Never miss a story

Get subscribed to our newsletter


×
Here’s a snapshot of how you can pay your credit card bills with ease.

While you can use a credit card to pay for an array of needs and requirements in a simple swipe or click, you can pay your credit card bill conveniently too. Issuers offer a range of online and offline payment options to make it easier for you to clear your dues and enjoy the perks of credit cards hassle-free. Here’s a snapshot of how you can pay your credit card bills with ease.


  1. Online modes of credit card bill payment

You can choose to pay your credit card bill online to save on time and energy. Here are the most popular ways.

  • Through net banking


You can make your credit card bill payment via net banking after registering yourself for this service. By linking a credit card to your net banking account, you can pay your credit card bills in just a click every month. In this case, your credit card account becomes a beneficiary in your account. For added security, you can set a maximum cap for the transactions based on your average monthly bills. This ensures that no fraudulent transactions are carried out.

  • Through mobile banking or via an app


You can also use your bank’s mobile banking app to pay your credit card bill. You just have to install the app on your device and log into the app. Your linked credit card account is protected with high security and hence, you can pay using this mode through your savings or current account without worrying about cyber theft. Conversely, you can also add your issuer’s app to your smartphone and pay via their bill desk directly.

  • Through the NACH facility


If paying your credit card bill every month is a hassle for you, the best way is to register yourself for the NACH facility. Submit the NACH form to the credit card issuer to link your existing savings or credit account with the credit card and make automated bill payments on a monthly basis.


Your linked credit card account is protected with high security and hence, you can pay using this mode through your savings or current account without worrying about cyber theft. Pixabay

  • Through NEFT


If you want to pay your credit card bill from an account that you hold with another financial institution, you can do it through NEFT. Just remember that any payments that you make after business hours of the financial institution are credited on the next business day.

  • Through bill desk


You can go to the issuer’s website and use their bill desk to pay your credit card bill. You just have to fill out the requested details like your name, your credit card number and the bill amount. Next, you will be redirected to the issuer’s net banking portal where you can complete your bill payment. If your transaction is successful, you will receive a confirmation and a transaction reference number, which you should save for future reference.

  1. Offline modes of credit card bill payment

You can also pay your credit card bill offline through the modes listed below.

  • Through cash


To pay your credit card bills in cash, visit the nearest issuer’s branch and proceed with the payment procedure. However, when you pay by cash you’ll usually have to pay a processing fee per credit card bill payment to the issuer.


If your transaction is successful, you will receive a confirmation and a transaction reference number, which you should save for future reference. Pixabay

  • Cheque payment


If you want to pay your credit card bill using cheques, visit your nearest issuer’s branch and drop off the cheque with your credit card number and other details on it. You can also drop cheques at your issuer’s drop box at various registered locations.

Cheque payments need 3 working days to be cleared. So, if you are paying your bills by cheque then pay it at least 3-4 ahead of your due date. This will ensure that your payment reflects within the due date so that you avoid a penalty on your next bill.

  • Through ATMs

You can pay your credit card bills via any of the nearest ATMs of the bank where you hold an account. The benefit of using this mode of offline payment is that it is available to you 24/7.

Also Read: Jeetendra, Asha Parekh’s 1971 ‘Caravan’ to be Screened at China’s Fest

The best credit cards in India, like Bajaj Finserv RBL SuperCard, offer most of these payment facilities keeping your convenience in mind. For example, you can easily pay your SuperCard bill by using the RBL MyCard App. Other than making credit card payments, you can also manage your credit card account, keep a tab on your transactions, and even download the monthly credit card statements using this app.

Moreover, if you use a SuperCard, you can also enjoy other benefits like interest-free cash withdrawal from your credit limit for up to 50 days, interest-free emergency loans from your credit limit for up to 50 days and conversion of purchases above Rs.3,000 into 3 easy EMIs. To enjoy all these benefits, check out the pre-approved offers from Bajaj Finserv to speed up your application and avail instant credit.


Popular

IANS

In all the wedding excitement, it's easy to overlook the impact a wedding has on the environment.

By Prerana Agarwal Saxena

In all the wedding excitement, it's easy to overlook the impact a wedding has on the environment. While everyone is making their big fat Indian wedding dreams come true, they are also adding their carbon footprint and undue energy consumption. Modern couples are now looking for ways to have a wedding with a sustainably conscious mindset. It's become about incorporating less waste, locally sourced and seasonal food, natural materials over the use of plastic. Mindful wedding planning and decor includes the use of recycled paper and goods along with eco-friendly venue needs. Check out this quick guide to achieve a sustainably conscious wedding without compromising on luxury:

Choose locally sourced material to uplift artisans
Sustainable can be luxurious too, incorporate some native flavour into the decor and theme. With the use of locally sourced materials and local artisans coming into play, the wedding instantly becomes sustainable. Include the work of local vendors ensure minimal packaging requirements, thus saving on unnecessary plastic and lamination. It also decreases the need for transporting elements from other cities and hence lowers the carbon footprint. For instance, at one of our weddings, we made use of sand art for a setup in Jodhpur. This helped promote local work while also being environmentally friendly with zero wastage of other materials. In another instance from Rajasthan, the traditional glass-blown technique was used to build decor items while giving a cultural touch to the destination wedding.

sustainable sand art Sustainable can be luxurious too, incorporate some native flavour into the decor and theme. | Photo by Jason Coudriet on Unsplash

Keep Reading Show less
Photo by Hakan Nural on Unsplash

The vaccination was administered from 7 a.m. till 7 p.m. and the compiled data was made available late at night.

The Tamil Nadu health department has administered 16,43,879 lakh doses of vaccine in the second mega vaccination camp organised by it. The state public health department in a statement on Sunday said that this has taken the total vaccination to one crore since the beginning of September till date. The vaccination was administered from 7 a.m. till 7 p.m. and the compiled data was made available late at night.

The health department officials also said that as the state has almost exhausted its quota of vaccines, there would not be any vaccines on Monday. Regular vaccination will resume after the vaccine supplies arrive from New Delhi, officials said. The state health department had expected to vaccinate 15 lakh people on Sunday in 18,824 centres spread across primary health centres, anganwadis, noon meal centres, government hospitals, schools and some auditoriums.

person in white long sleeve shirt holding gray pen The health department officials also said that as the state has almost exhausted its quota of vaccines, there would not be any vaccines on Monday. | Photo by Mat Napo on Unsplash

Keep Reading Show less
IANS

Hanisha Kapoor, COO, ArchiesBeauty.com shares makeup trends experimented by these Bollywood divas throughout 2021 for inspiration.

Festivals are just around the corner and while you brainstorm about OOTDs (outfit of the day), don't forget the right makeup. Hanisha Kapoor, COO, ArchiesBeauty.com shares makeup trends experimented by these Bollywood divas throughout 2021 for inspiration. While some stuck to the classics, others mixed it up... take a look:

The Classic Red Lip
We don't see a future where classic red lips go out of fashion. The right way to achieve this celebrity look is to focus on accentuating your lips and keeping the rest of the face minimal. Give your lips a good scrub to plump them, moisturize and follow it up with a red lip liner to define the shape of your lips. Now go on with the perfect shade of red and finish your look with a slick of eyeliner, minimal concealer, and foundation.

Keep reading... Show less