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If most of your salary is spent on premiums and loans, you can’t save much for the future. To make sure you’re financially stable in the future, you have to make sure that you become debt-free as fast as possible. Unsplash


COVID-19 and the spread of the pandemic have had a huge impact on the national economies of most nations of the world. Among the world’s worst-hit is Australia. Sectors in the country like hospitality and tourism have been hit the hardest. As per the reports, one in ten people have lost their jobs due to the pandemic and do not have a regular income source anymore.

For the students who study in the country, the pandemic brings about a lot of uncertainty and panic. Countries have lost their job markets and millions of people are out of a regular source of income. However, the silver lining is that the Australian government is proactively making more policies that help their citizens gain a regular source of employment.

Students can take up part-time jobs in Australia to battle the pandemic and earn a little extra income on the side. These odd-jobs are not career prospects but simple and effective job vacancies that are made accessible by the government to help the citizens.

Widespread unemployment in the time of the spread of the coronavirus pandemic is a cause of concern for the global economy as well. Hence, the measures taken by the Australian government to help people get jobs is done in good faith. There are a lot of other industries that are offering a ray of hope to the Australian workforce and the overall Australian economy.

Here are some of the ways in which you can ensure financial stability in the future

There are a lot of ways and a lot of habits that can make you financially stable in the future. Some of those ways and habits are listed below:

Taking up a job

Some different jobs that you can take up to make yourself some extra money on the side are:

Security Agencies

Jobs at security agencies are booming at this time. This is because a lot of people are not visiting their offices at the moment which leaves these offices empty. Since they are fixed assets of the company, they cannot just be abandoned. Hence, students can apply for jobs of security guards for private and public properties. This does not even require a university degree or any other kinds of formal education requirements. There are, however, some preferences of the company and they prefer to hire people who have Certificate II and Certificate III. If you want more details about the security agencies, you can also check Asset Security Courses or Advance Training’s CPP20218 Certificate II in Security Operations (Crowd Control/Unarmed Guard).

Jobs at security agencies are booming at this time. This is because a lot of people are not visiting their offices at the moment which leaves these offices empty. Unsplash

Doorstep delivery jobs

Restaurants and other diners, along with cafes have been shut down indefinitely. People are so scared about the pandemic that they fear going to public and communal places even if they open at a 50% capacity. Hence, even though the people cannot go out to dine, they would love a service that could let them have delicious food right at their homes. Doorstep delivery services!

If you have a vehicle of your own and prefer to drive most of the time, you can apply to become a deliveryman for doorstep delivery services. There are several doorstep delivery services for food in Australia like UberEats, Menulog, Deliveroo and others. You can apply to any one of these services. There is a high chance you will get a job there because there is an increasing demand for such kinds of services. They also prefer hiring students because of the kind of efficiency that they can bring.

Courier pick-up and delivery

As people cannot go out shopping for their favorite clothes and/or household accessories, they have no option but to opt for delivery services from e-commerce websites. And the more people order online, the more the demand for courier delivery men increases. Hence, this service is not going anywhere anytime soon. When people order more stuff off of Amazon and other e-commerce giants, they have to pay for the delivery and shipping as well.

Warehouse workers

It is not necessary to work as delivery men either. Students can also become warehouse managers or movers who can help with the logistics of the delivery of the packages and couriers. There is also a high chance of promotions and better pay if you get the opportunity to work for big e-commerce giants like Amazon and eBay. Hence, in the era of the pandemic, one of the best places to work is the online sector, whatever way it might be.

Earn your money doing something that you enjoy

Make sure that your primary income source comes from a job you love. A typical office worker spends a third of their day on work. Make sure that time spent is worth it.

The pandemic has forced everyone to stay indoors and suddenly we find ourselves with a lot of free time to spare. Here is a quick tip to utilize this time to your benefit and make some good money as well.

Start a blog! With a blog, you have the perfect platform to express your opinions, share your skills, knowledge and connect with like-minded individuals. The best part is, you don’t need any capital investment or technical skills to become a blogger! All you need is an idea and an internet connection!

To improve your skills, you can take up online courses in digital marketing, SEO optimization and content marketing solutions. Digital marketing techniques give your blog a much-needed boost, improving your overall web visibility and chances of monetization.

Create an emergency fund

Nobody is devoid of emergencies. The worst part of emergencies is that you can never predict them. Hence, it is very important to have some income saved, especially if you’re living paycheck to paycheck.

Keep a contingency fund in place that you can use to tackle any adversity. Also, ensure that you have your life insurance and health insurance in place. Medical insurance is especially mandatory especially considering the global pandemic that has crippled the population.

Pay off your debt

If most of your salary is spent on premiums and loans, you can’t save much for the future. To make sure you’re financially stable in the future, you have to make sure that you become debt-free as fast as possible.

With a blog, you have the perfect platform to express your opinions, share your skills, knowledge and connect with like-minded individuals. Unsplash


The key to having a stable financial future is to make sure you’re sticking to these healthy habits throughout your life. Discipline is very crucial when handling money and you must take care to invest a lot of your willpower into this enterprise.

I often advise readers to plan a budget at the start of every month and allocate their earnings smartly. Learn to prioritize your expenses. This way you don’t end up broke at the end of the month and actually manage to save something.

Living on a budget doesn’t mean that you don’t enjoy your earnings though. Keep some money aside for little luxuries. You are allowed to splurge a little, provided all your basic expenses are met beforehand.

Special note: How can student loan financing save you thousands of dollars?

Student loan refinancing should never be confused with student loan consolidation. Loan experts agree that if student loan refinancing is acquired from the best refinancing companies out there in the country, the students can avail themselves of awesome student loans at better rates and lower liability. The cherry on top is the fact that if you have a good and strong credit score as an individual, you can also get a lower price.

If you cannot fulfill the requirements, then you have to bring with yourself a co-signer who will be willing to sign on your behalf and get you that lower interest rate. A co-signer can be any adult who is willing to share the risk that you are taking. They should also financially mature and qualified, preferably. Parents are the most common cosigners of student loans in this country. Other cosigners are also grandparents, aunts, uncles, siblings, cousins, and friends who have the ability to help you out with your student loan.

ALSO READ: UP On Its First Sports University In Meerut

Author’s bio

As an assignment expert, Jane delivers online sessions at Expert Assignment Help (UK), helping students with writing essays and assignments. She is also one of the co-founders and education consultants at Top My Grades. Beyond work, you can find her at community homework workshops as a volunteer helping students in need of private tutoring with their homework.

(Disclaimer: This article is sponsored and hence promote links of commercial interest.)


Photo by Wikimedia Commons.

Char Dham Yatra resumed on Friday with more than 16,000 devotees resuming the pilgrimage from the Rishikesh camp.

As weather cleared up in Uttarakhand, Char Dham Yatra restored on Friday with more than 16,000 devotees resuming the pilgrimage from the Rishikesh camp.

According to sources, road leading to Badrinath has been repaired and helicopter service has also resumed.

Meanwhile, Uttarakhand Chief Minister Pushkar Singh Dhami visited Dungi village and met families of people who were missing after the landslip incident, and consoled them.

Dhami assured them of all possible assistance. Two people from the village are still reported to be missing.

Pilgrims were seen leaving from Rishikesh Char Dham Bus terminal and Haridwar bus station for the pilgrimage since morning.

As per the state government, various departments -- Devasthanam Board, police are assisting the pilgrims.

Police Chowki Yatra Bus Terminal, Rishikesh, was announcing passenger-information via loudspeaker.

Free RT-PCR tests of pilgrims were being conducted at Rishikesh bus terminal.

Uttarakhand Char Dham Devasthanam Management Board's media in-charge Dr Harish Gaur said pilgrimage was on in Kedarnath, Gangotri and Yamunotri, while for Kedarnath, helicopter service was also available.

Though the weather was cold in all dhams, thankfully there was no rain, he added.

Portals of the temple in Badrinath will close on November 20, Gangotri on November 5, while that of Kedarnath and Yamunotri on November 6.

Uttarakhand floods, triggered by a major downpour from October 17 to 19, have claimed 65 lives so far, 3,500 people have been rescued while 16,000 evacuated to safety.

Seventeen teams of National Disaster Response Force (NDRF), seven teams of State Disaster Response Force (SDRF), 15 companies of Provincial Armed Constabulary (PAC) and 5,000 police personnel have been engaged in rescue and relief operations.

The state has already been provided with Rs 250 crore Disaster Fund which is being used for relief works.

To prevent spread of the diseases, the Central and state governments have decided to send medical teams to the affected areas.

Snapped power lines will be restored at the earliest, the government assured.

The state government said that as soon as alert for heavy rainfall was issued, the Incident Response System was activated at state and district levels, and pilgrims were halted at safer places. (IANS/JB)

Keywords: Uttarakhand, India, Char Dham Yatra, PushkarDhami, Rishikesh.

Photo by Wikimedia Commons.

Naga leaders are adamant in their main demands for a separate Constitution and flag.

The Centre has continued the Naga peace talks with the Isak-Muivah faction of National Socialist Council of Nagalim (NSCN-IM) leaders, but negotiations face roadblocks as the Naga leaders are adamant in their main demands for a separate Constitution and flag.

The sources aware of these developments said that the Centre was hopeful that a successful solution of the six decades-long peace talks would arrive at a logical conclusion, but in the recent statements, Naga leaders have accused the Centre of offering post-solution options.

Sources quoting the stand of Naga leaders said that NSCN's stand was loud and clear that it would not follow the forbidden route to the Naga solution that was linked to foregoing the Naga national flag and Constitution, which is the face of the Naga political struggle and identity.

The Naga leaders have also said that the Centre has been using divisive policy and flattery in the name of finding the Naga political solution when the matters heated up.

When the Centre resumed the peace process in September this year and sent the former special director of the Intelligence Bureau (IB) A.K. Mishra as the Ministry of Home Affairs' emissary to the rebel outfit's chief negotiator and general secretary T. Muivah, he assured him (Muivah) that the peace talks would be initiated under the original framework signed in 2015, a source in the Naga rebel group said.

"Here we are talking about the Naga national flag and Yehzabo (Constitution), the two issues that are holding up the Naga solution under the ongoing Indo-Naga political talks in Delhi.

"The chequered history of the Indo-Naga political issue is clear enough before us, with accords and agreements that were never meant to be implemented in letter and spirit", an important office-bearer of the rebel outfit said while criticizing the governments' stand.

Accusing the Centre, he further accused the Centre of persuading the Naga people again to accept whatever is being offered to hurry up the Naga talks.

On the invitation of the Centre, the senior leaders of the NSCN-IM including T. Muivah arrived in the national capital on October 6 this year to hold another round of talks with the Centre.

Both, the Centre and the Naga leaders had indicated their keenness on resolving this long pending issue by the end of this year in an amicable manner.

Assam Chief Minister Himanta Biswa Sharma, who is also chairman of North East Democratic Alliance (NEDA), and Nagaland Chief Minister Neiphiu Rio had been actively involved in the resumption of the peace talks and taking it forward to a logical conclusion.

Soon after the transfer of Nagaland Governor R.N. Ravi, who was appointed as the Centre's interlocutor for the Naga peace talks on August 29, 2014, to Tamil Nadu, the peace talks resumed on September 20 in Kohima when the Centre representative met the Naga leaders and invited them to visit Delhi for further rounds of peace talks.

The NSCN-IM and the other outfits entered into a ceasefire agreement with the Government of India in 1997 and over 80 rounds of negotiations with the Centre have been held in the past in successive governments. (IANS/JB)

Keywords: Nagaland, India, Constitution, Politics, Flag.

Photo by Wikimedia Commons

India-England test series will now be played next year from July 1 at Edgbaston Stadium

The series decider for the Test series between England and India will now be played at Edgbaston from July 1 next year, said the England and Wales Cricket Board (ECB) on Friday. India is currently leading the series 2-1 before the fifth Test at Old Trafford was cancelled hours before the start due to concerns over COVID-19 outbreak in the tourists' camp.

"The fifth match of the LV= Insurance Test Series between England Men and India Men has been rescheduled and will now take place in July 2022. The match, which was due to take place last month at Emirates Old Trafford, was called off when India were unable to field a team due to fears of a further increase in the number of Covid-19 cases inside the camp," said an ECB statement.

"With India leading the series 2-1, the concluding fifth match will now take place from July 1, 2022, at Edgbaston, following an agreement between the England and Wales Cricket Board (ECB) and the Board of Control for Cricket in India (BCCI)," added the statement.

ECB also said that due to the rescheduled Test, the white-ball series between England and India will now start six days later than originally planned. The T20I series will begin on July 7 at Ageas Bowl with Edgbaston and Trent Bridge hosting the second and third matches respectively on July 9 and 10. It will be followed by the ODI series starting on July 12 at The Oval followed by Lord's and Old Trafford hosting the second and third ODI on July 14 and 17 respectively.

"Ticket holders do not have to take any action as all tickets will remain valid for the equivalent rearranged matchday at their host venue. Host venues will communicate the new fixture details to ticket purchasers and the options available to them, including the timeframe for requesting a refund if they are not able to attend the new match day," further said the statement.

"We are very pleased that we have reached an agreement with BCCI to creating a fitting end to what has been a brilliant series so far. I'm very grateful to all the venues involved for the cooperation they've shown in allowing us to reschedule this match. I'd also like to thank Cricket South Africa for their support and understanding to allow these changes to be possible," said Tom Harrison, the CEO of the ECB.

"We would like to apologise again to fans for the disruption and disappointment of September events. We know it was a day that so many had planned long in advance. We recognise that accommodating this extra match means a tighter schedule for the white ball series. We will continue to manage our players' welfare and workloads through next year while we also continue to seek the optimum schedule for fans, players and our partners across the game."

"I am delighted that the England-India Test series will now have its rightful conclusion. The four Test matches were riveting, and we needed a fitting finale. The BCCI recognizes and respects the traditional form of the game and is also mindful of its role and obligations towards fellow Board Members. In the last two months, both BCCI and the ECB have been engaged in discussions and our efforts were aimed at finding a suitable window. I thank the ECB for their understanding and patience in finding an amicable solution," said BCCI Secretary Jay Shah. (IANS/JB)

Keywords: India, Britain, BCCI, Test Match, Cricket.