London: Does a one-night stand or romping without any commitment or emotional involvement sound interesting to you? If yes, please beware. Researchers have found that a liking for casual sex may land you in trouble.
The researchers found that a person’s preference for casual sex may actually increase their risk of being harassed.
Also, adolescents who have been sexually harassed are more strongly inclined to have casual sex than others, the findings showed.
The results might give the impression that it is the victim’s fault for being harassed, but the researchers said their findings were not intended to “blame the victim”.
“Absolutely not! We’re trying to understand the psychological mechanisms that underlie harassment,” said Mons Bendixen, Associate Professor at Norwegian University of Science and Technology in Trondheim, Norway.
It might be that a preference for casual sex results in more sexual solicitations in general, including undesirable ones.
The study, published in the journal Evolution and Human Behavior, also showed that adolescents who sexually harass others have had casual sex more often than those who do not harass others.
They also fantasise more about casual sex and find it more acceptable to have sex without any commitment or emotional closeness.
The study included 1,326 heterosexual girls and boys with an average age of nearly 18 years. The psychologists only looked at non-physical forms of sexual harassment.
Fully 60 per cent of the girls and boys in the survey reported that they had been sexually harassed in the last year.
Around 30 per cent of the girls and 45 per cent of the boys admitted that they had sexually harassed someone one or more times. (IANS)
Many people are not aware of the different ways in which they can save money while buying bike insurance plans. The simple thing you need to do in this regard is to compare bike insuranceplans from different service providers. As the competition in the market is very high, you can get a good deal from one of the companies. All you need is some patience and knowledge about choosing the best plans suited for your bike. In this article, you can find some interesting tips which will help you to reduce your bike insurance expenses in future.
Save money with third party insurance
Getting third party coverage can help you to save lots of money as this is very inexpensive when compared to all other plans. Even though the coverage offered in this plan is basic, it is more than enough for old vehicles.
One significant thing you need to understand about bike insurance is that the maximum amount of coverage provided by the company depends on the market value of the bike.
The market value of the bike keeps depreciating every year and by the time you reach 7 or 8 years, it would have lost most of its value. In this situation, the maximum coverage offered by the insurance company for any damage will be very less.
At this point, it makes no sense to buy expensive comprehensive coverage and you can easily get away with a third party cover.
You can opt for third party mandatory cover in this case and get to save lots of money while buying bike insurance. If you have not made any claims in the previous years, you can get good discounts on the next renewal.
It is possible to get third party coverage on the next renewal even if you are currently having a comprehensive insurance plan. You can inform the service provider about this point and choose the inexpensive option at the time of insurance renewal.
Save money on expensive repairs with comprehensive insurance
While choosing third party coverage can be a cost effective option for old vehicles, you need to choose comprehensive cover for new and expensive vehicles. Even though this is slightly expensive, it will help you save lots of money spent on repairs of the bike.
The comprehensive plans allow you to get complete protection for your expensive bike and you can even add various covers along with the regular plan. This will further enhance the security and you can get the best coverage for your bike in future.
Many people choose the theft cover and zero depreciation cover along with the comprehensive insurance plan. In this way, you will be eligible for complete compensation when any damage happens to your bike due to fire accidents or other natural disasters or road accidents. You can even claim compensation for loss of bike due to theft and this will help you to avoid many problems in future.
As there are many options available in comprehensive insurance plans, it makes sense to compare bike insurance plans before buying them from the market. In this way, you can easily choose the best option without any problems.
The cost of repairing the bike in the case of an accident will be very high for expensive bikes and you can completely avoid this expense by choosing the comprehensive insurance plan.
Getting third party coverage can help you to save lots of money.
Get quotes from different companies
You should always make it a point to get the quotes for different plans before buying the bike insurance policy. Most people who do not compare bike insuranceend up paying a lot of money for the insurance plans.
It is very easy to get quotes from different service providers when you choose the services of online aggregators. They have online portals that can be easily accessed to get the quotes from multiple companies.
The good thing about using such services is that there is no additional cost involved in this process and you can get quotes for free from any company in the market.
All you need to do is to submit your requirements about the plan and the portal will show you the filtered options based on your criteria. After this, you can request the quotes from the chosen plans and it will be sent to your email address.
Yet another option to get quotes from any source is to call the customer support team of the insurance service provider. They will help you in this regard and even explain all the details about the insurance policy before providing the quote for the policy.
Once you have complete information about the cost of every insurance plan, you can choose the suitable option that matches with your budget and other requirements.
Compare the features of various plans
It is not just enough to compare the rates of various insurance plans. You should also compare the features of every plan so that you understand the pros and cons of each policy. In this way, you can choose the most suited insurance policy for your bike and enjoy the best features in the long run.
When you compare bike insurancefrom different sources, make sure to notice the difference between the features of the policy. Carefully read the inclusions and exclusions in this regard and clarify all the doubts with the insurance company executives before buying the plan.
You can even consult an insurance advisor when you have to buy insurance for expensive vehicles as they will help you to understand the features of the plan and explain everything in a detailed manner.
Remember that one feature may be very good for a particular bike and it may not be suitable for another bike. In this situation, you have to carefully analyze your requirements and then choose the suitable plan based on its features and price.
Comparing different plans is easy and you can get complete information from online portals that specialize in providing such information.
Buy insurance online to save money
You can get good discount on the insurance policy when you buy them online. Even service providers encourage this practice as this reduces the requirement for manpower in their offices and saves them lots of money in the long run.
It is also convenient to buy insurance online as you can compare bike insuranceand select the cheap and best option suited for your individual requirement.
You can even renew the plans in the same manner in future and avoid visiting the insurance office for all these simple tasks.
In this way, the paper work required is less and you will also be spending less money to buy insurance for your bike.
Choose multi-year plans for better discounts
Many people are not aware of this option and they choose the conventional single year policy for bike insurance. However, it is possible to buy the policy for multiple years at once and bike insurance companies will offer good discount in such cases.
In our country, the renewal rates for bike insurance is very less and many consumers do not renew the bike insurance plans on a regular basis. This means that the insurance companies have to spend large amount of money on advertising and spreading awareness about such policies.
All these things can be reduced when the insurance companies are able to sell multi-year plans to the consumers. For this reason, they offer some discount for such policies.
Not only that, you can even get the premium locked for the entire duration of policy and this means that there will be no increase in premium even when you make claims in between the tenure.
All these results in lot of savings for the consumer in the long run and you can compare bike insuranceplans that come with multi-year coverage.
Avoid claims for small repairs
You should not make the mistake of making claims for small damages as this can affect your track record in the long run. Remember that even when you make claims for a few hundred rupees, it will be considered as a claim and you will lose out on various benefits in future.
Note that when you do not have any claims for the entire tenure, you can get good discounts for the next renewal. This can carry forward for many years and you will be able to save lots of money on the premium of the insurance policy.
Install safety gadgets to get discounts on premium
This is one aspect that you should focus and it is neglected by many consumers who buy bike insurance in the market. Remember that the insurance policy can only compensate for the damages done and it cannot prevent the damage to your bike in any manner. However, you can take proactive action and install safety gadgets like theft lock and GPS tracking devices in your bike. In this way, you will be able to protect your bike and also get some discounts on the premium from the insurance company.
These are some of the best ways in which you can save money paid for your bike insurance. Apart from these, you can get some more ideas when you discuss your requirements with insurance advisors. You can also keep track of new features of various plans to know about the updated insurance options available in the market for your bike.