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Holistic well-being focused on nutrition and rejuvenation is being talked about more than ever. The global hospitality industry has seen a renewed interest in wellness tourism. Travelers are seeking out health and wellness retreats to build their immunity. According to a report by the Global Wellness Institute, wellness tourism is slated to grow at an average annual rate of 7.5 percent by 2022.
This is higher than the projected 6.4 percent rate for the annual growth of overall global tourism. As things gradually get back to normalcy, it is predicted that wellness is going to be a priority for everyone and people will plan their vacations around it. In the months to come, we may well see wellness tourism taking center-stage.
People will travel to places that offer health and wellness enhancing opportunities and tourism will shift from simple spa and leisure travel to health and wellness-focused travel. The anxiety and stress due to COVID-19 can be resolved with holidays in wellness-focused places that offer the essence of these holistic therapies and spirituality and well-being. Preventive healthcare is a good way to combat diseases.
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More people are favoring a wellness staycation, there are new demands for immunity boosting retreats, socially distanced wellness trips, private jet wellness journeys, and working remotely on holiday; personal health and fitness are now a top priority for travel.
As a major hospitality group in the region, CG Hospitality is expected to strengthen the positioning and business of The Farm, both in the Philippines as well as in markets such as Europe, USA, India, Nepal, and the Middle East, by bringing a range of talents and industry experts.
Rahul Chaudhary, MD & CEO, CG Corp Global & CG Hospitality Global, told IANSlife: “The Farm at San Benito in its stride, is evolving to take over the world through its intrinsic philosophy promoting overall health and holistic well-being. It is the perfect confluence of healing ambiance and atmosphere that instantly reinvigorates the senses.
The constant urge to offer enhanced services and wholesome healing experience to its customers, imprints their hearts thus, leaving an urge to return. The Farm needs to be replicated across key global destinations to deliver on the ever-increasing predictions and trends around wellness. Making time to unplug is a higher priority than ever before and destinations that help achieve this balance like The Farm will be highly sought after.”
He further added, “Despite the pandemic borne obstacles, The Farm at San Benito was the first medical wellness resort in the country, if not in the world, to reopen last May 16, 2020, with necessary permits and continue its operations as a medical wellness facility. In spite of many challenges such as Taal Volcano Eruption, Covid-19 pandemic, and major typhoons, The Farm recover business through positive flow through – by reducing cost; increasing revenue for healthy profit margins.”
According to The Farm’s medical director, Dr. Homer Lim, a certain population of people who developed Covid-19 infections will eventually have what’s now called the “Post-Covid Syndrome” or long haulers. They usually will have persistent symptoms even at 2 months from recovery. The most common symptoms are loss of taste and smell, fatigue, difficulty breathing, muscle, and joint pains as well as digestive issues.
With The Farm’s Covid-free healing environment, medically-supervised and science-based treatments, healthy vegan and nutritious meals, and mindful movement activities — The Farm provides a holistic approach to help Covid-19 survivors fully recover and achieve their optimum health.
The expert lists some wellness trends that are sure to shape the industry in this new year.
Staycation Wellness Boom
2021 is going to see an unprecedented rise in the number of travelers looking for domestic wellness breaks. People are searching for holidays to improve their health and fitness without always having to go overseas. Whether it’s a healthy break to de-stress or an active holiday to boost physical well-being; wellness staycations are proving to be the perfect opportunity to kick start, or maintain a healthy lifestyle and boost our immunity, all from the comfort of our own country.
Immunity Booster Retreats
Covid-19 will make immunity building and enhancement a major wellness trend in 2021. There’s going to be an increased focus on strengthening and supporting immunity. This will lead to an increased focus on gut health and the microbiome because of its relation to our immunity and brain function.
Working Remotely on Holiday to Stay Healthy
With the rise of remote work and the ongoing restrictions of Covid-19, many are leaving their home offices for the chance of working from a picturesque wellness holiday destination. Technology has facilitated many workers to perform their job effectively from anywhere there is a phone signal and a strong Wi-Fi connection. Instead of working remotely from home, we are starting to discover that working from holiday has remarkable benefits.
Self-Care Now an Essential Part of Travel
Healthy holidays with the purpose of fostering personal betterment are going to grow in relevancy through 2021, and long into the next decade. After all, it is unlikely that being unhealthy is going to become popular any time soon.
Social Distance Wellness Trips to Far-Flung Destinations
A greater number of holidaymakers are choosing socially distance wellness trips to destinations further afield than in previous years. The greater the health risk of travel and the greater the effort, means people are more inclined to book one big holiday. Holiday goers are favoring longer healthy getaways that are further away but less risky and more secluded.
Social distance holidays are popular with families, couples, and solo travelers, as they provide quiet time away to strengthen relationships and focus on personal well-being. Social distance is well accommodated by many luxury hotels, providing they are in low-risk Covid-19 spots. Private villa resorts at these locations provide healthy retreats that are ideal for two weeks or more of self-isolating in a beautiful, remote location.
Mindful and Sustainable Travel
2021 will see a huge rise in the relevance that sustainability takes in the travel plans of consumers as they become more mindful than ever. Consumers saw the dramatic effect emissions were having on the planet and resolved to be more mindful about the environmental impact of their actions. Staycations or holidays at resorts with a greater commitment to eco-friendly practices are going to be more popular. Wellness resorts are embracing a holistic approach to holidaying that reduces the environmental effects of a guest’s stay. Likewise, consumers are now more inclined to fly less frequently, preferring one long-haul holiday a year rather than multiple short hauls.
Big Bucket List Wellness Trip
For many wellness trend travelers, eager to rid themselves of the unhealthy habits picked up during lockdown, 2021 is going to be the year for a once in a lifetime bucket list wellness trip. Many seasoned wellness trend travelers are keen on adventurous wellness getaways and weeks of lavish splendor. With many people feeling their health suffered from the confines of lockdown, health-conscious and ambitious traveler are seeing 2021 as an opportunity to return to that pre-lockdown level with a once in a lifetime wellness trip.
Wellness Real Estate Gains Momentum
In 2018, GWI researchers forecasted that the wellness real estate and communities market would be the fastest-growing wellness segment over the next few years: expanding from a $134 billion market in 2017 to $198 billion by 2022 (or 8 percent annually). Those numbers may be surpassed given the Covid-19 crisis, which has rapidly accelerated people’s desire to bring far more wellness into their homes and to live in intentionally wellness-focused communities. GWI’s Build Well to Live Well research reported that there were roughly 750 global wellness real estate/community projects built or in the development pipeline in 2018; GWI researchers expect that number to grow significantly. (IANS)
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana