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Arunachal Pradesh to provide zero interest Crop Loan to Marginal Farmers of the state

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Farmers in the field (representative Image), Wikimedia

Itanagar, May 22, 2017: The Arunachal Pradesh government has decided to provide zero interest crop loan to marginal farmers of the state to enable them easy access to formal credit through banking channels, an official said on Monday.

According to a Finance Department notification of May 7, 2017, the government has decided to launch “Chief Minister’s Krishi Rinn Yojana”, under which it would provide interest subvention of 4 per cent on crop loan/Kisan Credit Card (KCC) limit up to Rs 3 lakh sanctioned by all banks to all farmers of the state during the current financial year.

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This interest subvention will be over and above the subvention given by the central government to banks and the farmers as per policy issued by the Reserve Bank of India and NABARD.

“The farmers would also get interest relief at the rate of 3 per cent per annum if they promptly repay their short-term production credit (crop Loan) within one year of disbursement of such loan. In effect, farmers who take loan up to Rs 3 lakh and make timely repayments will get access to zero interest credit facility,” the official said.

The NABARD will act as channel partner for reimbursement to banks against interest subvention amount claims.

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A certificate of area and crop being cultivated issued by circle officer will be accepted as valid documents by banks for issuance of Kisan Credit Card to the farmers, the notification said.

Benefit under the scheme will be extended to farmers availing KCC/crop production loan from commercial banks, APRB and APSCAB Ltd at the same terms and conditions prescribed by the RBI/ NABARD.

Chief Minister Pema Khandu has set a target of 7,500 farmers to be covered under the Chief Minister’s Krishi Rinn Yojana in this financial year.

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The district-wise or bank-wise target will be circulated separately to all District Collectors and concerned banks. This target will be reviewed later and any bank which fails to meet the stipulated target would be reported to the RBI and Department of Financial Services, he said.

Moreover, the circle officers will function as Financial Extension Officers of the state government and also help the banks in timely recovery of crop loans. (IANS)

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Indian Agriculture status, Importance & Role In Indian Economy

The aggregate growth in the agricultural sector determines that the future of the agrarian economy is not bleak

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Agriculture
Agriculture in India. Wikimedia.
  • Despite people shifting their occupations from agriculture, UN states that India ranks second in the agricultural production in the world
  • India’s horticulture production has also increased

Sep 20, 2017: Indian agriculture is facing a huge crisis since many years. Despite continuous reports suggesting that the agrarian economy of India is getting affected, as people are shifting away from the agricultural sector and are moving towards industrial sector development, the food and agriculture organization of United Nations (UN) has stated that India ranks second in the agricultural production of the World. In the past 11 years, the country’s agricultural production has increased from $87 billion in the financial year 2004-05 to $322 billion in the fiscal year 2015-16.

Interestingly this is not just the only positive point being witnessed about the agricultural situation of the nation. The country’s horticulture production has also increased with the passage of time. The horticultural production includes fruits, vegetables, plantation crops, and spices. The increasing demand of fruits and vegetables has augmented the production estimate to 295 million tonnes in 2016-17, which is 3.2 % higher than the production in 2015-16.

Also Read: WHO says Millions of People are Dying Pre-mature Deaths Due to Non-Communicable Diseases.

Earlier in May, the agriculture ministry released a second advance estimate of horticulture production, stating that the farm area under the horticulture crops has recorded an increase. The increase was from 245 lakh hectares of farm in 2015-16 to 249 lakh hectares in 2016-17. The Indian economy’s earnings from agriculture as compared to the service sector has been absolutely great. The net export from agriculture was noted $16 billion, and those from the commercial service were 9% in 2014.

When the country is facing even greater challenges like farmer suicides, protests, and monsoon failure, figures like these tend to bring smiles on our faces, even if it is for a short time. The aggregate development can never alleviate the plight of farmers.
The percentage growth may satisfy the government and us both, but does it really satisfy the farmers? A wiser approach like good law and order towards the handling of problems and crisis should be taken, and then only can there be a better future in the agriculture.

by Megha Acharya of NewsGram.


NewsGram is a Chicago-based non-profit media organization. We depend upon support from our readers to maintain our objective reporting. Show your support by Donating to NewsGram. Donations to NewsGram are tax-exempt.

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Mahalaya: Beginning of “Devipaksha” in Bengali Celebration of ‘Durga Puja’

“Mahalaya” is the auspicious occasion that marks the beginning of “Devipaksha” and the ending of “Pitripaksha” and heralds the celebration of Durga Puja

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Mahalaya morning in Kolkata. Flickr
  • Mahalaya 2017 Date: 19th september.
  • On Mahalaya, people throng to the holy river Ganges in order to pay homage to their ancestors and forefathers; which is called ‘Torpon’
  • Mahalaya remains incomplete without the magical chanting of the scriptural verses from the ‘Chandi Kavya’ that is broadcasted in All India Radio
  • The magic is induced by the popular Birendra Krishna Bhadra whose voice makes the recitation of the “Chandi Kavya” even more magnificent

Sept 19, 2017: Autumn is the season of the year that sees the Hindus, all geared up to celebrate some of the biggest festivals of India. The festive spirit in the Bengalis all enthused to prepare for the greatest of the festivals, the ‘Durga Puja’.

About Mahalaya:

Mahalaya is the auspicious occasion that marks the beginning of “Devipaksha” and the ending of “Pitripaksha,” and this year it is celebrated on September 19.

Observed exactly a week before the ‘Durga Puja’, Mahalaya is the harbinger of the arrival of Goddess Durga. It is celebrated to invoke the goddess possessing supreme power! The goddess is invited to descend on earth and she is welcomed with devotional songs and holy chants of mantras. On this day, the eye is drawn in the idols of the Goddess by the artisans marking the initiation of “Devipaksha”. Mahalaya arrives and the countdown to the Durga Puja begins!

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The day of Mahalaya bears supreme significance to the Bengalis. The day is immensely important because on this day people throng to the holy river Ganges in order to pay homage to their ancestors and forefathers. Clad in white dhotis, people offer prayers and take dips in the river while praying for their demised dear ones. The ritual is popular as “Torpon”.

Mahalaya
An idol-maker in progress of drawing the eye in the idol of the Goddess. Wikipedia

As per Hindu myth, on “Devipaksha”, the Gods and the Goddesses began their preparations to celebrate “Mahamaya” or Goddess Durga, who was brought upon by the trinity- Brahma, Vishnu, and Maheshwara; to annihilate the fierce demon king named Mahishasura. The captivating story of the Goddess defeating the demon got popularized with the goddess being revered as “Durgatinashini” or the one who banishes all the evils and miseries of the world. The victory of the Goddess is celebrated as ‘Durga Puja’.

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Mahalaya remains incomplete without the magical chanting of the scriptural verses from the ‘Chandi Kavya’ that is broadcasted at dawn in All India Radio in the form of a marvelous audio montage enthralling the souls of the Bengalis. Presented with wonderful devotional music, acoustic drama, and classical songs- the program is also translated to Hindi and played for the whole pan-Indian listeners.

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Mahalaya
Birendra Krishna Bhadra (1905-1991). Wikipedia

The program is inseparable from Mahalaya and has been going on for over six decades till date. The magic is induced by the popular Birendra Krishna Bhadra whose voice makes the recitation of the “Chandi Kavya” even more magnificent! He has been a legend and the dawn of Mahalaya turns insipid without the reverberating and enchanting voice of the legendary man.

Mahalaya will keep spreading the magic and setting the vigor of the greatest festival of the Bengalis- the Durga Puja, to worship the supreme Goddess, eternally.

                 “Yaa Devi Sarbabhuteshu, Shakti Rupena Sanhsthita,

                     Namastaswai Namastaswai Namastaswai Namo Namaha.”

– by Antara Kumar of NewsGram. Twitter: @ElaanaC

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WeFarm- a Farmer to Farmer Digital Network – is Helping Farmers in remote villages of Kenya

WeFarm helps connect farmers via Text Messages

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A farmer herds his cattle at sunset near Kisumu, Kenya, Feb. 2, 2008.
A farmer herds his cattle at sunset near Kisumu, Kenya, Feb. 2, 2008. VOA

When she woke up one morning in February, Catherine Kagendo realized that one of her cows could not stand.

“It was lying on its side, had lost its appetite and was breathing heavily,” she told Reuters from her farm in Meru, in eastern Kenya.

With her husband, she decided to turn to WeFarm, a text-based network of small-scale farmers, for help.

Within an hour, their text — “one of my lactating cows cannot stand” — generated a flurry of suggestions, from “feed your cow with minerals rich in calcium” to “make sure the cow shed is clean and well-drained so the animals don’t slip.”

“I realized our cow had milk fever, so gave it calcium-rich feed and it was standing again within hours,” Kagendo explained.

She is one of many Kenyan small-scale farmers who lack good information — mostly due to a lack of internet access — on how to manage problems from dry spells to diseases, local farm experts say.

As a result, such farmers often lose their harvest or animals, they said.

But WeFarm, a farmers’ network launched in Kenya in 2014 and more recently expanded to Uganda and Peru, allows people to ask a question by text message and receive advice from their peers.

The service, whose Scottish co-founder Kenny Ewan describes it as “the internet for people with no internet,” is free to use and only requires a mobile phone.

Farmers text questions to a local number, and WeFarm transmits the message to users with similar interests in the area, tapping into their knowledge.

“We want farmers to get answers to their problems without needing to access the internet, so the information is available to all,” said Mwinyi Bwika, head of marketing at WeFarm.

Although the platform also exists online, over 95 percent of users choose to use it offline, he said.

Information gap

Kagendo said that when her animals were ill or her maize crops too dry, she used to have to hire an extension officer to help solve the problem.

“But we had to pay a fee ranging from 500 to 2,000 Kenyan shillings ($5-$20), and most of the time the officer didn’t even explain their diagnosis,” she said.

That cut into her family’s income and left them no better able to understand the diseases facing their cattle and their crops.

“We cannot even afford a smartphone to go online, so finding credible information was near impossible,” she said.

According to Bwika, small-scale farmers often lack the information they need because of a lack of cash — most live on less than a dollar a day — as well as poor internet connection and low literacy levels.

“Ewan realized that farmers living just a few miles from each other were facing the same challenges, but with no way to communicate about them. So, he created a platform to connect them,” Bwika said.

Joseph Kinyua, another farmer from Meru who grows vegetables, said he spends at least 30 minutes per day using WeFarm.

“It’s taught me anything from using pest control traps to ensuring that my sprinklers don’t put out too much water,” he said. “And I know the methods are proven and tested by other farmers.”

The knowledge has helped improve the quality of the kale he grows, he said, enough that “I can now sell a kilo at the market at 70 shillings [$0.70] compared to 50 [$0.50] previously.”

Preventing problems

While the platform might receive dozens of replies to a question, it only sends out to the user a selection of answers judged correct, Bwika said.

But it uses the questions and advice received to help track disease outbreaks or extreme weather spells, and shares those insights with governments and non-governmental organizations, Bwika said.

“In doing so, we hope to prevent disease outbreaks and track problems before they occur,” he said.

Not everyone shares this optimism, however.

Mary Nkatha, a farmer from Meru, said she found it hard to implement some of the recommendations she received from WeFarm without the practical guidance of an expert.

“If I am told to inject my cow with something, how do I make sure I do it in the right place? And where do I find the equipment?” she asked.

Fredrick Ochido, a Kenya-based consultant on dairy farming, also worries that the platform may be entrenching farmers’ poor use of technology, rather than helping them keep up with new trends.

The WeFarm platform has over 100,000 current users in Kenya, Uganda and Peru, and its operators hopes to reach one million farmers in the next year. They also aim to expand the effort to other countries, including Tanzania. (VOA)