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What’s in a name? That which we call a rose
By any other name would smell as sweet.
This is what Juliet says to Romeo after she comes to know that he was a Montague, an enemy. True, a rose will remain rose if called by any other name. Likewise, Indianness is the essence of the subcontinent. We might be known by different names today, be it Indians, Pakistanis or Bangladeshis, yet we remain essentially the same people and share so much in common for being the sons and daughters of the same soil.
The Truth is the Truth.
Of late, it has been reported that due to some reasons known to them, many Pakistanis have started introducing themselves as Indians in the West, especially the US. When it was first reported, the Indian media seized on the matter – like we always do – and started highlighting Pakistanis’ so-called identity crisis. Well, in my view Pakistanis are correct and absolutely justified in calling themselves Indians, for they are indeed ‘Indians’ besides being Pakistanis. Let me elucidate how.
In 1947, the most complex ‘divorce’ in the history of mankind took place wherein a family of 400 million human beings, along with the assets and household property they’d acquired in centuries of living together on the same piece of earth, was divided.
In the end, the truth shall prevail and ‘India’ is the Truth; the Truth is we are Indians and family; that we have been brothers and we will always remain brothers, despite the borders and walls of hatred that we have built around us.
At the outset of the cataclysmic Partition, Congress claimed the most precious asset of all, the name ‘India’. The party rejected a proposal to name their new dominion ‘Hindustan’ and insisted that since Pakistan was seceding, the name India and India’s identity in groups like the UN remain theirs. No tussle over the word ‘India’ is reported because Jinnah preferred the newly coined name, a very Islamic sounding identity, that is Pakistan.
John Keay in his book ‘India – A History’ writes that Jinnah was under the impression that neither of the states would want to adopt the British title of ‘India’. He only discovered his mistake after Lord Mountbatten had already acceded to Nehru’s demand that his state remained ‘India’. Jinnah according to Mountbatten, ‘was absolutely furious when he found out that they (Nehru and Congress party) were going to call themselves India’.
The author writes the use of the word implied a subcontinental primacy which Pakistan would never accept. It also flew in the face of history since ‘India’ originally referred exclusively to territory in the vicinity of the Indus River (with which the word is cognate). Hence, it was largely outside the republic of India but largely within Pakistan. If etymologically ‘India’ belonged anywhere, it was not to the republic proclaimed by Nehru but his rival headed by Jinnah in Pakistan.
Ironically, Pakistan inherited the majority of the main Harappan sites, so depriving India of the most tangible proof of its vaunted antiquity. Likewise, India inherited most of the subcontinent’s finest Islamic architecture, so depriving Muslim Pakistanis of what they regard as their own glorious heritage.
Jinnah was perchance under the impression that neither side would use the word ‘India’ because historically it was an object of conquest for outsiders, something to be coveted, ‘something worth taking’. Similar was the case with the terms like ‘Britain’, ‘Germany’ or ‘America’; When first these words were recorded, all were objects of conquest.
So why would either side want to associate itself with ‘India’, the land of the conquered?
Gandhiji, in his autobiography ‘The Story of My Experiments with Truth‘, has narrated his experience in South Africa as an Indian lawyer. Indians were called ‘coolies’, a disparaging term, and Indian Muslims would not even identify themselves as Indians. Instead, the Muslims would introduce themselves as Arabs and not Indians, as though they were ashamed of their true identity.
But, the Truth is the Truth. By merely calling ourselves an Arab, Pakistani, Bangladeshi and not an Indian, can we belie the Truth? Let me also state that there were many secular Muslims like Maulana Abul Kalam Azad who were proud of their Indian identity and never disowned it.
‘The word ‘India’ first made its debut in an inscription found at Persepolis in Iran, which was the capital of the Persian or Achaemenid empire of Darius I; the Persian inscription, dated to c518 BC, lists his numerous domains that of ‘Hi(n)du’. The word for a ‘river’ in Sanskrit is Sindhu. Hence Sapta-Sindhu meant ‘(the land of) the seven rivers’, which was what the Vedic Arya called the Panjab. Most of these seven rivers were tributary to the Indus and it was thus Sindhu par excellence; and in the language of ancient Persian, the initial ‘s’ of a Sanskrit word was invariably rendered as an aspirate – ‘h’; Sindhu is thus Hind(h)u.’
When, from Persian, the word found its way into Greek, the initial aspirate was dropped, and it started to appear as the route ‘Ind’ (as in ‘India’, ‘Indus’, etc.) In this form, it reached Latin and other European languages. However, in Arabic and related languages it retained the initial ‘h’, giving ‘Hindustan’ as the name by which Turks and Mughals would know India. That word was also passed on to Europe to give ‘Hindu’ as the name of country’s indigenous people and of what, by Muslims and Christians alike, was regarded as their infidel religion.
Hence, we all are sons and daughters of the same soil. We might follow different religions or not follow any at all; religion is a matter of personal choice after all and the state should have nothing to do with it. If that is the Truth, how can people be divided in the name of religion when they’re essentially the same; when they speak the same language and follow the same culture? How can we divide the people whom the God has made one? Yet, it happened in 1947 and we are still reaping the whirlwind today.
My brother from Pakistan Shehzad Ghias spoke the Truth in his brave and great piece, ‘To save Pakistan, we have to let go of the idea of Pakistan’.
“If we have any hopes of saving Pakistan, we have to let go of the idea of Pakistan. Neither the sub-continent nor the world needs a separate homeland for Muslims. We need a country where people can live freely regardless of their creed, caste, religion or political affiliation.”
In the end, the Truth shall prevail and ‘India’ is the Truth; the Truth is we are Indians and family; that we have been brothers and we will always remain brothers, despite the borders and walls of hatred that we have built around us.
And only the Truth can save us from perdition.
By- Blogger Indifi
EMI is known as equated monthly installments. It is a fixed payment made by the borrower each month to repay the loan amount. The EMI is divided into two loan components. One is the principal amount, and the second is the interest amount. Whether you are applying for a personal loan, business loan, home loan, car loan, or education loan, EMIs are easy to calculate using the EMI loan calculator.
Three parameters based on which EMI calculator works:
- Loan amount.
- Repayment tenure.
- Rate of interest (offered by the lender).
Factors that affect the Loan EMIs
Above, we have discussed the main parameters on which loan EMI is based. Here are the factors that affect the EMIs.
Changes in the loan interest rate: There are three loan interest rates -- fixed, floating, and hybrid.
When an interest rate offered on a loan is fixed, in that scenario, there are no changes in the EMIs.
A floating interest rate is linked to the marginal cost of the fund-based lending rate and can change the loan EMIs. As the rate is flexible, it keeps changing per the repo rate.
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If you have taken the loan on a hybrid interest rate, the interest rate is fixed only for a particular tenure. After that, it is on MCLR to decide the interest rate, and based on the determined interest rate, the EMI changes.
Tenure: When you opt for a loan transfer from one lender to another, there may be a possibility of change in the loan tenure. It will also bring changes in the EMI calculations. If the tenure increases, it will decrease the EMI. In case the tenure is reduced, EMI will increase.
Sample loan chart of a business company Image source: wikimedia commons
The loan amount of repayment is also a reason that affects a loan's EMI. If you make a loan prepayment, it reduces the outstanding principal amount, based on which the EMI amount or tenure is changed.
Benefits of using an online EMI calculator:
- Find out exact EMIs to be paid monthly for any loan.
- Saves time.
- Get a detailed overview of loans applied using the amortization schedule.
- Plan your monthly finances well in advance.
You can set multiple schedules and loan tenures. After a detailed schedule comparison, choose the one that suits well with your financial requirements.
Significance of loan amortization schedule in EMI calculator
A loan amortization schedule data shows the EMI break-ups. It shows how much EMI you need to pay for interest and what you will pay as the principal amount. It is one of the most significant advantages of using the EMI calculator. The EMIs that you pay as principal will keep reducing the loan's principal amount. It will also result in decreasing the interest amount. You will get to know all these things when you use the EMI loan calculator frequently. The amortization schedule is one of the essential features of an EMI loan calculator that helps design the proper prepayment schedule.
The different types of EMI calculators
Home loan EMI calculator
Home loans are one of the most popular and common loans applied for in India. It has a long tenure and a sizable principal amount. Whenever you apply for a home loan, it is essential to do all the EMI calculations in advance. There are various home loan EMI calculators available online with every home loan provider. All that is required to calculate the EMI is the loan amount, tenure, and interest rate. Using a home loan EMI calculator can help you easily plan your finances.
Business loan EMI calculator
Like home loans, business loans also come with a massive principal amount and longer tenures. So, using the business loan online EMI calculator is a smart way to calculate the business loan EMIs. Requirements are the essential loan details, such as repayment tenure, interest rate, and the loan amount. Online, equated monthly installment is automatically calculated at the lender's website.
Personal loan EMI Calculator
Personal loans are multipurpose. It is the reason they are considered as the most applied loan to meet immediate financial requirements. For choosing the right loan amount, you must use the personal loan EMI calculator. It will help you to choose the best interest rate loan offer and tenure. Try to go with the shorter term to pay less interest on the principal amount.
Sample of External Loan amounts Image source: wikimedia commons
Education loan EMI calculator
Education costs increase each year and can cause financial strains on a family. If you are planning to send your child overseas for higher education by applying for an education loan, at that time, the EMI calculator proves to be the best online financial tool. It will help you to decide the right EMI amount where your daily expenses remain unaffected.
Simple interest loan EMI calculator
An EMI calculator is used to calculate the simple interest applicable on the loan amount for a specified tenure. It is one of the most accessible financial tools. All that is required is tenure, a simple interest rate, and the borrowed amount. After that, click on 'calculate' to know the exact EMI to be paid.
Loan against property EMI calculator
If you have any residential or commercial property registered in your name, you can apply for a loan against the property. It is a kind of secured loan, where the property is kept as collateral. To understand how EMI works under this loan scheme, use the loan against the property EMI calculator.
Overall, EMI loan calculators are one of the best financial tools to compare varied loan offers. It provides a clear picture of the total cost of the loan and respective EMIs to be paid monthly. Online EMI calculators are available on every lender's website; whether you are applying for a business loan online, home loan, car loan, personal loan, or any other loan, using the online EMI calculator can help. Just with a click of a mouse, you can keep control of your financial life.
The online EMI loan calculator has been programmed with the formula based on the loan applied. There is no need to worry about the accuracy of the result. All that you are required to share for the calculator to do its job accurately is the right amount, tenure, and interest rate offered by the lender.
Disclaimer: (This article is sponsored and include some commercial links)
The symbol of Swastika is known to signify peace, prosperity, and good fortune in the religious cultures of Eurasia. In fact, this symbol is considered very significant in Hinduism, Buddhism, and Jainism. But, at the same time, it has become one of the most misunderstood religious symbols and has been globally banned in many countries.
The reason why the symbol of Swastika is banned in many countries is because of its association with Adolf Hitler's extreme political ideology, Nazism, as Swastika as its official symbol.
Austria, France, Latvia, Spain, Germany, and Russia are amongst the many countries that have banned the display and use of the Swastika.
Moreover, last week Victoria in Australia is preparing to become the first-ever state to ban the public display of the Swastika. This is a step towards an expansion of anti-vilification laws in the state.
Representation of the Swastika on the flag of Adolf Hitler's Nazi Movement.Photo by Flickr.
Now, we must know and understand what went wrong with this symbol, which is sacred and signifies all-good things.
For a very, very long time, in India, the Swastika is the first emblem that is worshipped or even drawn before any sacred and auspicious ceremonies as this symbol in Sanskrit represents 'well-being'. But, the Swastika lost all its credibility when it was wrongfully used by Adolf Hitler.
In fact, it is believed that if this symbol is worshipped properly, then it gives positive results. But if it is abused, then it gives negative results. So, when Adolf Hitler rotated the Swastika at 45 degrees, it slowly and steadily brought misery not only to Adolf Hitler and his theory of Nazism but also to all the people who were associated with him.
Therefore, in order to give the kind of respect and credibility which the Swastika deserves, World Interfaith Harmony Week which was held in New York in February this year, interfaith groups appealed to the United Nations to recognize and acknowledge the Swastika as an important and peaceful symbol. In fact, they also differentiated it from the Hakenkreuz or "Hooked Cross" of Adolf Hitler.
Keywords: Swastika, Symbol, Nazism, Hinduism, Adolf Hitler, United Nations, Buddhism, Jainism
India celebrated a historic day on August 7, as 23-year-old Neeraj Chopra became the first Indian to win an Olympic gold medal in athletics. In the men's javelin throw event, he achieved his greatest triumph, throwing the javelin 87.58 meters on his second try.
Neeraj Chopra was born on December 24, 1997, in Khandra village in Haryana's Panipat district. He grew up in a Haryanavi family of farmers. He is the brother of two sisters. He graduated from Dayanand Anglo-Vedic College in Chandigarh and is now enrolled in Lovely Professional University in Jalandhar, Punjab, pursuing a Bachelor of Arts degree. Chopra was bullied due to his obesity as a kid, which prompted his father to enroll him in a nearby gym. He then joined a gym in Panipat, where Jaiveer Choudhary, a javelin thrower, noticed his potential and coached him. When the 13-year-old Chopra finished training under Jaiveer for a year, he was enrolled at the Tau Devi Lal Sports Complex in Panchkula, where he began training under coach Naseem Ahmed.
In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018. | Wikimedia Commons
Chopra's first international medal came in 2014, as he took home a silver medal at the Youth Olympic Qualification Tournament in Bangkok. In 2015, he set a world record in the junior category of 81.04 meters in the 2015 All India Inter-University Athletics Meet.
Since emerging into the public eye with a historic gold medal at the junior world championships in 2016, he has maintained a high level of performance, setting an Under-20 world record of 86.48m, which still stands. Gold medals in both the 2018 Commonwealth Games and the 2018 Asian Games are among his other accomplishments, including a first-place in the 2017 Asian Championships. In 2018, he broke the world record in the javelin throw and became India's first-ever gold medalist in the javelin throw. He is also a laureate of the Arjuna Award for 2018.
Chopra has also had his share of bad events in life. In 2019, he underwent surgery on the elbow of his right throwing arm, which kept him out of the game for almost a year. However, he returned more robust than ever. In November 2019, he went to South Africa to train from Klaus Bartoneitz. He spent the following year in India training at the NIS Patiala because of the COVID-19 pandemic. He was allowed to go to France with his coach after weeks of trying to get a travel visa.
Neeraj Chopra made history in the 2020 Tokyo Olympics by becoming the first Indian to win a gold medal in athletics. Also, it is worth mentioning that after Abhinav Bindra, Chopra is only the second Indian to win an individual gold medal.
Keywords: Neeraj Chopra, Olympics, Tokyo2020, Gold medal, javelin, India, Haryana