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Mumbai schoolboy dies while taking selfie atop train

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Mumbai: A 14-year old schoolboy, who was trying to take a selfie on his cellphone atop a stationary train wagon, was electrocuted and died a few hours later on Tuesday evening, officials said.

The incident happened at Nahur station yard on the Central Railway when the victim, Sahil C. Eshwarkar allegedly climbed atop a goods train wagon parked there ostensibly to click a selfie.

He accidentally came in contact with the powerful 25,000 volts overhead electrical wires and was electrocuted, suffering 80 percent burns.

He was rushed to the Rajawadi Hospital nearby where he was declared dead on admission. The police have registered a case of accidental death.

A Class IXth student of the St. Francis Xaviers High School, Sahil was accompanied by some friends who had gone to try out a new mobile phone gifted by his father only two days ago.

This is the second such incident of teenagers getting killed while clicking extreme selfies rashly in the city this year.

In January this year, a 16-year old collegian Ganesh Kumkumwati met a similar fate after attempting to click a selfie atop a train wagon in Jogeshwari and touching the powerful 25,000 volt overhead wire.

(With inputs from IANS and mid-day)

 

 

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Chainsmokers on How they dealt with the fame that came after the release of their hit song “Closer”?

The Chainsmokers admire Indian music and say that it was cool to work with globally popular Indian star Priyanka Chopra

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Chainsmokers duo are behind the hit single
Chainsmokers duo are behind the hit single "Closer". IANS
  • It is important to use the popularity to send out a positive message
  • India is holding onto its cultural music
  • A lot of musicians in the US want to use their music for political activism

New Delhi, September 10, 2017: They felt “strange” with the fame that came with the popularity of their single “Closer”, and feel they still have a lot to prove.

American DJs and production duo The Chainsmokers say they want to push themselves and experiment. And they want to spread “positivity with their music without any propaganda.”

In a joint email interview to IANS, The Chainsmokers duo Andrew Taggart and Alex Pall reflected upon their journey in the music world and how they are dealing with the fame. They mentioned it is important to use the popularity to send out a positive message amid all the “craziness happening in the world”.

“That song (‘Closer’) gave us a lot of acclaim in a good way. (In) a lot of cases for DJs, people know the music but don’t know what they look like. And ‘Closer’ became so big. We made a couple of TV appearances and we felt famous for the first time, it kind of felt strange,” the duo said in their joint reply.

The duo, who wrapped up their two-city India tour on Friday, also appreciated how India is holding onto its “cultural music”.

The Grammy Award-winning artists headlined the Indian leg of Road to ULTRA, an independent festival brand, brought to India by ULTRA Worldwide and Percept Live. The fest made its foray into the country with Road To ULTRA show in Mumbai and Greater Noida.

The New York based artists exploded onto the music scene with viral hit “#SELFIE” in 2014. They followed it up with hits like “Roses” and “Don’t let me down”, for which they won a Grammy. The success of “Closer”, featuring Halsey, changed the whole game for them.

“We are having the best time and just enjoying every second of the ride but there is still so much more we want to accomplish and we push ourselves to experiment so we are always thinking about what’s next,” they said.

The duo continued the successful ride as they released “Paris” and a single in collaboration with Coldplay titled “Something just like this”.

A lot of musicians in the US want to use their music for political activism.

Ask The Chainsmokers if they also want to use their beats and sounds for a bigger cause, and they said: “It is important to use the resources you have and say the things you believe in, whatever those positive things may be.”

“There is a lot of craziness happening in the world right now and if you have a lot of fans looking up to you, need to create some awareness and spread positivity without a propaganda.”

Talking about their India visit, the duo said: “This is our fourth visit, to be honest…We just weren’t that famous then. We played a fun free festival in Pune. We also went to an orphanage there and met some school kids. Being foodies, we had a lot of naans and tikkas.”

The Chainsmokers admire Indian music and say that it was cool to work with globally popular Indian star Priyanka Chopra. They worked with the Bollywood actress back in 2012 for the single “Erase”.

“It’s amazing how there are only a few countries in the world that support cultural music and India is one of them apart from Brazil and Canada. It is great because there is a strong cultural identity. We have worked with Priyanka Chopra who was pretty cool,” said the “All we know” hitmakers.

Any plans to collaborate with any other Indian actor or musician?

“We were supposed to meet Shah Rukh Khan (after the Mumbai gig) but everything got messed up. He seems (to be) pretty cool and (we) wouldn’t mind hanging out with him sometime,” they said.

But that has to wait now.

“Right now, our schedule is very pretty crazy and we still feel we are relatively new music artists and we have to prove a lot. But there will come a point when we want to put our thing aside and want to work (with) all kinds of artists,” they said. (IANS)

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Know All About the Accidental Death Benefit Rider

The Benefit rider is eligible for tax benefits under Section 80C of the Income Tax Act and it can be attached to any policy, be it term plan or unit-linked plans

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Representational Image. Image source: www.lifeinsurancepolicyusa.com

It was just another Monday morning. As the clock struck 8, I kissed my one-year-old daughter, waved goodbye to my wife and set out to drive to work. Luckily for me, there wasn’t much traffic today. But as soon as I reached the highway, another car zoomed past me. The driver probably had to get to work early for a meeting with his boss. There was a “Baby-on-board” sticker at the back of the car which brought a smile to my face as thoughts went back to my daughter and the first time she called me “da-da.”

However, my thoughts were interrupted with loud horns and screeching of tires. The truck on the 2nd lane had suddenly swerved right and would have hit the car if the driver had not applied the brakes at the right time. Seeing what unfolded in front of my eyes in a matter of seconds shocked me. Soon a series of questions popped up in my mind – the answers to which were not so pleasant. Questions like – What if the driver of the car had not slammed the breaks which would have otherwise led to an accident? What about his baby? Even worse, what if it was me a little ahead who had met with the accident? Would my wife be able to take care of our one-year-old daughter on her own?

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In every four minutes, one person dies in a road accident in India, according to the NGO “Indians for Road Safety”. As per the data released by the Ministry of Road Transport and Highways, more than 1.45 lakh people lost their lives on Indian roads in 2015. Incidences of careless driving and uncertain terrains have made roads risky for a common man. Of course, under any such circumstances, the death of a loved one is a harrowing experience but with deep sorrow, the family will also need to deal with a financial crisis.

Here, the accidental death benefit rider proves beneficial for the family. A certain sum of money is paid over and above of basic sum assured to the nominee if the policyholder dies in an accident. For instance, Raj has bought a term insurance of Rs 50 lakhs and an additional accidental death benefit rider of the same amount. Now if Raj dies a natural death within the policy tenure, his nominee would be entitled to get Rs 50 lakhs. But if Raj dies in an accident, the nominee would get total Rs 1 crore.

Risks (Representational Image) Image source: livemint.com
Risks (Representational Image) Image source: livemint.com

Let’s understand what it entails.

Why should you buy the accidental death benefit rider?

How often do we see a family suffers financially because the breadwinner met with an accident? The jeopardy of permanent loss of income is devastating for the family. Therefore, it is highly recommended to buy an accidental death benefit rider so that in an event of death, the nominee gets an additional amount apart from the basic sum assured.

Further, this rider offers extra protection at a nominal premium rate. For instance, a 26-years old needs to pay Rs 7191 to get a life cover of Rs 1 crore under ICICI Pru iProtect Smart Plan. By paying an extra amount of Rs 472/month, he can enjoy triple benefits— terminal illness benefit + waiver of premium on disability + accidental death benefit.  In this way, he can give triple protection to his family.

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Moreover, this rider is eligible for tax benefits under Section 80C of the Income Tax Act and it can be attached to any policy, be it term plan or unit-linked plans.

Key Features of the Accidental Death Benefit Rider

Most of the insurers offer accidental death benefit riders with the following features:

  • Flexibility to choose premium mode as per own convenience—Single, Limited, and Regular Pay
  • Comprehensive protection till the end of the term of the main policy
  • Option to choose the rider either at inception or policy anniversary

What does it include?

For the purpose of payout, any accidental death caused by an external, unforeseen and violent force is covered under this rider. Also, such injury shall cause the death of the policyholder, generally within 90-180 days of the occurrence of the accident.

Exclusions

There are certain events which are not covered by accidental death benefit rider, and these are:

  • Attempted suicide or self-inflicted injuries
  • Engaging in aerial flights
  • Death of the life assured with criminal intent
  • Death due to participation in war or engaging in hazardous sports

Conclusion

The only thing certain about life is its uncertainty. We don’t know where life will take us, who will cross our way, and which direction we will be heading. But still, it doesn’t mean we should sit idle and let our destiny decide the next course of action.

Accidents bring along dire consequences and prove to be fatal for a family. It is true that we can’t control the uncertainty of life, but nothing can stand in the way of someone who is prepared to fight against all odds. So let’s become the master of our destiny and protect our family against any hurdles and surprises which this journey, called life, has in store for us.

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Selfie goes awry: Seven people drown while clicking Selfie on the banks of Ganga in Kanpur

India has a record of having the highest number of selfie deaths, accounting for 40 percent of selfie deaths in a year

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Banks of River Ganga. Image source: sputniknews.com
  • 7 youths got drowned in Ganga river in Kanpur while taking selfies
  • Government of India marked Kumbh Mela under no selfie zone
  • In 2016, number of deaths increased due to increase of selfie craze within people

While taking selfies, Seven youths were swept away by the Ganga river in Kanpur on June 23. When one of the youths fell into the river while taking a selfie, his friends jumped in the river to save him resulting in all seven youths being swept away by the current.

There is a rise in number of selfie deaths from the year 2014. The same year, a fifteen year old boy was killed when he was taking a selfie on a railway track. 14 deaths were reported that year in total. In 2016, number of deaths increased due to increase of selfie craze within people. In fact, India has a record of having the highest number of selfie deaths, accounting for 40 percent of selfie deaths in a year.

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Nashik Kumbh mela (Source: Wikimedia Commons)
Nashik Kumbh mela. Image Source: Wikimedia Commons

Recently, seven youths were drowned in Ganga river in Kanpur while taking selfies. Sachin Gupta (21), Bholu Tiwari (20), Rohit (20), Shivam (19), Maqsood (31), Bhola (16) and Satyam (24) went for bathing in the river when they were swept away by the water.

Shivam was trying to take selfie when he lost his balance. Maqsood tried to save him but failed eventually. All friends jumped after one another and drowned in the river. The divers started finding them. After two hours of searching, all bodies were recovered and sent to the hospital where they all declared dead.

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Two similar incidents were reported. When three girls drowned in the Arabian sea while taking selfies on rocks near Bandra fort and a local youth who dived to save them was also swept away by the water. In 2015 a similar incident happened when seven youths were drowned in Mangrul Lake near Kuhi. All were trying to pose for selfie while standing in a boat and the boat tipped over.

However, measures are taken by the government to stop these selfie deaths. Recently, Government of India marked Kumbh Mela under no selfie zone. Apart from that, around 16 locations in Mumbai have been declared as ‘no selfie zones’ and strict actions are being taken against the offenders.

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