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Travelling after Demonetization is a Tricky Business: 8 Ways to Travel in a Hassle-Free Manner!

Several cashless payment apps have wide usage, and even some small and pop stores use them. Download one or two apps

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Representational image. Pixabay
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New Delhi, November 27, 2016: Travelling after demonetization is a tricky business. You are in a new place where no one is prepared to lend you a credit card and no one is willing to sell without the new currency. Try and book all-inclusive packages and check beforehand to ensure that your travel agent will accept cheques or credit and debit cards, says an expert.

Earlier this month, Prime Minister Narendra Modi made a decision to scrap Rs 500 and Rs 1,000 currency notes to curb black money. And if you have plans to travel, Vikram Lalvani, travel advisor of Sterling Holidays, has a few tips to offer on how to travel hassle-free.

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* Book packages: Try and book all-inclusive packages which will cover travel and meals once you reach your destination, so you are not strapped for cash at the last minute.

* Online payment: Book your stay well before reaching the destination. These are not the times to backpack and find a hotel on arrival. So, book online.

* Travel agent: Check before travelling to ensure that your travel agent will accept cheques or credit and debit cards.

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* Local travel: Cash crunch? Use cab services that offer cashless transactions for shuttles between places and rent-a-car services.

* Download mobile wallet apps: Several cashless payment apps have wide usage, and even some small and pop stores use them. Download one or two apps before your journey, so that you can pay electronically wherever possible.

* ATMs and banks: Before leaving home, identify the banks and ATMs near your hotel or on your travel route. On the go, if you spot a branch of your bank or see an ATM, withdraw cash, even if you have enough money or don’t foresee any expenditure.

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* Packing: Ensure that you carry enough medicines and other travel essentials for the entire journey. Do carry your mobile charger and power bank as per your requirements.

* Shopping and eating out: Before you step out of your hotel, research or call ahead and identify restaurants and shops that accept plastic cards or cheques. Usually, larger establishments offer a card swipe facility. (IANS)

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Copyright 2016 NewsGram

  • Ruchika Kumari

    Good suggestion….all these suggestions are really going to help for hassle free travel

Next Story

BHIM app: All about going Cashless

The BHIM app was developed by NPCI on 30th December 2016 and later launched by PM Narendra Modi.

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BHIM app works across all bank accounts. Wikimedia commons
BHIM app works across all bank accounts. Wikimedia commons

The act of demonetization by the government last year had simply made us stand on our heels. People were fighting their way out in the absence of hard cash and thus made us oblige to the digital platform.

BHIM app is one of the various digital money transfer app (application) which uses UPI (Unified Payments Interface). The app was developed by NPCI on 30th December 2016 and later launched by PM Narendra Modi. It aims towards bringing Financial inclusion and making us a digitally empowered society.

BHIM app is backed by the Government of India making it a more reliable cashless payment option (unlike PayTM). Pixabay
BHIM app is backed by the Government of India making it a more reliable cashless payment option (unlike PayTM). Pixabay

Here, we will help you to walk through the procedure involved in the better use of BHIM app.

How to download BHIM app

  • You can download and install BHIM from Google play store for Android and Apple store for IOS.
  • Select whichever language you prefer.
  • Select the mobile number which is registered with your bank.
  • Set a 4 digit password to log in.
  • Link a bank account.
  • Now, you need to set a UPI pin by providing the expiry date and last six digits of your debit card.
  • Your account is now registered and you are ready to go cashless.How to use BHIM without internet
  • You can dial *99# from your phone and you will be able to avail the same features of BHIM on your mobile.
  • *99# can also be used to register for BHIM.
BHIM app has three level authentication including device ID or mobile number, bank account and UPI pin, which makes it the most secure option. Pixabay
BHIM app has three level authentication including device ID or mobile number, bank account and UPI pin, which makes it the most secure option. Pixabay

Features of BHIM app

Send Money
With this feature, you can send money by scanning a QR code, combination of Account Number and IFSC by using Virtual Payment Address (VPA).

Request Money
This feature allows you to send a collect request by entering VPA. Also, through BHIM, you can transfer money using a Mobile that is registered with BHIM or *99#.

Scan and Pay
This feature allows you to pay by scanning the QR code.

Transactions
This one will show your transaction history. It shows pending UPI collection request, so you can approve or reject payments. Also, there is an option to report if a user wants to raise any complaint.

Profile
This option will help you to view the static QR code and Payment addresses that are created. The QR can be downloaded and also be shared through WhatsApp or Email.

Bank Account
This feature enables you to check the bank account (which is linked to BHIM). You can set or change your UPI pin or the bank account linked with BHIM App by clicking on ‘Change Account’. You can also check your account balance using this feature.

BHIM is not a wallet. It is a payments application which allows users to make instant bank transfers. Pixabay

Why should you use the BHIM app?

  • It works across all bank accounts.
  • You can access it without internet.
  • BHIM is backed by the Government of India making it a more reliable cashless payment option (unlike PayTM).
  • It has three level authentication including device ID or mobile number, bank account and UPI pin, which makes it the most secure option.
  • All in all, BHIM has turned out to be the safest and most reliable cashless payment option against competitors like Paytm.