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A Mason in Jharkhand became the First Groom to opt for a Cashless Wedding

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Hindu marriage. Pixabay
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January 10, 2017: Taking forward Prime Minister Narendra Modi’s initiative of a cashless country, a mason in Jharkhand became the first groom to opt for a cashless wedding. The wedding took place in Badiya village of Musabani under East Singhbhum district on January 9.

The Deputy Collector of Chief Minister Camp Office, Sanjay Kumar, convinced 30-year-old Subhash Nayak of Badiya village to marry Sunita of Chakradharpur in the first cashless wedding of the region.

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The wedding was completely dowry-free. All the payments including vegetables, ration, tent house, jewellers and even the priest were paid through cheque.

The manager of Bank of India visited the venue of the wedding and opened a savings account for the newlywed and handed over the debit cards.

According to PTI report, the wedding was attended by BJP MLA Laxman Tudu, DSP Ajit Kumar Bimal, Environment activist Jamuna Tudu, Mukhiya Dulari Mumru and Circle Officer of Musaboni, Sadhu Charan Devgam. All the invitee handed the cheques as gifts to the newlywed.

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Sanjay Kumar, Deputy Collector, gave a cheque to the priest after the wedding. All the arrangements were done by the groom side.

Everyone in the village was excited to witness the first cashless wedding of the region. Kiran Tent House, Priest Vikas Mahapatro, and vegetable vendor Chakraborty accepted cheques as the payment of the wedding.All of them were quite positive with the initiative. Vinod Pandit, the jeweler, gave silver jewelery to the bride as the gift.

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The cashless wedding took place the Naya Tola Mandir at Badia in East Singhbhum district. The groom’s houses did not have a toilet. Kumar got it constructed within 11 hours. He said, “The toilet was also built without using cash. The mason was paid through cheque.” Prior to the wedding, family members from both the sides volunteered in the construction of a toilet in the groom’s house.

Groom’s Uncle Madan Nayak said that all the arrangements including ration, jeweler vegetables, tent house and priest were paid through draft, swipe machine or cheques.

Prepared by Diksha Arya of NewsGram. Twitter: @diksha_arya53

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Copyright 2017 NewsGram

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BHIM app: All about going Cashless

The BHIM app was developed by NPCI on 30th December 2016 and later launched by PM Narendra Modi.

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BHIM app works across all bank accounts. Wikimedia commons
BHIM app works across all bank accounts. Wikimedia commons

The act of demonetization by the government last year had simply made us stand on our heels. People were fighting their way out in the absence of hard cash and thus made us oblige to the digital platform.

BHIM app is one of the various digital money transfer app (application) which uses UPI (Unified Payments Interface). The app was developed by NPCI on 30th December 2016 and later launched by PM Narendra Modi. It aims towards bringing Financial inclusion and making us a digitally empowered society.

BHIM app is backed by the Government of India making it a more reliable cashless payment option (unlike PayTM). Pixabay
BHIM app is backed by the Government of India making it a more reliable cashless payment option (unlike PayTM). Pixabay

Here, we will help you to walk through the procedure involved in the better use of BHIM app.

How to download BHIM app

  • You can download and install BHIM from Google play store for Android and Apple store for IOS.
  • Select whichever language you prefer.
  • Select the mobile number which is registered with your bank.
  • Set a 4 digit password to log in.
  • Link a bank account.
  • Now, you need to set a UPI pin by providing the expiry date and last six digits of your debit card.
  • Your account is now registered and you are ready to go cashless.How to use BHIM without internet
  • You can dial *99# from your phone and you will be able to avail the same features of BHIM on your mobile.
  • *99# can also be used to register for BHIM.
BHIM app has three level authentication including device ID or mobile number, bank account and UPI pin, which makes it the most secure option. Pixabay
BHIM app has three level authentication including device ID or mobile number, bank account and UPI pin, which makes it the most secure option. Pixabay

Features of BHIM app

Send Money
With this feature, you can send money by scanning a QR code, combination of Account Number and IFSC by using Virtual Payment Address (VPA).

Request Money
This feature allows you to send a collect request by entering VPA. Also, through BHIM, you can transfer money using a Mobile that is registered with BHIM or *99#.

Scan and Pay
This feature allows you to pay by scanning the QR code.

Transactions
This one will show your transaction history. It shows pending UPI collection request, so you can approve or reject payments. Also, there is an option to report if a user wants to raise any complaint.

Profile
This option will help you to view the static QR code and Payment addresses that are created. The QR can be downloaded and also be shared through WhatsApp or Email.

Bank Account
This feature enables you to check the bank account (which is linked to BHIM). You can set or change your UPI pin or the bank account linked with BHIM App by clicking on ‘Change Account’. You can also check your account balance using this feature.

BHIM is not a wallet. It is a payments application which allows users to make instant bank transfers. Pixabay

Why should you use the BHIM app?

  • It works across all bank accounts.
  • You can access it without internet.
  • BHIM is backed by the Government of India making it a more reliable cashless payment option (unlike PayTM).
  • It has three level authentication including device ID or mobile number, bank account and UPI pin, which makes it the most secure option.
  • All in all, BHIM has turned out to be the safest and most reliable cashless payment option against competitors like Paytm.