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A mobile App ‘Go-Jek’ relieves people of maddening traffic in Jakarta, Indonesia

Go-Jek says, it has more than 200,000 drivers around Indonesia

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Go-Jek, An Ojek For Every Need Image Source:Flickr
  • Go-Jek’s vision is to escape competition by creating an on-demand platform for anything the consumer wants
  • With rides on motorcycles,Go-Jek has built on the usual strategy of providing rides to introduce a slew of additional Go- services to the app
  • The sudden success over the past two years took even its founder by surprise

s.The ride-hailing apps that are now part of daily life from New York to New Delhi and London are usually used to summon cars. Jakarta, the world’s sixth-largest urban sprawl and by some measures the most car-clogged, needed something different.

Go-Jek became a  sudden success over the past two years and took even its founder by surprise. “We really had no idea it would be adopted so widely and so quickly,” said Nadiem Makarim, who admits the company and its app struggled to keep pace when tens of thousands began downloading it. Makarim believes Jakarta’s carmageddon had arrived at a “pain point” of huge unmet demand for a solution.

As by far the biggest economy in Southeast Asia, making up a third of the region’s gross domestic product, Indonesia has also attracted Uber and Go-Jek’s fiercest competitor, Malaysia’s Grab, which is headed by Makarim’s Harvard classmate Anthony Tan.

Go-Jek has built on the usual strategy of providing rides to introduce a slew of additional Go- services to the app, including delivering food, groceries, cleaners, massage therapists and beauticians to homes.

The Go-Send document pickup and delivery service and Go-Food are the company’s two biggest businesses after rides, Makarim said. Go-Food, he said, has become the biggest food delivery business in Southeast Asia by number of transactions.

“Go-Jek’s vision is to escape competition by creating an on-demand platform for anything our consumer wants,” he said. “We’re not stuck on our identity based on what we think it should be. We let the market decide what they want us to be.”

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Go-Jek logo Image Source:Wikimedia Commons

Like elsewhere, ride hailing apps are drawing an angry backlash from taxi drivers as their incomes drop. In March, a protest by thousands of taxi drivers that paralyzed the capital turned violent, with cabbies brawling in the streets with green-jacketed drivers from Go-Jek and Grab.

Go-Jek says it has more than 200,000 drivers around Indonesia but the pain for taxis seems most acute in Jakarta, where all the ride hailing services are battling fiercely for customers, pushing fares to rock bottom.

Yet the apps have proven so useful to people in a city where officials estimate congestion causes losses of $3 billion a year that attempts to ban them on the basis of claims of unfair competition have failed.

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When the transport minister issued a directive last December banning app-based ojeks, the public outcry was such that President Joko Widodo quickly overruled the decision.

“We want to make Indonesia proud that this is a uniquely Indonesian company that was started here,” Makarim said. The nationalistic appeal of a home-grown tech success is also a potent advantage for the company. (VOA)

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Commute to Work by Walking, Cycling Instead of Car to Reduce Early Death Risk

Driving to work may increase risk of early death

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person death
Cycling your way to work may reduce risk of early death. Pixabay

People who walk, cycle and travel by train to work are at reduced risk of early death or illness compared with those who commute by car, according to a new study.

For the findings, published in the journal The Lancet Planetary Health, the researchers conducted a study on more than 300,000 commuters in England and Wales. They used census data to track the same people for up to 25 years, between 1991-2016. The researchers from Imperial College London and the University of Cambridge in the UK, suggest increased walking and cycling post-lockdown may reduce deaths from heart disease and cancer.

“As large numbers of people begin to return to work as the COVID-19 lockdown eases, it is a good time for everyone to rethink their transport choices,” said study researcher Dr Richard Patterson from the University of Cambridge.

train death
People travel by train to work are at reduced risk of early death or illness. Pixabay

The research team found that compared with those who drove, those who cycled to work had a 20 per cent reduced rate of early death, 24 per cent reduced rate of death from cardiovascular disease during the study period, a 16 per cent reduced rate of death from cancer, and an 11 per cent reduced rate of a cancer diagnosis.

Walking to work was associated with a seven per cent reduced rate in cancer diagnosis, compared to driving. The team explain that associations between walking and other outcomes, such as rates of death from cancer and heart disease, were less certain.

One potential reason for this is people who walk to work are, on average, in less affluent occupations than people who drive to work, and more likely to have underlying health conditions which could not be fully accounted for.

car death
The study shows that those who drove had a 20 per cent increased rate of early death compared to those who cycled to work. Pixabay

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The research also revealed that compared with those who drove to work, rail commuters had a 10 per cent reduced rate of early death, a 20 per cent reduced rate of death from cardiovascular disease, and a 12 per cent reduced rate of cancer diagnosis.

This is likely due to them walking or cycling to transit points, although rail commuters also tend to be more affluent and less likely to have other underlying conditions.”With severe and prolonged limits in public transport capacity likely, switching to private car use would be disastrous for our health and the environment,” Patterson said.”Encouraging more people to walk and cycle will help limit the longer-term consequences of the pandemic,” Patterson wrote. (IANS)

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The Best Ways to Finance Buying a Car

Buying a car? Dont worry, we have a number of options for you to choose from

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Car showroom
Stop worring about savings while buying a car now. We bring to you various options to choose and decide from. Pixabay

So, you have set your sights on getting your own car. If you have saved enough, you can pay the entire amount at one go and not have to worry about anything. But the average person might not have that much money. If you too belong to that group, then you need not fret. Have a look at the various options that you have and decide for yourself.

1. Loan

Get a loan from a bank or any other finance company. If you have a good credit history, this option can turn out to be the cheapest. To get the best interest rate on your loan, you may need to look at different options. NowLoan can help you find the best lender.

Pros

  • You get the ownership right from the start
  • Formalities can be done online

Cons

  • Requires good credit history
  • It can affect your ability to borrow more
auto financing car
If you buy a car with the help of a loan then you get the ownership of the car from the start. Pixabay

2.Personal Contract Purchase

At the start, you pay a deposit. After that, you need to pay a monthly payment for a period of 2 to 4 years. Once the contract ends, you can pay a final amount of money and buy the car. Or, you can exchange the car for a new one and continue as usual. Or, you could simply not continue any further and return the car.

Pros

  • Greater choice after the end of the contract
  • Flexibility in terms of payment

Cons

  • You may have to pay extra for mileage higher than a certain limit
  • More tear and wear can result in higher charges

3.Personal Contract Hire/Lease

If you simply want to hire a car and not buy it, then this method can turn out to be cheaper. Under this process, you provide a deposit. You continue to pay monthly instalments until the end of the lease contract. Once the contract ends, you need to hand the car back.

beautiful car
You can hire a car if you want flexibility in terms of payment. Pixabay

Pros

  • Flexibility in terms of payment
  • Monthly payment includes servicing and maintenance costs

Cons

  • Deposit needed of 3 months payment
  • In the end, you have to give up the car

4. Hire purchase

In this payment option, you are hiring the car until you finish paying the whole amount. Once the last instalment is paid, the ownership of the car transforms to you. First, you need to pay a deposit of around 10% of the price. Then, you need to pay a monthly instalment for a certain period.

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Pros

  • No extra charges for wear and tear or mileage
  • Flexibility in duration

Cons

  • You will get ownership only after you have paid the final instalment
  • The monthly payment is higher than other option

Conclusion

Each of the options listed above has its advantages and disadvantages. You will need to look into the ones that are most suitable for your needs. Calculate the total cost by including the deposit and each monthly payment. Know about extra or hidden charges you may have to pay. You can get in touch with a trusted broker like NowLoan online to get the most suitable lender and easily get that dream car.

[Disclaimer: The article published above promotes links of commercial interests.]

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88% Indian Professionals Believe Having Right Connections Important for Success: LinkedIn

88% Indians believe right connections key to career growth: LinkedIn

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LinkedIn
Members of the professional network in India living in metro cities are 1.76x more likely to have a stronger network than those living in non-metro areas, showed the findings which are part of LinkedIn Opportunity Index 2020 report. Pixabay

About 88 per cent of Indian professionals believe that having the right connections is important to get ahead in life, Microsoft-owned LinkedIn said on Wednesday.

Members of the professional network in India living in metro cities are 1.76x more likely to have a stronger network than those living in non-metro areas, showed the findings which are part of LinkedIn Opportunity Index 2020 report.

The results showed that Bengaluru, Mumbai, and Delhi NCR are the top three regions with people with stronger networks, with members in Bengaluru leading the national average.

Members who attend a top university are 1.53x more likely to have a stronger network than those who did not.

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Ironically, the results also showed that only 13 per cent of Indian professionals are looking for networking opportunities.

This vast difference between awareness and action suggests that while young professionals in India aspire for stronger networks, they lack necessary direction and guidance to build these networks.

LinkedIn
About 88 per cent of Indian professionals believe that having the right connections is important to get ahead in life, Microsoft-owned LinkedIn said. Pixabay

This barrier is visible across Asia Pacific, with a majority of respondents (51 per cent) believing that a lack of networks is a difficult barrier to overcome and this is mainly because they lack the confidence and guidance on how to go about building a network.

“It is important for our members to know that they are not alone in these times of social distancing. By staying connected virtually, professionals can help each other seek new opportunities, connections, and navigate challenges together,” Ashutosh Gupta, India Country Manager, LinkedIn, said in a statement.

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“It is our constant endeavour to ensure that people with equal talent have equal access to opportunities, and we are seeing the community come together to give help and get help like never before,” Gupta said.

The report, based on responses from more than 30,000 participants, suggests that networking and mentorship are among the top most opportunities sought after by Indian professionals. (IANS)