Never miss a story

Get subscribed to our newsletter

If you are shopping around for car insurance, let the following tips and tricks guide you. Pixabay

According to the stats, car insurance costs are skyrocketing. It’s increasingly becoming expensive to purchase car insurance covers. That’s why most car owners are struggling to fund their car insurance covers. However, you can get cheaper auto insurance covers. So, if you are shopping around for car insurance, let the following tips and tricks guide you get a cheaper cover.

State Your Mileage Accurately

Don’t assume that lower mileage translates to lower prices. This isn’t the case. In fact, things are different on the ground. Thus, don’t under or overestimate your mileage. Consider checking the clock. Then submit accurate figures.

Enhance Your Car’s Security

Make it hard for someone to steal your car. Doing so can lower the cost of car insurance. It’s also important to note that the majority of cars manufactured after 1997 come with engine immobilizer as well as alarm fitting. Plus, if you add a tracker, it will optimize your car’s security level. Consequently, it will lower the amount of money you pay for your car insurance coverage.

Black Box Tech

Invest in black based box tech. With a telematics (which is actually a black box) policy, you have a solution that will tailor insurance-based costs based on three things. They include:

  • How much you drive
  • How you drive your car
  • When you drive your four-wheeler

When it comes to insurance, loyalty is not a popular option. Pixabay

This policy will help lower the cost of car insurance.

How Your Car is Used

The policy you choose should explicitly reflect how your car is used. For instance, if your car is used for shopping, there is no need to have a cover for commuting. Also, don’t think that a third party based fire cover is cheaper than its comprehensive counterpart. The opposite is true. In fact, they are more expensive. Thus, it’s important to take a cover that suites your explicit needs.

Change Your Insurer

When it comes to insurance, loyalty is not a popular option. In fact, experts advise policyholders to switch insurers if they feel that they are getting raw deals. Loyalty will make you pay more towards your car insurance policy. Compare car insurance quotes and policies. It will give you a better deal.

Compare Quotes

Another great way of slashing your car insurance cost is by comparing different car insurance quotes. Also, look at the finer details. Check to see if there are extras you actually don’t need. Shop around for the best policy in town.

Follow NewsGram on Quora and get interesting answers for your queries

Other Tips

  • Consider tweaking your voluntary excess
  • Revisit that job title of yours to see if it affect the way you drive your car
  • Change your driver
  • Downsize your four-wheeler
  • Be sure to obey traffic laws
  • Consider building that no-claims bonus of yours

Also Read: Sri Bhārata Māta Ashtottaram: 108 Sanskrit Mantras

The Bottom-Line

Car insurance premiums are dependent on a number of factors. From mileage to how you use your car, several factors can play a key role in influencing your premiums. So, if you don’t want to overpay when it comes to auto insurance covers, think about embracing the above tips and tricks.

[ Disclaimer: The article published above promotes links of commercial interests.]



Kashmir's natural splendour, with its beautiful valleys and towering mountains, is really unlike anywhere.

Along with the undeniable natural beauty, the Kashmir valley has developed a reputation for adventurous activities like trekking, hiking, and river rafting. Kashmir has maintained its charm, allowing us to time-travel into beautiful destinations which make one forget about the stress and worries of life. The hikes in Kashmir offer adventurers to go on a self-discovery trip through nature's lap over the mountains while taking in the breathtaking scenery that surrounds them on their journey. In addition to the hikes, there are many thrilling adventure activities, like rock climbing, rope climbing, etc. Trekking across the region of mountains and lakes will allow you to experience living in the "Paradise on Earth," and you wouldn't want to return to your regular life after that.

The following are some of the finest hiking destinations in Kashmir:

Keep Reading Show less
Photo by Wikimedia Commons.

Pind Daan at Jagannath Ghat, Kolkata.

The Pitru Paksha starts after the Full Moon day, and this day marks the beginning of the waning phase of the Lunar cycle. This event is roughly of 15-day period, and is of great significance. From this day, rituals like Tarpan or Tarpanam and Shradh are carried out to pay respects to dead relatives and ancestors.

It is believed that from the very first day till the last day, the unhappy souls of the deceased return to the Earth to see their family members. So, in order to ensure that the dead attain Moksha, i.e. to get liberation, family members of these souls quench their thirst and satisfy their hunger by performing the Pind Daan, which includes offering food consisting of cooked rice and black sesame seeds. The literal meaning of Pind Daan is the act of satisfying those who no longer exist physically.

Keep Reading Show less
wikimedia commons

Cubbon Park is a lush green garden at the heart of Bangalore

At the heart of Bangalore city, a large 300-acre space of lush greenery and heritage stands as a symbol of the city's past, present, and future. Cubbon Park is every child's favourite park, every Bangalorean's haven of fresh air, and altogether, the city's pride.

It stands testament to the past, in terms of the diversity of flora it houses. Bangalore traffic in the recent past has grown into a menace, but the stretch between MG Road and Cubbon Park is always a pleasurable place to stop and wait for the signal to turn green. The gust of wind that blows here, and the smell of mud, coupled with floral scents instantly transports citizens to Old Bangalore, where the weather was fine, and the trees loomed over roads with thick canopies that did not even allow rainwater to penetrate. Cubbon Park is also a historical site, and one of the few remaining monuments of colonial heritage in Central Bangalore. It houses many statues and among them, the most famous is that of Queen Victoria, which faces the St. Mark's Square.

Keep reading... Show less