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Singapore-based E-Commerce Firm ‘Shopmatic’ launches Mobile app “GO” for Indian Sellers

The free app will allow all individuals and merchants to develop online stores by putting up pictures of their products

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A smartphone, (Representational image). Pixabay

Bengaluru, November 22, 2016: Singapore-based e-commerce firm Shopmatic on Tuesday launched a mobile app “GO” for the Indian sellers that enables them to create an e-commerce website in less than two minutes with three easy steps.

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The free app will allow all individuals and merchants to develop online stores by putting up pictures of their products, enabling payments and selling their products by sharing on social channels from their phones, the company said in a statement.

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“With the significant mobile phone penetration in India, this app will make the online world easily accessible to anyone who wants to sell online,” said Anurag Avula, CEO of Shopmatic. (IANS)

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Sanitization to Fight Coronavius Begins in UP

Massive sanitization drive begins in UP

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A massive sanitization drive began in major cities in Uttar Pradesh on Friday. (Representation Image). Pixabay

A massive sanitization drive began in major cities in Uttar Pradesh on Friday. This is the latest news in India.

Rajkumar Vishwakarma, DG, fire services, told reporters that sanitization was being done with sodium hypochlorite and fire personnel had been instructed to take care and not to spray the disinfectant on human beings and animals.

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The sanitization will be done using sodium hypochlorite. (Representational Image). Pixabay

Spraying will also not be done inside any building due to electrical connections.

Fire personnel have been asked to take photographs and post it on WhatsApp media groups. They have been asked to avoid calling the media personnel to the sanitisation sites to avoid risks.

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Earlier this week, about 50 migrant workers who were at a bus station in Bareilly, were sprayed with sodium hypochlorite by the sanitisation staff. Those who were sprayed, including children, complained of itching in the eyes and rashes on the body.

Also Read- UNHRC Chief Michele Bachelet: India’s Lockdown Has Implementation Challenges

Chief minister Yogi Adityanath had expressed his concern over the incident and assured action against the guilty.

District magistrate Bareilly, Nitish Kumar said that the incident happened due to ‘over-zealous’ workers. (IANS)

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People Have Faith in Modi Government to Handle COVID-19 Crisis

Over 83% trust Modi govt will handle COVID-19 crisis well

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The Narendra Modi-led central government is leaving no stone unturned in fight against the novel coronavirus pandemic. Wikimedia Commons

As the Narendra Modi-led central government is leaving no stone unturned in fight against the novel coronavirus pandemic, 83.5 per cent people from various states “trust in government” in handling the crisis.

The findings came out in the IANS-CVoter exclusive tracker on COVID-19 Wave 2 survey conducted during last seven days among 18 plus adults nationwide. The findings and projections are based on Computer-Assisted Telephone Interviewing (CATI).

Replying to a question “I think Indian government is handling the coronavirus well”, 83.5 per cent people agreed that they trust in government’s steps being taken in fight against the deadly disease, and 9.4 per cent expressed their disagreement. The survey was conducted on March 26 and 27. Of the 83.5 per cent who showed their trust in government, 66.4 per cent strongly agree with the opinion and 17.1 agree with the view.

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A similar survey on the same question done on March 17 and 18 showed that 83.6 per cent people expressed their trust in government in fight against the pandemic which so far has claimed 29 lives and over 1,000 conformed cases. A total of 13.7 per cent people expressed their disagreement.

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83.5 per cent people from various states trust the Modi government in handling the COVID-19 crisis. Wikimedia Commons

As per the tracker, the data is weighted to the known demographic profile of the states. Sometimes the table figures do not sum to 100 due to the effects of rounding, it says. “Our final data file has socio-economic profile within plus 1 per cent of the demographic profile of the state. We believe this will give the closest possible trends.”

The Tracking Pol fieldwork covers random probability samples during the last seven days from the release date and that the sample spread is across all assembly segments across all states. This survey covers all states in India and was conducted in 10 languages as part of our routine OmniBus, it says.

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“This is a thorough random probability sample; and we are ensuring a proper representative analysis by statistical weighing of the data to make it representative of the local population as per the latest census and or other available demographic benchmarks.”

Also Read- Castro Gang Murders: How Cuba Eliminated An Opposition

The data clarified that it strictly follows the WAPOR code of conduct (World Association of Public Opinion Research) for our ethical and transparent scientific practices and have incorporated the PCI (Press Council of India ) guidelines as our SOP (Standard Operating Procedures). (IANS)

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A Beginner’s Guide to Building Credit

Building your credit requires discipline and sticking to a plan

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A Credit card is one of the most used means of building credit for beginners. Pixabay

Creating a credit from the start is such a hectic task. Not many financial institutions can trust you without a credit history. Here is some of the critical information to know about building credit.

How to Build Credit with a Credit Card 

A Credit card is one of the most used means of building credit for beginners. Use your credit card regularly and making repayments on time. The more you use your credit card and repay on time, the higher your financial discipline hence the possibility of good credit. 

You have to understand though that you won’t qualify for some of the major credit cards in the earlier stages. As a start, consider the different cards offered by the stores. These cards work similarly to a credit card. To help you land the best credit cards to build credit, consider store cards that work with the credit bureaus. 

How to Build a Credit without a Credit Card

Building your credit depends on your ability to manage loans. For most credit cards provide the easiest ways to get loans. For others, though, credit cards are not their best option. If you don’t fancy a credit card, you still have several avenues of getting and managing a loan. 

The first step towards creating the credit is by paying all your bills on time. While in most cases, the regular bills like rent, water and electricity don’t affect your credit, reporting them allows for consideration. Paying off your college loan also helps in building your credit. The other options include seeking for any regular loans like a mortgage or car loans and repaying on time.

How Credit Score affects you 

As long as you will be looking for financial support, then your credit score must play a role. No financial institution can trust you with their money if you have poor credit records. Other than the big financial institutions, other lending facilities like care lending also look into your financial records. Even though it is not a requirement for most jobs, working in the financial sector and dealing with sensitive information requires a stellar credit record. 

Mistakes that Impacts Your Credit Score 

Building your credit requires discipline and sticking to a plan. Any error that affects your credit can stay on your records for as long as seven years. You must, therefore, avoid making such mistakes at costs. One of the main mistakes first-time credit card holders commit is taking credit that you cannot afford. Before you take in more debts, understand how you will repay them. Failure to repay or late repayments have adverse effects on your credit score.

Credit Card, Withdrawals, Calculation, Bank, Card, Don
The more you use your credit card and repay on time, the higher your financial discipline hence the possibility of good credit. Pixabay

Credit card churning is another mistake that beginners are prone to. While taking up different credit cards due to the sign-up bonuses and rewards, servicing them, later on, can be quite hectic. Lastly, failure to protect from credit card fraud makes one susceptible to criminal activities using their details, thus damaging their financial reputation.  

ALSO READ: Current Pandemic Set to Hit Financial Performance in Q1 2020: Twitter

Bottom Line 

A sound credit card is not a gift that anyone hands to you. You need a deliberate plan to grow the credit, with or without a credit card. The more responsible you are at managing your finances, the better your credit score.