Monday December 17, 2018
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Does Your Home or Office Have Enough Fire Safety?

Proper fire safety is something that you always need to have in place, even if you hope to never need the equipment.

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California, Fire prevention, wildfires
A firefighter sprays the smoldering remains of a vehicle on Interstate 5 as the Delta Fire burns in the Shasta-Trinity National Forest, VOA
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If you’re lucky, you’ll never experience a fire in your home or place of business, but you can only trust luck so far. Because a fire can strike anywhere at any time, you need to be prepared by keeping your fire prevention supplies ready and your sprinklers well-maintained. Control Fire Systems offers a variety of different fire prevention services, including fire sprinkler system maintenance and important safety supplies.

fire prevention
In many cases, regular maintenance can also save you money on building insurance premiums. Pixabay

Fire Control Equipment

Any home or office can benefit from certain fire equipment. Any room that has people sleeping or which poses a potential fire hazard should have smoke alarms installed, preferably wired into the building’s electrical system so dead batteries don’t become a problem. Portable fire extinguishers should also be easily accessible in several areas of the building. Finally, in public places, exits should be clearly marked with signs that can be seen through a haze of smoke. You can get all of these supplies in one place. Control Fire Systems is a fire equipment supplier that provides alarms, extinguishers, control panels, signage, and much more.

 

fire prevention
Keepi your fire prevention supplies ready and your sprinklers well-maintained. Flickr

 

Equipment Installation

Having alarms and extinguishers on hand is only one part of the fire prevention problem. You also need to make sure that they are properly installed and maintained. Control Fire Systems is a fire equipment supplier that also has you covered when it comes to the installation and testing of the equipment. These experts can visit your home or place of business for proper fire equipment installation, ensuring that sprinklers are piped into the appropriate water supply, alarms are strategically placed, and extinguishers are accessible in case of emergency. With the right installation, your chances of surviving a fire go up dramatically.

fire prevention
Additionally, keeping your home or office building ready to respond to a fire can help. Flickr

Equipment Testing and Maintenance

Certain pieces of fire safety equipment need to be tested on a regular basis or have certain maintenance steps that need to be performed, usually every year. After installing your equipment, the experts at Control Fire Safety can also provide you with regular maintenance to make sure that everything works properly year after year. This includes such tasks as fire sprinkler inspection to make sure that your equipment meets all local and national fire codes. Because sprinklers need to be tested on occasion, Control Fire Systems also offers fire sprinkler system testing. While you can test your alarms and sprinklers yourself if you so choose, having professionals on hard for fire sprinkler system maintenance and other tasks helps to avoid any errors. In many cases, this regular maintenance can also save you money on building insurance premiums.

Also Read: Wildfire in California Causes Severe Distress to Citizens

Proper fire safety is something that you always need to have in place, even if you hope to never need the equipment. By using a supplier like Control Fire Systems that can also provide installation and maintenance for e reasonable cost, you give yourself a better chance of being prepared should an emergency happen. Additionally, keeping your home or office building ready to respond to a fire can help keep your insurance lower and keep you in compliance with all local laws and regulations.

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How To Save My Money Paid for Bike Insurance?

These are some of the best ways in which you can save money paid for your bike insurance.

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Car, insurance, Bike Insurance
It is you that has to explore different types of auto insurance companies. Pixabay

Many people are not aware of the different ways in which they can save money while buying bike insurance plans. The simple thing you need to do in this regard is to compare bike insurance plans from different service providers. As the competition in the market is very high, you can get a good deal from one of the companies. All you need is some patience and knowledge about choosing the best plans suited for your bike. In this article, you can find some interesting tips which will help you to reduce your bike insurance expenses in future.

Save money with third party insurance

  • Getting third party coverage can help you to save lots of money as this is very inexpensive when compared to all other plans. Even though the coverage offered in this plan is basic, it is more than enough for old vehicles.
Bike Insurance
Remember that the insurance policy can only compensate for the damages done and it cannot prevent the damage to your bike in any manner.
  • One significant thing you need to understand about bike insurance is that the maximum amount of coverage provided by the company depends on the market value of the bike.
  • The market value of the bike keeps depreciating every year and by the time you reach 7 or 8 years, it would have lost most of its value. In this situation, the maximum coverage offered by the insurance company for any damage will be very less.
  • At this point, it makes no sense to buy expensive comprehensive coverage and you can easily get away with a third party cover.
  • You can opt for third party mandatory cover in this case and get to save lots of money while buying bike insurance. If you have not made any claims in the previous years, you can get good discounts on the next renewal.
  • It is possible to get third party coverage on the next renewal even if you are currently having a comprehensive insurance plan. You can inform the service provider about this point and choose the inexpensive option at the time of insurance renewal.
Bike Insurance
Many people are not aware of this option and they choose the conventional single year policy for bike insurance. Pixabay

Save money on expensive repairs with comprehensive insurance

  • While choosing third party coverage can be a cost effective option for old vehicles, you need to choose comprehensive cover for new and expensive vehicles. Even though this is slightly expensive, it will help you save lots of money spent on repairs of the bike.
  • The comprehensive plans allow you to get complete protection for your expensive bike and you can even add various covers along with the regular plan. This will further enhance the security and you can get the best coverage for your bike in future.
  • Many people choose the theft cover and zero depreciation cover along with the comprehensive insurance plan. In this way, you will be eligible for complete compensation when any damage happens to your bike due to fire accidents or other natural disasters or road accidents. You can even claim compensation for loss of bike due to theft and this will help you to avoid many problems in future.
  • As there are many options available in comprehensive insurance plans, it makes sense to compare bike insurance plans before buying them from the market. In this way, you can easily choose the best option without any problems.
  • The cost of repairing the bike in the case of an accident will be very high for expensive bikes and you can completely avoid this expense by choosing the comprehensive insurance plan.

Bike Insurance

 

    Getting third party coverage can help you to save lots of money.

 

Get quotes from different companies

  • You should always make it a point to get the quotes for different plans before buying the bike insurance policy. Most people who do not compare bike insurance end up paying a lot of money for the insurance plans.
  • It is very easy to get quotes from different service providers when you choose the services of online aggregators. They have online portals that can be easily accessed to get the quotes from multiple companies.
  • The good thing about using such services is that there is no additional cost involved in this process and you can get quotes for free from any company in the market.
  • All you need to do is to submit your requirements about the plan and the portal will show you the filtered options based on your criteria. After this, you can request the quotes from the chosen plans and it will be sent to your email address.
  • Yet another option to get quotes from any source is to call the customer support team of the insurance service provider. They will help you in this regard and even explain all the details about the insurance policy before providing the quote for the policy.
  • Once you have complete information about the cost of every insurance plan, you can choose the suitable option that matches with your budget and other requirements.
Bike Insurance
Road accidents in India. Pixabay

Compare the features of various plans

  • It is not just enough to compare the rates of various insurance plans. You should also compare the features of every plan so that you understand the pros and cons of each policy. In this way, you can choose the most suited insurance policy for your bike and enjoy the best features in the long run.
  • When you compare bike insurance from different sources, make sure to notice the difference between the features of the policy. Carefully read the inclusions and exclusions in this regard and clarify all the doubts with the insurance company executives before buying the plan.
  • You can even consult an insurance advisor when you have to buy insurance for expensive vehicles as they will help you to understand the features of the plan and explain everything in a detailed manner.
  • Remember that one feature may be very good for a particular bike and it may not be suitable for another bike. In this situation, you have to carefully analyze your requirements and then choose the suitable plan based on its features and price.
  • Comparing different plans is easy and you can get complete information from online portals that specialize in providing such information.
AIR POLLUTION,Bike Insurance
Motorcycles and vehicles drive on a road while fog envelope the area (AP Photo/Muhammad Sajjad) (VOA)

Buy insurance online to save money

  • You can get good discount on the insurance policy when you buy them online. Even service providers encourage this practice as this reduces the requirement for manpower in their offices and saves them lots of money in the long run.
  • It is also convenient to buy insurance online as you can compare bike insurance and select the cheap and best option suited for your individual requirement.
  • You can even renew the plans in the same manner in future and avoid visiting the insurance office for all these simple tasks.
  • In this way, the paper work required is less and you will also be spending less money to buy insurance for your bike.

Choose multi-year plans for better discounts

  • Many people are not aware of this option and they choose the conventional single year policy for bike insurance. However, it is possible to buy the policy for multiple years at once and bike insurance companies will offer good discount in such cases.
  • In our country, the renewal rates for bike insurance is very less and many consumers do not renew the bike insurance plans on a regular basis. This means that the insurance companies have to spend large amount of money on advertising and spreading awareness about such policies.
Bike Insurance
If the added expense of a two-wheeler cover is worrying you, relax. Your bike insurance policy need not be expensive. pixabay
  • All these things can be reduced when the insurance companies are able to sell multi-year plans to the consumers. For this reason, they offer some discount for such policies.
  • Not only that, you can even get the premium locked for the entire duration of policy and this means that there will be no increase in premium even when you make claims in between the tenure.
  • All these results in lot of savings for the consumer in the long run and you can compare bike insurance plans that come with multi-year coverage.

Avoid claims for small repairs

You should not make the mistake of making claims for small damages as this can affect your track record in the long run. Remember that even when you make claims for a few hundred rupees, it will be considered as a claim and you will lose out on various benefits in future.

Note that when you do not have any claims for the entire tenure, you can get good discounts for the next renewal. This can carry forward for many years and you will be able to save lots of money on the premium of the insurance policy.

Also Read: Top 10 Bikes With The Best Mileage in India

Install safety gadgets to get discounts on premium

This is one aspect that you should focus and it is neglected by many consumers who buy bike insurance in the market. Remember that the insurance policy can only compensate for the damages done and it cannot prevent the damage to your bike in any manner. However, you can take proactive action and install safety gadgets like theft lock and GPS tracking devices in your bike. In this way, you will be able to protect your bike and also get some discounts on the premium from the insurance company.

These are some of the best ways in which you can save money paid for your bike insurance. Apart from these, you can get some more ideas when you discuss your requirements with insurance advisors. You can also keep track of new features of various plans to know about the updated insurance options available in the market for your bike.