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Spend Your Money on The Right Sunscreen

Aashmeen Munjaal, celebrity make-up artist and Bharti Taneja, Director of Alps Beauty Clinic and Academy have shared some tips:

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If you reside near the coastal regions or are going on a vacation to the beach, you should choose a sunscreen lotions containing SPF 30 to 50. Pixabay

There are ample brands offering sunscreens in different forms, but you need to know your skin type before you spend a hefty amount on the product. So, make sure you buy the right kind of sunscreen, say experts.

Aashmeen Munjaal, celebrity make-up artist and Bharti Taneja, Director of Alps Beauty Clinic and Academy have shared some tips:

* Sun protection creams for face have to be of really fine quality. Rather than going for too many sun block creams, you need to choose light weighted mist spray and have a thin layer. For your body you can use thick layered sunscreen.

Lotions and sun-guards containing SPF (Sun Protection Factor) 20 to 35 are suitable for Indian skin types.

The rays of the sun affect the fair complexion easily. Lotions having SPF 30 is the best for people having a fair or wheatish complexion. In case you have a dark complexion, you should opt for lotions that contain SPF 20.

If you reside near the coastal regions or are going on a vacation to the beach, you should choose a sunscreen lotions containing SPF 30 to 50.

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If you have very dry skin, you can blindly go for oily sun screen which has some greasy or oily effect in it. Pixabay

Sometimes for buying that sun screen you need to pay extra which equally hit your pockets. But after 50 SPF all sun screen are same in their effects.

* There are sunscreen lotions that are waterproof or water-resistant, which means that after the application of the lotion, even if you wash your face with water, the lotion will not wear off.

Waterproof sunscreen lotions will last up to 80 minutes in water and water-resistant sunscreen lotions can last up to 40 minutes in water. These kind of sunscreen lotions are best for swimmers.

* You need to identify if your skin is allergic to certain sunscreen. Different sunscreens have different ingredients so don’t be afraid of trying new sun screen.

Also Read: Sunscreens May Cause Vitamin D Deficiency

* If you have oily skin make sure you use gel based sunscreen or sun foundations — soufflé based, mousse based, powder based and water based.

If you have very dry skin, you can blindly go for oily sun screen which has some greasy or oily effect in it. It will eventually hydrate your skin besides protecting you from the sun.

For sensitive skin, avoid aphelia ingredients in skin. Also test the product on your skin at the back of your ear lobe. If there is no reaction you can continue with same sun screen. (Bollywood Country)

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Indians Are Willing To Share Personal Information With Their Banks, Claims Study

"There's strong evidence that consumers in India are willing to share significant personal data to improve their lives and get very targeted services and offers"

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Data security breaches were the second-biggest concern for consumers in India, behind only feeling like their complaints were not dealt with in an acceptable manner, the findings showed. Pixabay

Seven in 10 consumers in India are willing to share personal information like location data and lifestyle information with their bank and insurer in exchange for lower pricing on products and services, a new report from Accenture said on Thursday.

At the same time, nearly four out of five consumers (81 per cent) said they are very cautious about the privacy of their personal data.

Data security breaches were the second-biggest concern for consumers in India, behind only feeling like their complaints were not dealt with in an acceptable manner, the findings showed.

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“If consumers don’t see the level of personalization, offers and products they want from their banks or insurers, they will certainly look for it elsewhere,” he added. Pixabay

“The large number of people willing to share more of their personal data for more efficient services at better prices underscore the role of digital technologies in the distribution of financial services in India,” said Rishi Aurora, a managing director at Accenture who leads its Financial Services practice in the country.

“If consumers don’t see the level of personalization, offers and products they want from their banks or insurers, they will certainly look for it elsewhere,” he added.

While 29 per cent of Indian consumers surveyed go to the physical location of their bank at least once a week, 76 per cent use their smartphones or tablets to check their bank accounts at least once a week.

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At the same time, nearly four out of five consumers (81 per cent) said they are very cautious about the privacy of their personal data. 
Pixabay

Nearly 66 per cent use their devices to connect with banks/insurers to learn about products and services.

“About 67 per cent of Indian consumers said they like their bank, slightly above the 62 per cent global average,” said the report.

The data was part of Accenture’s global “Financial Services Consumer” study which was based on a survey of 47,000 consumers in 28 markets, including 2,000 consumers in India.

Also Read: Elections No Less Than A Festival in India: Polls Begin

“There’s strong evidence that consumers in India are willing to share significant personal data to improve their lives and get very targeted services and offers,” said Piyush Singh, a managing director at Accenture who leads its Financial Services practice in Asia-Pacific and Africa.

“There’s an ocean of opportunities emerging with data analytics and personalization, but banks and insurers also need to pay close attention to growing concerns about data privacy and security and make that a top priority as they invest in new technologies and digital services,” Singh noted.(IANS)