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By Tania Bhattacharya
In 1984 India experienced her Chernobyl moment, with the Bhopal Gas Disaster. The tragedy unexpectedly unfolded between the night of the second of December and the early morning of the third of December. Toxic Methyl Isocyanate fumes leaked out from the plant of the Union Carbide company, an American conglomerate, that was operating from the city of Bhopal in the Indian state of Madhya Pradesh. It is estimated that four thousand people lost their lives when asleep, while more than six hundred thousand individuals were maimed for posterity.
Union Carbide’s Chief Executive Officer Warren Anderson, was duly arraigned, and was scheduled to stand trial in India over the gargantuan mishap. It is no secret, that the ethics or the lack thereof, of Capitalism, enables it to function with considerable ease in the developing world, where industrial laws are lax. The gaping loopholes in the legal system that prevent safety measures in favour of workers from being enforced, are the very ones that lubricate the well-oiled machinery of Capitalist greed and misdoings.
In 2012, at the Tazreen Fashion factory in Dhaka, Bangladesh, a fire broke out, engulfing and killing more than hundred of the underpaid staff toiling away at their sowing machines insides. More than fifteen hundred workers, mostly women from lower middle-class backgrounds but skilled in the art they were paid for, were cramped into a nine-storey building complex which had next to no equipment for containing a devastating fire, or other accidents of the like. Six years later, the survivors and the next of kin of those dead, are yet to be paid adequate compensation by the multinational behemoths that had employed them. The names would stun most of us; J.C. Penney, Walmart, Benetton, and others. Among the traits that Bengal has been well known for down the ages, is its booming textiles and handicrafts industry, something that every conqueror during the past centuries, has tried to exploit for profit. Bengal’s muslin is the world’s oldest cotton fabric and is indigenous to the region. Garments made by the underpaid factory workers in hell holes like Tazreen, are sold all over the globe including India, where we buy and wear their products, with scant concern for the makers’ welfare. In the same vein, the suffering of Bhopal was mostly ignored by a public desensitized through their familiarity with tragedy, that is splashed over news spreads every other day. Human Rights organizations were the only ones to take up cudgels for the cause of the victims’ rights in this case.
Anderson and the Nehru-Gandhis are not related. There was nothing thus, keeping the former from facing a trial in Indian courts for the deliberate lapses he had helped introduce which were at the root of the Bhopal tragedy. However, much to the amazement of the Indian public, Anderson never had to stand trial in this country. He was whisked away to his native United States, where he spent the rest of his life, unfettered by any guilt. Never did he have to pay a single penny for what he had unleashed on the inhabitants of Bhopal that fateful night in 1984.
The story of how an ace criminal operating in the developing nation of India, got away with murder, has vexed two generations of Indians, especially those who have been under the impression, that the Indian courts had let Anderson get away scot free. This was hardly the case, as we shall see.
A young, and well-connected man by the name of Adil Shahryar, had been sentenced to thirty-five years of incarceration in the early 1980s, by a United States jury, for trying to set fire to his own Florida based company, with the intention of committing insurance fraud. Indians are not familiar with the name and some background information on him is forthcoming. Adil Shahryar was the son of Mohammad Yunus, an INC (Indian National Congress) party member from its earliest days, who was a confidante of India’s first family, the Nehru-Gandhis. Yunus was inducted into the IAS (Indian Administrative Services) directly, by his close friend and India’s first Prime Minister Jawaharlal Nehru. Hailing from the NWFP (North Western Frontier Province), today KPK or Khyber Pakhtunkhwa in Pakistan, Yunus was born and raised in undivided India. Being a follower of Khan Abdul Ghaffar Khan, fondly known as Bacha Khan and Frontier Gandhi, who had opposed the division of the Indian subcontinent along the lines of religious sectarianism, the two had stood against the formation of Pakistan. After the inevitable happened in 1947, Mohammad Yunus had relocated to India. He was an alumni of the prestigious AMU; Aligarh Muslim University, one of modern India’s celebrated institutions of higher learning.
When the Congress Party assumed the reins of administration post-independence, Yunus had been made privy to the classified documents maintained inside the PMO (Prime Minister’s Office) at Teen Murti Bhavan in Delhi. Nehru’s personal communication, and the past dealings of a colonial India, were lying hidden inside carefully maintained folders, stowed away from the eyes of the Indian public, at the PMO. Nehru had entrusted his aide Yunus the responsibility of safeguarding the files and never letting them out of his sight. It can be assumed therefore, that the caretaker was meant to guard the secrets inside those files, as well, in case he had had the curiosity to peruse them. It seems Yunus served his master well, for he lied several times in front of various panels set up for investigating the unsolved disappearance of India’s greatest anti-colonial armed revolutionary, Netaji Subhash Chandra Bose, a name that evokes the kind of passion in Indian minds as that of Shaheed Bhagat Singh.
When the Khosla commission was looking into the matter in the 1970s, Yunus was summoned for extricating the required documents that had been hitherto classified by the state. He told members of the commission that what they were looking for had been either misplaced, or destroyed by a fire. It is difficult to ascertain the veracity of such a claim given the loyalty of Yunus to Nehru. Even after the demise of our first Prime Minister, Yunus had faithfully retained the documents the former had entrusted him with.
It is not difficult to gauge then, that Mohammad Yunus, a Nehru-Gandhi lackey, was in possession of knowledge about the fate of Netaji Subhash Chandra Bose; the mystery surrounding his departure from India and subsequent disappearance in East Asia, and who may have been instrumental in keeping Bose away from his motherland. It can be tentatively assumed that documents so assiduously well-guarded, may have also disclosed the name of the person, who had conspired in the possible assassination and demise of Bose. Yunus in other words, was a crucible of information on the most sought answers to the biggest mystery of post-colonial India; the fate of Netaji.
When the Union Carbide induced tragedy struck Bhopal on that cold December night in 1984, Yunus’ only child, Adil Shahryar had just received his thirty five year sentence and was living out his days in a United States gaol. The father saw a golden opportunity in the tragedy that had unfolded, and which involved the trial of a high profile American businessman, Warren Anderson.
Nehru’s grandson the late Rajiv Gandhi has found his name being enmeshed in a fair number of scandals that had gripped his government. There was Bofors, followed by the Shah Bano case, and most famously, the order he gave for unlocking the gates of the disputed Babri Masjid complex, with a clever eye at wooing his Hindu votebank, completely unaware of the far-reaching consequences of what he had done. Among the three, to Indian minds, the Bofors deal, tainted with kickbacks, nepotism, and perjury, rests as the one that proved to be his undoing. However, the unknown machinations of Rajiv, in tandem with those of his family friend Mohammad Yunus, pertaining to the Bhopal Gas Tragedy, is far worse than any of his other ‘misdemeanours’.
It seems the clever Yunus, had approached the Rajiv Gandhi administration, and had requested his old friend, in negotiating the release of his wayward and criminal offspring, Adil Shahryar, a childhood buddy of Rajiv’s dead brother Sanjay Gandhi, from his incarceration in the United States. Given the nature of Shahryar’s crimes, which included charges of felony, it was next to impossible to simply pull a few strings and get him released. Rajiv had communicated this to a heartbroken Mohammad Yunus. It was then that Mohammad Yunus, gatekeeper of Nehru’s personal secrets, had played his master card.
Yunus threatened Rajiv Gandhi, that if he did not secure the release of Adil Shahryar, Yunus would hold a press conference and blow the lid off the whole damned thing. The ‘damned thing’ in this case, being the direct involvement of India’s first Prime Minister, Mahatma Gandhi’s chosen heir, Rajiv Gandhi’s esteemed grandfather, and Netaji Subhash Chandra Bose’s bitter rival – Jawaharlal Nehru – in the disappearance and demise of the beloved Netaji.
Rajiv’s hands were tied by this utterance. He must have seen his political career and a possible one for his two children, being torn to shreds, at the point of Yunus’ insinuations and future press conference over Nehru’s criminality in the Bose issue. It was the last straw. Rajiv had caved. The entire reputation of India’s first family had been at stake. He could do nothing, but comply with Yunus’ demands.
And so we reach the present state of things. It was the eve of the then Indian Prime Minister Rajiv Gandhi’s visit to the United States, to have a one-on-one with Ronald Reagan, when Adil Shahryar, after a life of crime, walked out from his US prison after being granted a presidential pardon from Reagan. The case was closed. A father welcomed his son back home. And the cloak of secrecy surrounding the disappearance of one of India’s greatest sons, remained in place.
But what is the price that India had to pay to secure Shahryar’s release? Well, the price was Warren Anderson. As Adil made his way to India, Anderson retraced his steps back to his home country, as designated by the exchange deal that Rajiv and his American counterpart Reagan, had initiated. Anderson romped free for his remaining life, safe in the knowledge, that he would not have to contribute a single penny for indemnity towards his many Indian victims. Nor would he have to mark time in an Indian prison for life.
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Adil Shahryar and his father Mohammad Yunus, are long gone. The son died from depression and living in excesses. The father passed away in 2001, after an incident of being rebuked by Sonia Gandhi, Rajiv’s Italian wife, and a co-conspirator in the Bofors scandal, an incident that had heavily compromised the efficiency of our Armed Forces.
Those who invoke history, will be heard by history, goes a famous axiom. Lovers of justice can only hope, that this is not the last of the Bhopal Tragedy Case, that we have had to confront.
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana