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Travelling after Demonetization is a Tricky Business: 8 Ways to Travel in a Hassle-Free Manner!

Several cashless payment apps have wide usage, and even some small and pop stores use them. Download one or two apps

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Representational image. Pixabay

New Delhi, November 27, 2016: Travelling after demonetization is a tricky business. You are in a new place where no one is prepared to lend you a credit card and no one is willing to sell without the new currency. Try and book all-inclusive packages and check beforehand to ensure that your travel agent will accept cheques or credit and debit cards, says an expert.

Earlier this month, Prime Minister Narendra Modi made a decision to scrap Rs 500 and Rs 1,000 currency notes to curb black money. And if you have plans to travel, Vikram Lalvani, travel advisor of Sterling Holidays, has a few tips to offer on how to travel hassle-free.

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* Book packages: Try and book all-inclusive packages which will cover travel and meals once you reach your destination, so you are not strapped for cash at the last minute.

* Online payment: Book your stay well before reaching the destination. These are not the times to backpack and find a hotel on arrival. So, book online.

* Travel agent: Check before travelling to ensure that your travel agent will accept cheques or credit and debit cards.

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* Local travel: Cash crunch? Use cab services that offer cashless transactions for shuttles between places and rent-a-car services.

* Download mobile wallet apps: Several cashless payment apps have wide usage, and even some small and pop stores use them. Download one or two apps before your journey, so that you can pay electronically wherever possible.

* ATMs and banks: Before leaving home, identify the banks and ATMs near your hotel or on your travel route. On the go, if you spot a branch of your bank or see an ATM, withdraw cash, even if you have enough money or don’t foresee any expenditure.

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* Packing: Ensure that you carry enough medicines and other travel essentials for the entire journey. Do carry your mobile charger and power bank as per your requirements.

* Shopping and eating out: Before you step out of your hotel, research or call ahead and identify restaurants and shops that accept plastic cards or cheques. Usually, larger establishments offer a card swipe facility. (IANS)

  • Ruchika Kumari

    Good suggestion….all these suggestions are really going to help for hassle free travel

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Cyber Criminals to Target Online Payment Processing Systems in 2020: Kaspersky

Cybercrime: Online payment systems to be prime targets in 2020

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More cybercriminal groups will target online payment processing systems in 2020, researchers from global cybersecurity have warned. Pixabay

More cybercriminal groups will target online payment processing systems in 2020, researchers from global cybersecurity and anti-virus brand Kaspersky have warned.

Over the past couple of years, so-called JS-skimming (the method of stealing of payment card data from online stores), has gained immense popularity among attackers.

Kaspersky researchers in their latest report said they are currently aware of at least 10 different actors involved in these type of attacks.

Their number will continue to grow during the next year, the report said, adding that the most dangerous attacks will be on companies that provide services such as e-commerce as-a-service, which will lead to the compromise of thousands of companies.

“This year has been one of many important developments. Just as we predicted at the end of 2018, it has seen the emergence of new cybercriminal groups, like CopyPaste, a new geography of attacks by Silence group, cybercriminals shifting their focus onto data that helps to bypass antifraud systems in their attacks,” Yuriy Namestnikov, Security Researcher at Kaspersky, said in a statement.

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Cyber criminals will target online payment which will affect e-commerce. Pixabay

“Behavioural and biometrics data is on sale on the underground market. Additionally, we expected JS-skimmer base attacks to increase and they did. With 2020 on the horizon, we recommend security teams in potentially affected areas of the finance industry to gear up for new challenges,” Namestnikov said.

In addition, cybercriminals will also target mobile investments apps which have become more popular among users around the globe, according to the predictions from Kaspersky on the expected development of the threat landscape in the financial sector.

Not all of these apps utilize best security practices, like multi-factor authentication or protection of the app connection, which may give cybercriminals a potential way to target users of such applications

Kaspersky research and monitoring of underground forums suggests that the source code of some popular mobile banking Trojans was actually leaked into the public domain.

Previous similar cases of malware source code leakage (like Zeus, SpyEye) resulted in an increased number of new variations of these Trojans. In 2020, this pattern may repeat, the researchers warned.

They said tyhat they expect an increase in the activity of groups specialised in criminal-to-criminal sale of network access to banks in the African and Asian regions, as well as in Eastern Europe.

Also Read- Immediate Health Aid by WHO Protects Vulnerable Population from Health Threats

Their prime targets are small banks, as well as financial organizations recently bought by big players who are rebuilding their cybersecurity system in accordance with the standards of their parent companies.

Besides, it is expected that the same banks may become victims of targeted ransomware attacks, as banks are among those organisations that are more likely to pay a ransom than accept the loss of data. (IANS)