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Driving is more convenient when you are protected and secured. Accidents can happen anytime, anywhere irrespective how skilful driver you are. In such situations, car insurance provides much-needed financial protection. Therefore, besides driving carefully, you must buy car insurance. Online Car Insurance in Dubai can be purchased very easily. If you opt for a comprehensive coverage policy, it safeguards vehicle and vehicle owners against the loss caused by an unforeseen event.
Why buy Car Insurance in the UAE?
Mandatory by Law- According to the UAE RTA law, it is a matter of the utmost importance for all vehicle owners to get car insurance cover. If their car is plying on the UAE road without insurance coverage, the car owner will be penalized.
The car insurance policy offers complete protection to the insured vehicle in case of an accident or damage. The repair expenses incurred by the policyholder are paid for by the insurer. Now the question arises, what type of policy plan should you go for.
Well, the type of insurance you opt for will depend on two things:
- The insurance expectations of the policyholder.
- The coverage offered by the insurance plan.
Types of Car Insurance in the UAE
- Third-party Liability Protection- As per the UAE law, it is mandatory for vehicle owners to have third-party liability protection for their vehicles plying on the roads of UAE. It provides insurance coverage to the policyholder against legal liability in case of the damage caused to a third-party. The third-party insurance plan offers coverage under the following circumstances:
- Loss of third-party life/bodily injury
- Loss of third-party property
Note- Terms and conditions may apply. Please refer to the policy wordings before buying online car insurance in Dubai.
- Comprehensive Insurance- As the name itself suggests, the policy provides wider protection coverage. It covers damage caused to the insured vehicle by accident either due to the driver’s own fault or due to the third party’s fault. It extends coverage to the driver and passengers who need medical attention after the mishap occurs. Moreover, the premium that is to be paid here is on the higher side because the plan covers damages for all the parties involved in the event. When it comes to the rate of premium, the providers of online car insurance in Dubai strive to make the price and benefit details as transparent as possible. Just compare benefits and prices online to find the right deal.
Ideally, you should opt for comprehensive insurance because it provides wider insurance coverage.
Why Comprehensive Insurance?
It’s simple. Because it provides comprehensive insurance coverage.
Car Insurance provides the policyholder with comprehensive insurance coverage as per the applicable terms and conditions. It provides coverage for the legal expenses for the damage caused to the third-party person or property. Interestingly, online insurance in Dubai allows comparing and purchasing insurance plans as per the insurance expectations of the insurance buyers. The car insurance policy provides protection for the following cases:
- Accidental motor vehicle collision
- Toppling of car
- Vehicle explosion
- Motor vehicle theftDamage caused during transport ion via rail, roadways, inland waterway, elevator among others
- Other Malicious Acts
In this article, we have listed benefits of buying car insurance in Dubai.
- Transparency- Due to the absence of any middleman (insurance agent or insurance broker), insurer and insurance buyer deal directly. It leaves no room for any ambiguity and ensures that insurance buyer buys insurance in a transparent manner.
- Economical- When an insurance buyer buys insurance via offline mode i.e. through an insurance agent or insurance broker; the agent/broker gets a commission that comes from the premium the insurance buyers pay. When there is no involvement of any agent/broker, the premium a policy buyer pays is significantly lower.
- Fulfilment of Legal Liability- As mentioned above, it is a must to buy insurance coverage in the UAE. In case of an accident, it fulfils the legal liability of the vehicle owner.
- Flexibility– The scope of coverage is totally up to the requirements of the insurance buyer. Some insurance buyers prefer to opt for a minimum cover since they might assume the chances of something bad happening are very low. On the other hand, some insurance buyers are extra cautious over the selection policy. They want enhanced financial protection. As a result, they opt for comprehensive insurance coverage.
- Offers and Discounts- Buying online insurance in UAE entitle the insurance buyer to avail exclusive offers and discounts. These discounts can help the policyholder save a lot on the cost of the premium.
Also Read: 5 adventure sports in Dubai you can not miss
Note- Stay abreast of the limited-time offers, which may always come in handy at the time of buying/renewing car insurance.
Add-ons to the Policy– If you want enhanced insurance coverage, it’s good to opt for add-on covers. It will expand the scope of coverage. However, these benefits would also affect the cost of the premium.
Over to You
Buying online car insurance in Dubai offers various benefits. At the time of buying an insurance plan, be sure to read carefully between the lines. It will help you to fully understand what’s available in the policy and what not. It helps to understand the terms and conditions for each type of plan.
Diwali is arguably one of the most auspicious and celebrated holidays in South Asia. It is celebrated over the span of five days, where the third is considered most important and known as Diwali. During Diwali people come together to light, lamps, and diyas, savour sweet delicacies and pray to the lord. The day has various origin stories with the main them being the victory of good over evil. While the North celebrates the return of Lord Rama and Devi Sita to Ayodhya, the South rejoices in the victory of Lord Krishna and his consort Satyabhama over evil Narakasura.
Narakasura- The great mythical demon King
Naraka or Narakasur was the son of Bhudevi (Goddess Earth) and fathered either by the Varaha incarnation of Vishnu or Hiranyaksha. He grew to be a powerful demon king and became the legendary progenitor of all three dynasties of Pragjyotisha-Kamarupa, and the founding ruler of the legendary Bhauma dynasty of Pragjyotisha.
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Narakasura was created, grew up to be strong and powerful but he was not satisfied with it, so he decided that he would worship Lord Brahma. He performed severe penance and was driven by the power of his penance; Lord Brahma appeared before him. Narakasura knew his mother loved him dearly so he asked Lord Brahma to grant him a boon that he would only die by the hands of his mother, Bhumidevi. Lord Brahma smile and ultimately granted him the boon.
Narakasura burst out laughing as Lord Brahma vanished. He thought no mother would kill their child so Lord Brahma had made him immortal. Drunk and maddened by his own power Narakasura brought all the kingdoms under his control and targeted Swargalok (Heaven). Even Indra (King of Gods) and demi-gods had to retreat in front of Narakasura. He kidnapped and took 16,000 women from the palaces as prisoners. Troubled by Naraksura's deeds the gods rushed to Lord Vishnu for a solution.
Lord Krishna and Devi Satyabhama were born to kill Narakasura
Lord Vishnu was born as Lord Krishna and Narakasura's mother Bhumidevi took the avatar of Krishna's wife Satyabhama. As Satyabhama, Bhumidevi was unaware of the knowledge of Naraksura being her son. Aditi the mother of all gods approached Satyabhama crying for help with bloodied ears as Narakasura had torn off the glowing earrings from the ears of Aditi.
Satyabhama was furious on gaining the knowledge of Narakasura's atrocities she asked Krishna to fight the demon king while she fights alongside him. Krishna agreed and they attacked the great fortress of Narakasura, riding his mount Garuda with his wife Satyabhama.
The furious battle unleashed. Krishna defeated Narakasura's general Mura and came to be known as Murari (the killer of Mura). Narakasura used several divine weapons against Krishna, but Krishna slew all those weapons effortlessly. The demon hurled a shakti towards Krishna, which mildly hurt Krishna and he fell unconscious. Upon this sight Satyabhama was enraged, she furiously pulled out a weapon of her own and hurled it at Narakasura's chest. Anxious Satyabhama turned to her fallen Lord, Krishna got up with a smile and he was completely fine. He was only playing his part. It was Satyabhama who was an incarnation of Bhoomidevi, whose hands were destined to slay Narakasura.
ALSO READ: Choosing Environment-Friendly Diwali
Lord Krishna and Goddess Satyabhama had put an end to the Narakasura's kingdom of evil. As Narakasura lay on his deathbed he realised that Satyabhama was no one but an avatar of his own mother. He requested a boon from his mother, for no one to mourn his death. Instead, he wished for people to celebrate it with light and colours. They freed the 16,000 women who later married Lord Krishna to restore them of their honour in society, retrieved Mother goddess's earrings. This day is celebrated as 'Naraka Chaturdashi' popularly known as Choti Diwali - the day before Diwali as the triumph of good over evil.
Keywords: Diwali festival, goddess Laxmi, demon king, Lord Krishna, Satyabhama, the festival of light, Naraksura, Narak Chaturdashi
For all the great inventions that we have at hand, it is amazing how we keep going back to the safety pin every single time to fix everything. Be it tears in our clothes, to fix our broken things, to clean our teeth and nails when toothpicks are unavailable, to accessorize our clothes, and of course, as an integral part of the Indian saree. Safety pins are a must-have in our homes. But how did they come about at all?
The safety pin was invented at a time when brooches existed. They were used by the Greeks and Romans quite extensively. A man named Walter Hunt picked up a piece of brass and coiled it into the safety pin we know today. He did it just to pay off his debt. He even sold the patent rights of this seemingly insignificant invention just so that his debtors would leave him alone.
Anyone wearing safety pins that were visible began to be associated with the rock movement in the 70s. Image credit: Wikimedia Commons
Later, he even invented the sewing needles and a couple of other important inventions but never kept any of the patent rights.
When the punk rock tradition took over in the seventies, safety pins became a fashion rage. They were used as piercings and to patch clothes together. Anyone wearing safety pins that were visible began to be associated with the rock movement. In some cultures, the safety pins have become symbols of good luck.
Keywords: Safety-pins, Punk Rock, Brass, Accessories, Walter Hunt
In South India, Deepavali marks the end of the monsoon and heralds the start of winter. The festival is usually observed in the weeks following heavy rain, and just before the first cold spell in the peninsula. The light and laughter that comes with the almost week-long celebration are certainly warm to the bones, but there is still a tradition that the South Indians follow to ease their transition from humidity to the cold.
Just before the main festival, the family bathes in sesame oil. This tradition is called 'yellu yennai snaana' in Kannada, or 'ennai kuliyal' in Tamil, which translates to 'sesame oil bath'. The eldest member of the family applies three drops of heated oil on each member's head. They must massage this oil into their hair and body. The oil is allowed to soak in for a while, anywhere between twenty minutes to an hour. After this, they must wash with warm water before sunrise.
Women applying oil to the heads of men Photo credit: Indians in Kuwait
In some parts of the peninsula, soap is not used to wash off the oil because it nullifies its effects. Some cultures who do not like the oil to remain in any way on their skin wash it off with shikakai and herbs, which is a paste that is traditionally used as a substitute for soap. Sometimes, the oil is heated with flowers and spices as well and is less sticky than in its pure form.
The purpose of this ritual is to cleanse the body, detoxify it, and produce heat in it. Sesame is a very heaty substance and tends to heat up the body. This heat, or 'usshna' in Kannada, prepares the body to face the sudden cold that comes to the peninsula immediately after Diwali. South India has no smooth transition weather-wise from monsoon to winter. There are a few days of stable, rainless weather, and suddenly the cold winds descend.
In many ways, the celebration of Diwali is centered around preparing for winter, considering the amount of heat and light the rituals consist of – lighting lamps, bursting crackers, and consuming warm treats. Those who practice these rituals earnestly find the shift in seasons and weather quite pleasant.
Keyboards: Sesame Oil Bath, Diwali Ritual, Traditional Sesame Oil Bath