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Every individual wants to purchase a home of their dreams.

By John Miller

Every individual has the right to enjoy the experience of purchasing a home of their dreams. However, there are some of them who do not want to opt for a mortgage due to their own reasons. Well, the home purchasing procedure is where you might have so many thoughts in your mind. You might be thinking that this will be the place where I’ll be raising my kids, spend time with near and dear ones, and make memories that will last forever.

Also Read : 5 notes you need to know before taking a Loan

Now on the other hand, when it comes to opting for a mortgage, there are so many things to take into consideration. From the rate of interest to down payments, monthly payments, and other costs, everything should be considered. In addition to this, it is also necessary to select the most suitable option keeping in mind your financial requirements. This is one major reason why hiring the services of a home loan advisor is your best bet. According to the research, a number of borrowers have enjoyed the benefits of hiring an advisor when purchasing a home. However, with so many of them available, it is necessary to select the most suitable option. Therefore, below we have mentioned some of the must haves you should consider when hiring an advisor. Check them out.

Image of people speaking to an advisor Get in touch with an experienced home loan advisor. Unsplash

Must haves in a home loan advisor

● An experienced home loan advisor: Get in touch with a home loan advisor who has all the experience to perform the service with you. The home buying procedure is not an easy one. In order to avoid all the unwanted hassle, it is important to contact a home loan advisor who works in your favor. Browse through the internet and search for advisors in your locality. Once you come across a suitable option, make the next move and contact them in person.

● A licensed home loan advisor: There are some people who claim to work wonders for the borrowers. However, these are ones who either have zero or less knowledge in the industry. Therefore, make sure to contact someone who has the license. It is basically the license that gives an individual the authority to conduct the service for the borrowers legally.

Image of keys and loan papers and miniature house. Browse through the internet and search for advisors in your locality. Pixabay

These are some of the must haves you should take into consideration when planning to hire the services of a home loan advisor. Make sure to keep them in mind. Along with all these considerations, also contact someone who provides home loan options with low down payment. There are buyers who are not able to make higher down payments, especially when they are purchasing a house for the first time. If you are one of them, take this factor into account and make the next move.

The Final Thoughts

These are some of the factors you need to consider when searching for a home loan advisor. Now that you are familiar with them, it is time to make a move. Keep all the information in mind and land a suitable option for a home loan advisor.

(Disclaimer: This is a sponsored article and includes some commercial links.)

(Keywords : Home loan, advisor, mortgage, payments, hire, hassle, legal, industry, dream, purchase, people)


The New Indian Express/wikipedia

Named SEE-1, the module is intended to host films, etc in the low orbit, micro-gravity environment.

S.E.E. has unveiled plans to build a space station module that contains a sports and entertainment arena as well as a content studio by December 2024, reports

Named SEE-1, the module is intended to host films, television, music and sports events as well as artists, producers and creatives who want to make content in the low orbit, micro-gravity environment. The facilities will enable development, production, recording, broadcasting and livestreaming of content.

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S.E.E. intend to produce its own content and events in the module as well as making it available to third-parties. Axiom Space, who in January 2022 won NASA's approval to build a commercial component of the International Space Station (ISS), will undertake the construction of SEE-1. The module will dock on Axiom's commercial arm, named Axiom Station, which will also host other commercial ventures, including space tourism.

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As the economy continues to recover from the prolonged pandemic.

By Rohit Vaid
The Centre might bestow infrastructure as well as industry status to new sectors to boost several pandemic hit industries in the upcoming Union Budget. Industry insiders said that several sectors and sub-industries such as hospitality, automobile retail, specific diganotics facilities and companies engaged in installation of EV charging stations amongst others might get the status.
The infra tag will enable these sectors to avail tax breaks, incentives and credit on lower interest rates. "Sectors which are in greenfield or which would need capex augmentation to help them overcome the pandemic can be looked from the lens of an infrastructure sector," said Jagannarayan Padmanabhan, Director and Practice Leader, Transport & Logistics, Crisil Infrastructure Advisory. "Also many of the already identified sectors need a sustained policy push which will help them get visibility both in terms of quantum and the time period of applicability."

Till now, activities associated with laying of power and telecom transmission and distribution lines, roads, highways, railways and construction of facilities such as hospitals, affordable housing, power generation units, water treatment plants, SEZs and certain type of hotels amongst others were given such status.

Besides, these sectors are a part of harmonised master list for infrastructure sub-sectors. However, in April 2021, exhibition-cum-convention centre was included in the list. "Given the focus around electric vehicle, and need for significant investment in charging stations, if the government adds the sector in infrastructure list, the benefits arising out of it will be significant," said Vishal Kotecha, Director, India Ratings and Research. "Infra tag on sectors increases ability to raise funds, access to dedicated funds and lenders, foreign capital, lower interest rates among others."

Electric car Given the focus on electric vehicles, the advantages of including the industry in the infrastructure list will be enormous. Free SVG

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A team is working to produce safest medicine for covid treatment.

A team led by chief scientist Ravi Shankar, is working on two combinations to provide the safest medication to coronavirus patients. "Experts say that a combination of antivirals with different mechanisms can be more effective to counter the viral pandemic. We are working on two combinations - Umifenovir with Molnupiravir (an antiviral) and Umifenovir with Niclosamide (anti-parasitic)," he said.

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Molnupiravur drug has received only Emergency Use Authorisation in India and abroad. Though its usage showed reduced hospitalisation during clinical trials, its biggest drawback are the side-effects, he added.

"Now, we are trying to keep a low dosage of Molnupiravir in its combination with Umifenovir which may weed out the side-effects such as the risk of cartilage and muscle damage. If successful, it will make Umifenovir more effective in Covid-19 treatment," said the chief scientist. The other combination is Umifenovir with Niclosamide.

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