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The technology was showcased in the presence of Bin Lin, President and Co-founder of Xiaomi and Jesuk Lee, Vice President, Head of Sensor Design for Samsung Electronics. Wikimedia Commons

Aiming to take on the likes of Google Pay and Paytm, Chinese handset maker Xiaomi on Tuesday launched its Unified Payments Interface (UPI)-based payments application “Mi Pay” for its MIUI users in India.

According to the company, the Mi Pay service aims to be an all-in-one payments solution for its users. It would be available for all Xiaomi devices running its proprietary MIUI OS based on Android.


“Payments for us is a core functionality within our operating system (OS) business,” Manu Jain, Vice President, Xiaomi and Managing Director, Xiaomi India, told IANS here.

The app is integrated within MIUI interface across SMS, contacts, scanner, app vault and settings and ICICI Bank is the payment service provider.

Users can effectively make payments using UPI and other debit cards, credit cards and Internet banking across more than 120 banks and over 120 billers.


Xiaomi launches Mi Pay to take on Google Pay, Paytm. Wikimedia

“We have introduced our innovative Mi Pay service for our consumers in India. This is the ultimate solution to a variety of consumer payment needs, and hence empowers millions of Xiaomi users with access to digital payments,” said Muralikrishnan B, Chief Operating Officer, Xiaomi India.

ALSO READ: Xiaomi Launches 7th Manufacturing Plant in India

The payments service would also allow several utility payments ranging from phone bills, phone recharges, water or electricity bill payments.

Mi Pay provides safe and secure transactions with all data stored locally in India servers in an encrypted format, the company added.

Mi Pay UPI has been approved by the National Payments Corporation of India (NPCI) under the multi bank Application Programming Interface (API) model and it has been audited by CERT-IN empanelled auditors E&Y and Lucideus. (IANS)


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