Tuesday February 19, 2019
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Does Your Home or Office Have Enough Fire Safety?

Proper fire safety is something that you always need to have in place, even if you hope to never need the equipment.

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California, Fire prevention, wildfires
A firefighter sprays the smoldering remains of a vehicle on Interstate 5 as the Delta Fire burns in the Shasta-Trinity National Forest, VOA

If you’re lucky, you’ll never experience a fire in your home or place of business, but you can only trust luck so far. Because a fire can strike anywhere at any time, you need to be prepared by keeping your fire prevention supplies ready and your sprinklers well-maintained. Control Fire Systems offers a variety of different fire prevention services, including fire sprinkler system maintenance and important safety supplies.

fire prevention
In many cases, regular maintenance can also save you money on building insurance premiums. Pixabay

Fire Control Equipment

Any home or office can benefit from certain fire equipment. Any room that has people sleeping or which poses a potential fire hazard should have smoke alarms installed, preferably wired into the building’s electrical system so dead batteries don’t become a problem. Portable fire extinguishers should also be easily accessible in several areas of the building. Finally, in public places, exits should be clearly marked with signs that can be seen through a haze of smoke. You can get all of these supplies in one place. Control Fire Systems is a fire equipment supplier that provides alarms, extinguishers, control panels, signage, and much more.

 

fire prevention
Keepi your fire prevention supplies ready and your sprinklers well-maintained. Flickr

 

Equipment Installation

Having alarms and extinguishers on hand is only one part of the fire prevention problem. You also need to make sure that they are properly installed and maintained. Control Fire Systems is a fire equipment supplier that also has you covered when it comes to the installation and testing of the equipment. These experts can visit your home or place of business for proper fire equipment installation, ensuring that sprinklers are piped into the appropriate water supply, alarms are strategically placed, and extinguishers are accessible in case of emergency. With the right installation, your chances of surviving a fire go up dramatically.

fire prevention
Additionally, keeping your home or office building ready to respond to a fire can help. Flickr

Equipment Testing and Maintenance

Certain pieces of fire safety equipment need to be tested on a regular basis or have certain maintenance steps that need to be performed, usually every year. After installing your equipment, the experts at Control Fire Safety can also provide you with regular maintenance to make sure that everything works properly year after year. This includes such tasks as fire sprinkler inspection to make sure that your equipment meets all local and national fire codes. Because sprinklers need to be tested on occasion, Control Fire Systems also offers fire sprinkler system testing. While you can test your alarms and sprinklers yourself if you so choose, having professionals on hard for fire sprinkler system maintenance and other tasks helps to avoid any errors. In many cases, this regular maintenance can also save you money on building insurance premiums.

Also Read: Wildfire in California Causes Severe Distress to Citizens

Proper fire safety is something that you always need to have in place, even if you hope to never need the equipment. By using a supplier like Control Fire Systems that can also provide installation and maintenance for e reasonable cost, you give yourself a better chance of being prepared should an emergency happen. Additionally, keeping your home or office building ready to respond to a fire can help keep your insurance lower and keep you in compliance with all local laws and regulations.

Next Story

Benefits of Buying Car Insurance in Dubai

At the time of buying an insurance plan, be sure to read carefully between the lines.

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Car Insurance
Computation of IDV is important. Lower IDV will reduce the premium, but will also impact by lesser compensation. Flickr

Driving is more convenient when you are protected and secured. Accidents can happen anytime, anywhere irrespective how skilful driver you are. In such situations, car insurance provides much-needed financial protection. Therefore, besides driving carefully, you must buy car insurance. Online Car Insurance in Dubai can be purchased very easily. If you opt for a comprehensive coverage policy, it safeguards vehicle and vehicle owners against the loss caused by an unforeseen event.

Why buy Car Insurance in the UAE?

Mandatory by Law- According to the UAE RTA law, it is a matter of the utmost importance for all vehicle owners to get car insurance cover. If their car is plying on the UAE road without insurance coverage, the car owner will be penalized.

The car insurance policy offers complete protection to the insured vehicle in case of an accident or damage. The repair expenses incurred by the policyholder are paid for by the insurer. Now the question arises, what type of policy plan should you go for.

California, Fire prevention, wildfires, Insurance, car insurance
The burned out hulks of cars abandoned by their drivers sit along a road. VOA

Well, the type of insurance you opt for will depend on two things:

  1. The insurance expectations of the policyholder.
  2. The coverage offered by the insurance plan.

Types of Car Insurance in the UAE

  • Third-party Liability Protection- As per the UAE law, it is mandatory for vehicle owners to have third-party liability protection for their vehicles plying on the roads of UAE. It provides insurance coverage to the policyholder against legal liability in case of the damage caused to a third-party. The third-party insurance plan offers coverage under the following circumstances:
  • Loss of third-party life/bodily injury
  • Loss of third-party property

Note- Terms and conditions may apply. Please refer to the policy wordings before buying online car insurance in Dubai.

  • Comprehensive Insurance- As the name itself suggests, the policy provides wider protection coverage. It covers damage caused to the insured vehicle by accident either due to the driver’s own fault or due to the third party’s fault. It extends coverage to the driver and passengers who need medical attention after the mishap occurs. Moreover, the premium that is to be paid here is on the higher side because the plan covers damages for all the parties involved in the event. When it comes to the rate of premium, the providers of online car insurance in Dubai strive to make the price and benefit details as transparent as possible. Just compare benefits and prices online to find the right deal.
Car, insurance
Buying online insurance in UAE entitle the insurance buyer to avail exclusive offers and discounts. Pixabay

Ideally, you should opt for comprehensive insurance because it provides wider insurance coverage.

Why Comprehensive Insurance?

It’s simple. Because it provides comprehensive insurance coverage.

Car Insurance provides the policyholder with comprehensive insurance coverage as per the applicable terms and conditions. It provides coverage for the legal expenses for the damage caused to the third-party person or property. Interestingly, online insurance in Dubai allows comparing and purchasing insurance plans as per the insurance expectations of the insurance buyers. The car insurance policy provides protection for the following cases:

  • Fire
  • Loss/theft
  • Vandalism
  • Accidental motor vehicle collision
  • Toppling of car
  • Vehicle explosion
  • Self-ignition
  • Motor vehicle theftDamage caused during transport ion via rail, roadways, inland waterway, elevator among others
  • Other Malicious Acts

In this article, we have listed benefits of buying car insurance in Dubai.

  • Transparency- Due to the absence of any middleman (insurance agent or insurance broker), insurer and insurance buyer deal directly. It leaves no room for any ambiguity and ensures that insurance buyer buys insurance in a transparent manner.
Car Insurance
When there is no involvement of any agent/broker, the premium a policy buyer pays is significantly lower. Flickr
  • Economical- When an insurance buyer buys insurance via offline mode i.e. through an insurance agent or insurance broker; the agent/broker gets a commission that comes from the premium the insurance buyers pay. When there is no involvement of any agent/broker, the premium a policy buyer pays is significantly lower.
  • Fulfilment of Legal Liability- As mentioned above, it is a must to buy insurance coverage in the UAE. In case of an accident, it fulfils the legal liability of the vehicle owner.
  • Flexibility– The scope of coverage is totally up to the requirements of the insurance buyer. Some insurance buyers prefer to opt for a minimum cover since they might assume the chances of something bad happening are very low. On the other hand, some insurance buyers are extra cautious over the selection policy. They want enhanced financial protection. As a result, they opt for comprehensive insurance coverage.
  • Offers and Discounts- Buying online insurance in UAE entitle the insurance buyer to avail exclusive offers and discounts. These discounts can help the policyholder save a lot on the cost of the premium.

Also Read: 5 adventure sports in Dubai you can not miss

Note- Stay abreast of the limited-time offers, which may always come in handy at the time of buying/renewing car insurance.

Add-ons to the Policy– If you want enhanced insurance coverage, it’s good to opt for add-on covers. It will expand the scope of coverage. However, these benefits would also affect the cost of the premium.

Over to You

Buying online car insurance in Dubai offers various benefits. At the time of buying an insurance plan, be sure to read carefully between the lines. It will help you to fully understand what’s available in the policy and what not. It helps to understand the terms and conditions for each type of plan.