one-on-one is important which technology in some way is taking away from us.”
On whether social media is adding to the problem, Deepika said while it has been a boon in a lot of ways, she believes that everything should be in moderation. She observed that people on social media sometimes present a glorified version of life.
Recalling her fight with depression, the actress said she was not afraid of being judged when she opened up about the problem. “It’s okay to have moments of weakness, okay to break down and okay to cry. It’s okay if you don’t look great all the time,” she said.
Replying to a query from the audience, Deepika said when she was suffering from depression, she used to feel like not getting up from bed and going for work.
“There was no motivation and drive. I was not able to think straight. You feel a burden. You feel clouded and don’t feel like yourself.”
About the many episodes of breaking down, she said one day when her parents were returning to Bengaluru after visiting her, she broke down in front of her mother, who understood the problem and reached out to a counsellor.
“If my mother had not understood the problem, I would not have got the intervention.”
Deepika said while people suffering from depression were not expected to identify the symptoms and reach out to a psychiatrist, those around them have to understand it.
The actress said frequent sessions with counsellors, medication, lifestyle changes, spacing the work, adequate sleep and the right kind of food helped her overcome the problem.
She stressed the need for people to come out and speak about mental illness. “You are not alone. One in three or five persons feels depression. It’s going to be next big epidemic to hit our country,” she said.
On the activities of her Foundation, she said it was working to create awareness in Karnataka’s Davangere district. “If I am able to save even one life, I will feel my job is done.” IANS
Along with Chinese Traditional Medicine, acupuncture emerged in Asia as a technique to cure people of their disease simply by inserting needles at certain points, where the disease is said to lie.
The practice of acupuncture is believed to have a shamanistic origin. Shamans are those who profess to commune with spirits, ghosts, and the dead. They believed that people were cursed for any number of reasons, and this curse manifested in the form of physical symptoms. All diseases were simply versions of the curse, and when the patient was injected or subjected to moxibustion, which is the burning of particular herbs at various points of the body, the curse left.
Moxibustion involves the burning of herbs at various points of the body Image source: wikimedia commons
Oriental medicine requires its students, or trainees, to memorize the various points in the body that affected or released pain from another point. Statues were used for reference, to identify various meridians or channels through which Qi flowed. This was considered the primary life force in Taoist philosophy, and it was imperative to know the exact flow of this energy from point to point in the body, to be able to correctly diagnose the ailment.
Acupuncture was not very well received in China when it began because they believed that the body should not be dissected for study. Practitioners could only learn from observation, and therefore penetration through needles was harmful. When western medicine came to China, the practice of acupuncture became more accepted. It then travelled through the trade routes to Europe where it was practiced.
A statue in a Chinese museum that depicts the different meridians on the body Image source: wikimedia commons
These days, acupuncture is gaining momentum in the west, not as a medical practice, or alternative to medicine as it was originally designed. Instead, it is being researched based on a neurological model which states that the use of needles alters the mechanism of pain and stimulation in the brain. It is used in mild operations, to relieves headaches, dental aches, and so on.
Keywords: Acupuncture, Moxibustion, China, Western Medicine, Oriental techniques, Shamanism
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism